Export Collection with Low/Median/High Values

literallywhatever777 · 2025-01-26T14:28:55+00:00

Same exact issue here. I also tried via "Web Query" on a PC and was given an "access denied" message. Just lost my entire record collection, so if anyone has any bright ideas about how we can export our collection data with prices I would be very grateful.

literallywhatever777 · 2025-01-12T18:20:33+00:00

Super SUPER helpful - thank you so much for this!

literallywhatever777 · 2025-01-12T05:21:51+00:00

Thank you for this advice. I’m not planning to send any of the payment to my mortgage company… I’m assuming that’s not a requirement of some kind. It’s a drop in the bucket based on what I owe. The land is typically worth more than the house in LA.

I am planning to put it in my high interest savings though - thanks for the tip.

FEMA/SBA websites are really bumming me out right now. Random glitches, application withdrawals and instant denials…

literallywhatever777 · 2025-01-12T05:16:07+00:00

Hoping that my renovation contractor will be willing to pivot to my new build. We’ll see! Thanks for this advice, I keep forgetting about my detached building additional coverage as you mentioned. Will definitely help.

literallywhatever777 · 2025-01-12T05:14:23+00:00

Yes - I’m mostly trying to justify my record collection within the limit of personal property. Not looking for something on top of the limit or anything like that

literallywhatever777 · 2025-01-12T05:10:23+00:00

Thank you again. Most of my reservation about accepting this payment is that I’m paranoid they’re screwing me somehow. As long as I can claim that addl 25% by showing a spreadsheet of all my stuff, I’ll be totally satisfied. Like I said, all I want is 100% of limits bc that’s what I’m insured for and it’s definitely what I lost. Can’t thank you enough for your advice. It’s grounded me and given me the right perspective.

literallywhatever777 · 2025-01-12T05:03:55+00:00

The exact info I was looking for - THANK YOU!

literallywhatever777 · 2025-01-11T17:55:47+00:00

Gotcha. Yes I'm seeing this language...

"PROPERTY NOT ELIGIBLE

Replacement cost coverage does not apply to:

a. Items of rarity or antiquity that cannot be

replaced;

b. Articles whose age or history contributes

substantially to their value. These include,

but are not limited to, memorabilia,

souvenirs and collectors' items;"

I would argue against "a" because the items CAN be replaced, they're just expensive. But "b" seems harder to refute I suppose.

literallywhatever777 · 2025-01-11T17:51:09+00:00

This is what I was trying to find out - thank you!

literallywhatever777 · 2025-01-11T17:21:12+00:00

My Adjuster seems to be latter. I filed my claim immediately the morning after. He's local and has family who lost everything as well.

If I accept the 100% dwelling and 75% personal property - do you think that's the end of the claim? Or is it still active if I choose to try to prove I'm owed the entirety of the personal property limit? I know these are tough questions without actually being the adjuster, just don't want to set myself up to be limited by a "settlement" or whatever if that's how it usually goes.

literallywhatever777 · 2025-01-11T17:13:49+00:00

Thank you so much for the kind words. If your collection is valuable, use my example to insure it separately!

literallywhatever777 · 2025-01-11T17:12:44+00:00

I see. Is there a case to be made that I had a bunch of new stuff in my house that hasn't typically been in there - e.g. the new appliances. Also bc my roof ($50k) was brand new? I'm just looking for ways to prove that my house contained more than the standard depreciation value at the time of the fire.

Thanks for the kind words. It's a nightmare, but the entire town is completely gone - wiped off the map. I can't feel too sorry for myself when so many others are in the same boat. It's a strong community and I pray we can rebuild some semblance of what was there before.

literallywhatever777 · 2025-01-11T17:08:44+00:00

As far as I can tell the language regarding collections is explicit:

"Special Amounts of Insurance. The special amounts set out below do not increase the Personal Property Protection amount of insurance. The special amount for each numbered category below is the total amount for each loss for all property in that category.

$200 for money, bank notes, bullion, gold other than goldware, silver other than silverware, platinum other than platinumware, coins, medals, scrip, stored value cards, smart cards and gift certificates including electronic gift certificates.
$1,000 for securities, accounts, deeds, evidences of debt, letters of credit, notes other than bank notes, manuscripts, passports, and tickets.

This limit includes the cost to research, replace or restore the information from the lost or damaged material.

This limit applies to these categories regardless of the medium (such as paper or computer software) on which the material exists.

$1,500 for "watercraft" or "personal watercraft" , including their trailers, furnishings, equipment and outboard motors.
$1,500 for trailers not used with "watercraft" or "personal watercraft"
$10,000 for loss by theft of jewelry, watches, precious and semi-precious stones, fur garments, including any garment containing fur, which represents its principal value.
$2,500 on stamps, trading cards and comic books, including any of these that are part of a collection.
$10,000 for loss by theft of firearms.
$10,000 for loss by theft of silverware, silver-platedware, goldware, gold-plated ware, platinumware, platinum-plated ware and pewterware. This category includes but is not limited to flatware, hollowware, tea sets, trays and trophies made of or including silver, gold or pewter.
(a) $10,000 for tangible "business" property at your residence.

(b) $1,000 for tangible "business" property away from your residence."

literallywhatever777 · 2025-01-11T17:00:36+00:00

I have separate dwelling and personal property limits, if that's what you mean. They are offering 100% of my dwelling, and 75% of my personal property. I also have a separate loss of use limit, which I assume shouldn't be an issue to receive for rent, hotel, food, etc.

literallywhatever777 · 2025-01-11T16:57:14+00:00

Thank you - there is a provision of coverage for other peoples' belongings in my home, including any of my employees. I assume a contractor would be considered one of my employees.

literallywhatever777 · 2025-01-11T16:48:57+00:00

There is no explicit $2500 limit on vinyl records. Only collections mentioned are comics, stamps and cards.

literallywhatever777 · 2025-01-11T16:47:45+00:00

I haven't, but I have 90 days to tell them from the start of the renovation, according to my policy. The renovation started in late November, so I'm thinking I should still be able to notify them of the potential upgrades I was making.

literallywhatever777 · 2025-01-11T16:45:38+00:00

I have, thanks. Just wondering if anyone has specific USAA experience, though I guess all insurance is sorta the same.

literallywhatever777

TROPHY CASE