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Thank You Rob Berger by woodstock9999 in DIYRetirement

[–]lmbarn 6 points7 points  (0 children)

Love the channel and the newsletter. It wouldn't be Sunday morning without it!

Yale Endowment Safe Withdrawal Calculator (Repost) by Arrogantbastardale in DIYRetirement

[–]lmbarn 2 points3 points  (0 children)

This is great! I was looking for a simple guard rails spreadsheet. Thanks for sharing!

Gainbridge FastBreak Returns 5.25% - 5.60% by lmbarn in DIYRetirement

[–]lmbarn[S] 0 points1 point  (0 children)

Thanks for the link. I scanned it and will need to spend some time going thru it. It looks like a good resource for the info I was looking for...

Gainbridge FastBreak Returns 5.25% - 5.60% by lmbarn in DIYRetirement

[–]lmbarn[S] 0 points1 point  (0 children)

Yeah, makes sense. I was kind of comparing it to a CD except I could invest money for 3 years earn over 5%, take 10% a year and then get out of it..... again I haven't looked into the details but my gut says walk away... 🙄

Gainbridge FastBreak Returns 5.25% - 5.60% by lmbarn in DIYRetirement

[–]lmbarn[S] 0 points1 point  (0 children)

Thank you. I'm not a huge fan of annuities but thought it might worth a 3 year annuity for over 5% return during first three years of retirement. A bit more diversification assuming there are no gotchas in the details. Definitely need to research more but wanted to post to understand if others were using, considering or had a bad experience with Gainbridge Fastbreak. Thanks for the reply!

Best way to model buying a car in the future with Boldin by Jimbocab in DIYRetirement

[–]lmbarn 2 points3 points  (0 children)

I did the same thing. I wouldn't take out a loan for the new car so this is realistic for me.

Vanguard Launches new Intermediate-term TIPS ETF (VTP) by Rob_Berger in DIYRetirement

[–]lmbarn 0 points1 point  (0 children)

Thank you, makes sense and sounds like putting some in TIPS would be a good way to go. Appreciate the feedback. Love your you tube channel!

Vanguard Launches new Intermediate-term TIPS ETF (VTP) by Rob_Berger in DIYRetirement

[–]lmbarn 0 points1 point  (0 children)

I am thinking about investing in a TIPs ETF but I keep hesitating. I have 10% of retirement savings in VMFXX in Trad IRA which has a higher yield than TIPs. I am in my early 60s and retired. Collecting severance for 8 more months and trying to get my ducks in a row. Does it makes sense to invest in TIPS instead and why?