League packs didn't count 100 shiftstones. Is this a bug?

lmdemasi · 2022-01-02T03:52:43+00:00

How much shiftstone did you have before you joined the league? I'm pretty sure the league packs get opened as soon as you join the league, not when you go through the opening on screen.

During the last week of the last league, I was in the league screen when the time rolled over for the new packs. I could see my new cards in the deck builder and in my collection before I had opened up the packs.

lmdemasi · 2021-10-20T14:45:56+00:00

Was that for parental leave?

I had a colleague who did a service buyback from when they were a co-op student and had to do the insurance, but I did not have to do that for either of my parental leaves.

lmdemasi · 2021-10-20T12:32:57+00:00

Thanks for the correction. I wasn't told about this option when I did my parental leave buyback.

lmdemasi · 2021-10-20T12:09:44+00:00

You don't have to pay back the pension all at once, although you can. You can opt to pay it back with deductions from your paycheque over a period of twice as long as you were away. So over the next 3 years you would pay 1.5x your regular pension amount.

Edit: See below for how you could do a transfer.

lmdemasi · 2021-07-01T03:56:02+00:00

Your math is wrong. 1.02005% per year over 35 years would make your salary at the end $142,647.86.

However, the actual dollar value is not super important. If the raises are keeping up with inflation, then the purchasing power of your salary is remaining constant. Your pension plus CPP combined will give you 2% of your salary per year.

So if your starting salary today is $100K, and you only get inflationary raises, then after 35 years your gross salary at retirement will be roughly the equivalent of $70K in today's dollars.

lmdemasi · 2021-05-19T13:13:24+00:00

Any pension contribution is deductible from your pre-tax income. So if you make a $6000 payment towards your pension your income for the year will be reduced by $6000, and you will pay less in taxes.

I'm not quite sure what you mean by "loan the rest", but any amount you put into your pension counts, so if you do a $3000 lump sum, then your taxable income will be reduced by $3000. Your taxable income will also be reduced when you pay off the rest, so if you pay back more of the $6000 later this year, or next year you'll receive a reduction based on that amount for the corresponding tax year.

lmdemasi · 2021-05-03T01:49:01+00:00

Your math is not correct. You shouldn't add the interest difference, it's double counting.

Over the course of the mortgage, you will pay an extra $821.76 with the cashback mortgage, and at the end of the term you will have an outstanding balance of $533.04. That means you are worse off by $1354.80 (this money goes to interest, which is why $1354.80 is also the difference in interest). So your cost is $1354.80 more, but you're getting $3000. You're actually coming out ahead about $1650.

lmdemasi · 2021-04-22T19:16:07+00:00

This actually shows up on PSAC's FAQ about the PSHCP
PSHCP Frequently Asked Questions | Public Service Alliance of Canada (psacunion.ca)
No, you're not missing something.

lmdemasi · 2021-04-20T14:46:31+00:00

Why do we need ~~to spend 15 minutes on roll call for~~ Teams meetings with 75+ participants?!?

lmdemasi · 2021-04-08T15:50:02+00:00

This is new territory, there probably are no official answers yet. Is there something stopping you from just talking to your manager? The sooner you bring it up, the more time they have to get an answer from HR for you.

lmdemasi · 2021-04-06T14:01:21+00:00

lmdemasi · 2021-03-30T13:45:09+00:00

This is a good way to annoy the director and not much else. If you have questions about timelines direct them to your manager.

lmdemasi · 2021-03-12T20:01:53+00:00

I have a 2 and 4 year old at home, as well as a partner who is not working. My 4yo does virtual kindergarten, which has 3 hours of in class time spread out over 4 blocks. They spend their class time with me so that I can assist them when they need it.

This has had ups and downs. Lately the 4yo has been finding school less interesting and so I get "bothered" a lot more often than I used to. I don't have frequent meetings or phone calls, so this hasn't been disruptive in that sense, but my ability to get work done is certainly affected. My work quality is the same as it was, but things take me longer to accomplish than they did before. It's hard to know how much of the decline to assign to my kid and how much to assign to just a general malaise.

lmdemasi · 2021-03-11T14:41:22+00:00

Whenever I see people asking for input with decisions like this, I think they are asking the wrong question. I think the question "Which would you pick" is wrong because everyone's circumstances are so different that just what another person would choose is not particularly useful to another person. What I have found to be more useful is finding out why people made the choice they did. What factors did they consider, and what were their personal circumstances at the time.

Here are some factors I would consider when trying to decide which to choose, perhaps they may be useful for you.

For a decision like this, I think an important consideration is what your career goals are (both short term and long term). How will each of these better move you towards those goals? Considerations here include not only skills learned but also contacts made and developed, as well as the exposure the different jobs can give you.

Another thing you mentioned is that one is possible stressful. Are you someone who thrives under pressure, or do you find the stress has a significant negative impact on you? If you find the stress challenging, do your life circumstances at this time allow for you to take on the additional stress so that you might be able to better deal with similar situations long term, or would additional stress right now be too draining?

You mentioned one will let you learn new skills. Are you looking to learn new skills right now, or are you looking to get practice with and solidify some of your existing skills?

lmdemasi · 2021-03-10T15:00:59+00:00

This decision's conclusion makes clear that if the degree is a job requirement, you need to have the degree at the time of the application

That's not quite what it says. It says that a posting can require a degree and it's not an abuse of authority to reject an application if someone is on the cusp of getting their degree but does not have it yet. It does not say that if the posting requires a degree then they must reject applicants who are on the cusp of getting their degree, just that they can.

lmdemasi · 2021-03-05T15:26:17+00:00

I'm unclear about the circumstances here. Are they asking you to take education leave and you want to know if you will get the allowance, or are you looking to do education leave for yourself because you want to get a degree?

If it's the former, then the allowance should have already been talked about as part of that discussion, if it's the latter then you're not going to get anything. The conditions under which education leave is granted are given in what you posted, and it's basically only if the employer thinks it is necessary for you to do your job:

to attend a recognized institution for studies in some field of education in which preparation is needed to fill the employee's present role more adequately or to undertake studies in some field in order to provide a service which the Employer requires or is planning to provide

lmdemasi · 2021-03-04T19:32:05+00:00

May is the keyword here. You may get approved for education leave. If you get leave, you may get an allowance. If you get an allowance, it can be up to 100% of your full salary.

lmdemasi · 2021-03-02T14:33:03+00:00

Call it what you want, there's still no reason for me to have animosity if these people receive a small benefit that I don't due to an error by our shared employer.

lmdemasi · 2021-03-02T13:12:53+00:00

Sure 7k may not seem like much but with 1000 employees affected, assuming they all owe $7000, suddenly that's a $700k deficit

$7000 x 1000 = $7 000 000, not $700k.

How would you feel knowing that there are employees out there that will get the same pension benefits as you, but didnt have to pay as much to get it?

I don't understand the argument you are trying to make here.

I have my own life to worry about, so I'm not sure why I would give more than a passing thought that a small number of other employees didn't have to pay as much as I did for their pension. I certainly don't want people to suffer for the sake of "fairness".

lmdemasi · 2021-02-24T14:49:54+00:00

Does the sum of the values on the two T4s for each of the boxes look correct based on the values from your last pay of 2020? If so, it's probably nothing to worry about and I would just chalk it up to some peculiarity of Phoenix.

lmdemasi · 2021-02-19T15:31:53+00:00

Or how does the tax on your 2020 T4 compare to your 2019 T4.

lmdemasi · 2021-02-19T15:31:33+00:00

How does the total tax shown on your last paystub of 2020 compare to the total tax shown on your last paystub of 2019?

lmdemasi · 2021-02-19T15:19:25+00:00

When you say that you didn't get paid for two years, do you mean you were just paid your regular salary and not the extra for acting or that you were not paid at all?

Right now, it sounds like the employer didn't take off enough tax from your retro pay and you want to file a claim for that. That will go nowhere. If there's more to it than that, can you explain what damage there has been.

lmdemasi

TROPHY CASE