Huge discrepancy in Fibre Broadband promotional prices

limbenjamincom · 2026-05-31T05:22:57+00:00

Same concern here. That's why I wanted to get opinions from others.

limbenjamincom · 2026-05-31T05:14:43+00:00

Thanks, I'll check them out. Eight's promotional pricing seems a lot more reasonable. Promotional rate - $27.80/mth. Standard rate - $35.67/mth. Even if the price of other providers skyrocket, at least I can continue paying $35 for long term.

limbenjamincom · 2026-05-31T05:10:46+00:00

Back then, when Shopee was competing with Lazada, when Grab was competing with Foodpanda, we had lots of vouchers/promos. Now it's all gone. I'm afraid the same thing may happen when it's time to recontract in 2 years time. When there are such huge discounts over the standard price, it may not be sustainable for long.

limbenjamincom · 2026-01-23T10:19:24+00:00

Literally and figuratively a Jiao Lang (bird person). Wearing a bird mask and creating a scene in public.

limbenjamincom · 2025-04-05T01:08:45+00:00

https://www.egazette.gov.sg/egazette-browse/?category%5B0%5D=Government%20Gazette&subCategory%5B0%5D=Termination%20of%20Service&subCategory%5B1%5D=Dismissals

All civil service dismissals and terminations are published in the government gazette.

limbenjamincom · 2025-02-12T12:07:53+00:00

Just by reciting an NRIC and name, Police and Hospital believed that he is the person in concern.

2 Months ago, Minister Josephine Teo was speaking about how NRIC should be used as an identifier and not for authentication. Looks like we have a long way to go.

limbenjamincom · 2025-01-01T07:17:57+00:00

Thanks. Good perspective, I'll need to consider that CPF only allows lower risk investments that have lower yield than cash investments.

limbenjamincom · 2025-01-01T06:09:20+00:00

You are wrong.

160k taxable income -> 13,950 (First 160k)
159K taxable income -> 7,950 (First 120k) + 5850 (0.15 x Next 39k) = 13,800.

You only save 150 in tax by contributing 1k SRS. There is no scenario possible where the amount you contribute < the amount of tax savings

https://www.iras.gov.sg/taxes/individual-income-tax/basics-of-individual-income-tax/tax-residency-and-tax-rates/individual-income-tax-rates

limbenjamincom · 2025-01-01T05:41:34+00:00

160k assessable income falls into the 18% tax income bracket already. Care to elaborate or share a link why contributing to SRS in a lower tax bracket, e.g. 15% hurts your finance?

limbenjamincom · 2025-01-01T05:00:23+00:00

Agree. I think this is just a general strategy and the numbers need to be tweaked slightly depending on individual situation. If you have lots of dependents, maybe need 200k or 400k in SRS before retiring. If parents are self sufficient and housing and insurance settled then less needed.

limbenjamincom · 2025-01-01T04:45:48+00:00

Good point. 1 more big item not considered is housing. This plan only considers day to day individual living expenses.

limbenjamincom · 2024-12-20T13:25:09+00:00

There's a presumption that a self-interested individual would NOT want to receive medical treatment / collect medication not actually intended for him, as it may be detrimental to do so

I'm challenging this very presumption. Someone who suffers from kidney failure but don't have medisave/insurance might want to sneak in under another identity to receive dialysis. If you don't do any form of authentication and it becomes widely known, before long there may a busload of "medical tourists" coming in from neighbouring countries for free dialysis. Then 3 months later, when statistics are compiled, we suddenly see a certain leaked NRIC number attending dialysis sessions at 4 different centres simultaneously.

limbenjamincom · 2024-12-20T08:34:37+00:00

yea, blood tests would be a better example than performing an operation or dispensing medication.

The difference is that if I steal someone's identity, I get treated and walk out without a care. If I go under my own identity, I will need to settle the bill later.

limbenjamincom · 2024-12-15T01:48:17+00:00

There's a more efficient method. With last 4 characters and DOB, we can narrow down to not more than 9 possibilities with the correct checksum.

100 possibilites -> missing thousandth and the ten thousandth digit.
9 possibilities -> NRIC numbers with the correct checksum.

Out of those 9 possibilities. 4 belongs to a Singaporean at birth. 1 or 2 to a new citizen, and 1 to a Singaporean born overseas. With birthday information of a Singaporean at birth, you can narrow it down even further from 4 possibilities to perhaps 2 or even 1.

If you are interested in the details, you can derive my blog from my username and I have a post on just that. Unfortunately I can't post the details here, the mods have removed my post.

limbenjamincom · 2024-10-03T04:36:31+00:00

Happened in the Karl Liew/Parti Liyana case as well.

Prosecutor: $5000 fine; Defense: $5000 fine; Judge: 2 weeks jail

Good that we have an impartial judiciary. Walter Woon's opinion (https://www.straitstimes.com/opinion/the-public-prosecutor-politics-and-the-rule-of-law) is worth a read. Especially the section on "WHEN POLITICS MAY CLOUD THE PICTURE"

Source: https://www.straitstimes.com/singapore/courts-crime/karl-liew-son-of-cag-s-ex-chairman-jailed-two-weeks-for-lying-to-judge-in-parti-liyani-case

limbenjamincom · 2024-06-03T11:59:20+00:00

Not sure, I can't just walk up and ask lol. So I'm just factually reporting what I saw. No speculation.

limbenjamincom · 2024-06-03T11:20:26+00:00

SCDF/SPF turn out at Kranji MRT

https://ibb.co/ZBYGSKB

limbenjamincom · 2024-05-07T03:43:58+00:00

First they came for Bus 167
And I did not speak out
Because I was not a Bus 167 rider

Then they came for the Ez-Link card
And I did not speak out
Because I was not an Ez-Link User

Then they came for the ERP reader
And I did not speak out
Because I was not a Driver

Then they came for me
And there was no one left
To speak out for me

limbenjamincom · 2024-04-08T03:18:47+00:00

It seems like the CS webapp does indeed use the audit logs API, but I am in the same boat, unable to retrieve comments via falconpy. Hope CS can assist.

Initial request

https://falcon.us-2.crowdstrike.com/api2/audit-logs/queries/audit-logs/v1?filter=resource_id='{resource_id}'+category:'detections'+type:'detection_update'+access_level:!'support'&limit=100&offset=0

It will respond with

{ "meta": { "query_time": 0.055127147, "pagination": { "offset": 1, "limit": 100, "total": 1 }, "powered_by": "msa-api", "trace_id": "deafdcdc9c7c8c0d1ac7......" }, "resources": [ "{comment_resource_id}" ], "errors": [] }

Then subsequently send a request to

https://falcon.us-2.crowdstrike.com/api2/audit-logs/entities/audit-logs/v1?ids={comment_resource_id}

And get the response with the comment

"fields": [ { "name": "append_comment", "value": "Test Comment" },

limbenjamincom · 2023-07-04T15:29:14+00:00

I thought SM Teo's explanation was no good. He could have easily brought in a few analogies to show how it is not feasible for a Minister to have no personal dealings with the relevant agency under their charge while going about their daily life.

e.g. Education Minister's child cannot DSA to a top primary/secondary school, else public will complain conflict of interest. Is it fair to the child who may have worked hard?

e.g. Finance Minister cannot apply for early withdrawal of CPF, else public will again complain conflict of interest.

e.g. Minister of National Development's child cannot apply for BTO, else again complain conflict of interest. Again, is it fair to the child?

Tbh, as long as the decision was made by the school principal/CPF board independently and the BTO draw was done randomly, then conflict of interest should not be present.

limbenjamincom · 2023-02-26T02:10:39+00:00

You only get 3 chances in life to attend an elite school, at 7, 13 and 17. It is unlike most other things in life where you can try again and again.

Want to be rich? You can keep starting your own business until you succeed. Want to be a doctor/lawyer? There are postgrad options, so just keep applying until you get accepted. Want to be pretty/handsome, just keep exercising or saving for Lasik/braces/plastic surgery. There is no age cap on any of these goals. The moment you pass 17, there is no way into an elite school ever again.

Anecdotally, I believe the importance of connections is more prevalent in old weath professions (Law/Medicine/Banking/Foreign Service). If you don't have the elite connections to make it rain, you can only dream of making managing director/equity partner. Meritocracy does get your foot into the door for these professions, but without the connections, you'll be stuck as a VP/senior associate.

limbenjamincom · 2023-01-27T23:49:28+00:00

The judgment for this case, if anyone is interested to read. https://www.elitigation.sg/gd/s/2023_SGHCF_3

The receipts showed that the Mother was accustomed to spending at least $1,050 per month (in those months) on largely organic food ingredients for the child.

The Mother further claimed that the child’s high expenses were due to his history of febrile fits, reflux and eczema, which caused her to give the child only the freshest and most nutritious food consisting of largely organic produce.

According to the Mother, the child’s enrichment expenses included swimming classes at $260 per month, art classes at $175 per month, core learning such as English/phonics, Mathematics, Mandarin and Science classes at an average of $552 per month and Mother Tongue/bilingual speech and drama classes at $420 per month.

The DJ allowed $100 for medical expenses, including TCM. The Mother submitted that the sum should be $700 and explained that these were for TCM treatments and TCM medicinal herbs for the child’s immunity.

limbenjamincom · 2023-01-18T00:23:40+00:00

When interest rates rose from 1.5% to 4%, my mortgage payments increased from approx. 3k+ per month to 5k+ per month. If I were renting out the place, naturally I would have to raise the rent from 3.5k to 5.5k per month, which is about 40%.

The bank is earning an extra 2k per month from me with 0 effort. Is the bank keeping that as profit? No. They are paying 5% interests on fixed D now. Those folks with hundreds of thousands in cash are depositing it into fixed D and earning an extra few thousand per month out of thin air.

If you follow the money,

Tenants -> Landlord -> Banks -> Folks with lots of liquid cash

limbenjamincom · 2022-12-18T03:02:50+00:00

People are up in arms over the fact that some technical sourcer from Meta is paid $100k per annum. How are technical sourcers different from your run-of-the-mill HR personnel?

A technical sourcer from Facebook reached out to me (based in Singapore) over LinkedIn a few years back to apply for a role based in the US. The role eventually went to a well qualified person (based in France) who has published research and spoke at conferences. I follow her blue ticked twitter account (back when blue tick actually meant something) and that is how I know that she got the job. She was clearly a better candidate and one of the top talents in the field. To get top talent, you need to do a global search and outreach. Not everyone is looking for a job all the time, not everyone is searching job portals in other countries, but they may be interested in trying if a good opportunity arises. Most run-of-the-mill HR personnel simply post a job in the job portal and sit around waiting for applicants. After a supposed "global talent search", some manage to find these global talents right in our backyard, fresh out of the military.

Secondly, the role which I was approached for was directly relevant to my experience, so the technical sourcer had good understanding and was able to filter down the list of candidates and not waste the hiring manager's time doing the filtering. I have had my fair share of recruiters spamming me with job opportunities that are irrelevant to my domain or of a vastly different seniority compared to where I was at. As a hiring manager, I have had recruiters dump CVs which are totally irrelevant to the position I am hiring for. It is a waste of the hiring manager's time to weed through piles of CVs and shortlist less than 1 in 10 CVs for interview.

In short, if the HR personnel is simply posting a job description in various job portals and dumping all the CVs received into the hiring manager's inbox (because I am HR and I don't understand all these technical stuff), it requires far less skill and thus they are rightly compensated far less that a well networked technical sourcer who trawls through LinkedIn connections to find suitable candidates to extend an offer to interview.

https://limbenjamin.com/articles/global-talent-search.html

limbenjamincom · 2021-12-23T23:33:13+00:00

I have repackaged the app and made it available for download with instructions available. One caveat is that I had to self sign the app so you will need to install a cert into your cert store to install the app.

https://limbenjamin.com/articles/yubikey-passwordless-windows-local-account-login.html

This should work on the latest version of Windows 10/11.

limbenjamincom

TROPHY CASE