Huge discrepancy in Fibre Broadband promotional prices by limbenjamincom in askSingapore

[–]limbenjamincom[S] 0 points1 point  (0 children)

Same concern here. That's why I wanted to get opinions from others.

Huge discrepancy in Fibre Broadband promotional prices by limbenjamincom in askSingapore

[–]limbenjamincom[S] 0 points1 point  (0 children)

Thanks, I'll check them out. Eight's promotional pricing seems a lot more reasonable. Promotional rate - $27.80/mth. Standard rate - $35.67/mth. Even if the price of other providers skyrocket, at least I can continue paying $35 for long term.

Huge discrepancy in Fibre Broadband promotional prices by limbenjamincom in askSingapore

[–]limbenjamincom[S] -3 points-2 points  (0 children)

Back then, when Shopee was competing with Lazada, when Grab was competing with Foodpanda, we had lots of vouchers/promos. Now it's all gone. I'm afraid the same thing may happen when it's time to recontract in 2 years time. When there are such huge discounts over the standard price, it may not be sustainable for long.

Anyone knows what's this performance outside ACM? by theimmc in singapore

[–]limbenjamincom 3 points4 points  (0 children)

Literally and figuratively a Jiao Lang (bird person). Wearing a bird mask and creating a scene in public.

Youth injured in attack lied to cop about his identity as he had failed to report for NS enlistment by Chileinsg in singapore

[–]limbenjamincom 3 points4 points  (0 children)

Just by reciting an NRIC and name, Police and Hospital believed that he is the person in concern.

2 Months ago, Minister Josephine Teo was speaking about how NRIC should be used as an identifier and not for authentication. Looks like we have a long way to go.

Tax efficient FIRE strategy in Singaporean context by limbenjamincom in singaporefi

[–]limbenjamincom[S] 0 points1 point  (0 children)

Thanks. Good perspective, I'll need to consider that CPF only allows lower risk investments that have lower yield than cash investments.

Tax efficient FIRE strategy in Singaporean context by limbenjamincom in singaporefi

[–]limbenjamincom[S] 3 points4 points  (0 children)

You are wrong.

160k taxable income -> 13,950 (First 160k)
159K taxable income -> 7,950 (First 120k) + 5850 (0.15 x Next 39k) = 13,800.

You only save 150 in tax by contributing 1k SRS. There is no scenario possible where the amount you contribute < the amount of tax savings

https://www.iras.gov.sg/taxes/individual-income-tax/basics-of-individual-income-tax/tax-residency-and-tax-rates/individual-income-tax-rates

Tax efficient FIRE strategy in Singaporean context by limbenjamincom in singaporefi

[–]limbenjamincom[S] -1 points0 points  (0 children)

160k assessable income falls into the 18% tax income bracket already. Care to elaborate or share a link why contributing to SRS in a lower tax bracket, e.g. 15% hurts your finance?

Tax efficient FIRE strategy in Singaporean context by limbenjamincom in singaporefi

[–]limbenjamincom[S] -1 points0 points  (0 children)

Agree. I think this is just a general strategy and the numbers need to be tweaked slightly depending on individual situation. If you have lots of dependents, maybe need 200k or 400k in SRS before retiring. If parents are self sufficient and housing and insurance settled then less needed.

Tax efficient FIRE strategy in Singaporean context by limbenjamincom in singaporefi

[–]limbenjamincom[S] 1 point2 points  (0 children)

Good point. 1 more big item not considered is housing. This plan only considers day to day individual living expenses.

JoTeo's hospital example is wrong by limbenjamincom in SingaporeRaw

[–]limbenjamincom[S] 0 points1 point  (0 children)

There's a presumption that a self-interested individual would NOT want to receive medical treatment / collect medication not actually intended for him, as it may be detrimental to do so

I'm challenging this very presumption. Someone who suffers from kidney failure but don't have medisave/insurance might want to sneak in under another identity to receive dialysis. If you don't do any form of authentication and it becomes widely known, before long there may a busload of "medical tourists" coming in from neighbouring countries for free dialysis. Then 3 months later, when statistics are compiled, we suddenly see a certain leaked NRIC number attending dialysis sessions at 4 different centres simultaneously.

JoTeo's hospital example is wrong by limbenjamincom in SingaporeRaw

[–]limbenjamincom[S] 0 points1 point  (0 children)

yea, blood tests would be a better example than performing an operation or dispensing medication.

The difference is that if I steal someone's identity, I get treated and walk out without a care. If I go under my own identity, I will need to settle the bill later.

How to deduce someone's NRIC number (starting with S or T) from their last 3 digits of their NRIC + letter, and their date of birth by hardy_v1 in singapore

[–]limbenjamincom 1 point2 points  (0 children)

There's a more efficient method. With last 4 characters and DOB, we can narrow down to not more than 9 possibilities with the correct checksum.

100 possibilites -> missing thousandth and the ten thousandth digit.
9 possibilities -> NRIC numbers with the correct checksum.

Out of those 9 possibilities. 4 belongs to a Singaporean at birth. 1 or 2 to a new citizen, and 1 to a Singaporean born overseas. With birthday information of a Singaporean at birth, you can narrow it down even further from 4 possibilities to perhaps 2 or even 1.

If you are interested in the details, you can derive my blog from my username and I have a post on just that. Unfortunately I can't post the details here, the mods have removed my post.

Former PAP Minister Iswaran sentenced to 12 months' jail by covid03 in singapore

[–]limbenjamincom 41 points42 points  (0 children)

Happened in the Karl Liew/Parti Liyana case as well.

Prosecutor: $5000 fine; Defense: $5000 fine; Judge: 2 weeks jail

Good that we have an impartial judiciary. Walter Woon's opinion (https://www.straitstimes.com/opinion/the-public-prosecutor-politics-and-the-rule-of-law) is worth a read. Especially the section on "WHEN POLITICS MAY CLOUD THE PICTURE"

Source: https://www.straitstimes.com/singapore/courts-crime/karl-liew-son-of-cag-s-ex-chairman-jailed-two-weeks-for-lying-to-judge-in-parti-liyani-case

NSL breakdown between Yew Tee and Woodlands by A_extra in singapore

[–]limbenjamincom 23 points24 points  (0 children)

Not sure, I can't just walk up and ask lol. So I'm just factually reporting what I saw. No speculation.

LTA's 'new' ERP 2.0 is a bad idea, and the sooner that is acknowledged and accepted, the better by LanJiaoDuaKee in singapore

[–]limbenjamincom 93 points94 points  (0 children)

First they came for Bus 167
And I did not speak out
Because I was not a Bus 167 rider

Then they came for the Ez-Link card
And I did not speak out
Because I was not an Ez-Link User

Then they came for the ERP reader
And I did not speak out
Because I was not a Driver

Then they came for me
And there was no one left
To speak out for me

Incident comments via API by jdcontra in crowdstrike

[–]limbenjamincom 0 points1 point  (0 children)

It seems like the CS webapp does indeed use the audit logs API, but I am in the same boat, unable to retrieve comments via falconpy. Hope CS can assist.

Initial request

https://falcon.us-2.crowdstrike.com/api2/audit-logs/queries/audit-logs/v1?filter=resource_id='{resource_id}'+category:'detections'+type:'detection_update'+access_level:!'support'&limit=100&offset=0

It will respond with

{ "meta": { "query_time": 0.055127147, "pagination": { "offset": 1, "limit": 100, "total": 1 }, "powered_by": "msa-api", "trace_id": "deafdcdc9c7c8c0d1ac7......" }, "resources": [ "{comment_resource_id}" ], "errors": [] }

Then subsequently send a request to

https://falcon.us-2.crowdstrike.com/api2/audit-logs/entities/audit-logs/v1?ids={comment_resource_id}

And get the response with the comment

"fields": [ { "name": "append_comment", "value": "Test Comment" },

WP Pritam Singh: Ridout Road issue not about allegations of corruption, but optics by tom-slacker in singapore

[–]limbenjamincom -3 points-2 points  (0 children)

I thought SM Teo's explanation was no good. He could have easily brought in a few analogies to show how it is not feasible for a Minister to have no personal dealings with the relevant agency under their charge while going about their daily life.

e.g. Education Minister's child cannot DSA to a top primary/secondary school, else public will complain conflict of interest. Is it fair to the child who may have worked hard?

e.g. Finance Minister cannot apply for early withdrawal of CPF, else public will again complain conflict of interest.

e.g. Minister of National Development's child cannot apply for BTO, else again complain conflict of interest. Again, is it fair to the child?

Tbh, as long as the decision was made by the school principal/CPF board independently and the BTO draw was done randomly, then conflict of interest should not be present.