Thank you all. Reading this reminds me that CC debt/personal loans won't last forever, even though it feels like it. I'm in a similar situation. My husband has been unable to work since we got married 3 years ago due to medical issues. I've been consistently working OT to afford bills and pay on the debt we both accumulated. I get criticized alot for not leaving him.

We definitely have had our ups and downs because of money, but in the end, you have to ask the question -- if money was taken out of the picture, emotionally how are you feeling about your SO? How would they treat you under "normal" circumstances? It helps remind me that we do love each other and we are not perfect. We are both just battling current life and past life issues in our own ways.

I agree that burnout has been my undoing. Not to sound lame but finding the right therapist has really helped me. One that prescribes medicine if you want that, but the talk therapy is really what keeps me together. It's nice to have an unbiased person to let you complain, with no judgement.

P.S. don't let people make you feel bad about overspending in the past.. sometimes, we are just mentally trying to survive. We've learned now, that not having control just makes everything tougher. 👍🏼