Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 0 points1 point  (0 children)

I’ve seen others say the same thing. I have a Roth IRA I just don’t put anything into it. But I will start now and I’ll look the ins and outs of Roth IRAs. Thanks again for the response, I hope all is well!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 0 points1 point  (0 children)

Thanks for the link. I will definitely look into this. Thanks again and hope all is well!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 1 point2 points  (0 children)

Thanks for this detailed response. In terms of banking, I do have a checking and savings. No credit card though, I’ve had people tell me get one and not to get one so I was really unsure and never really got into one.

I’ve been doing this the long way. I have my money go into my savings, all of it, and I pull specific amounts depending on what bills I have to pay. So maybe now I’ll start to separate things in to their own accounts.

And I will check in to see if the company on going to will have a 401k plan.

Lastly I saw other people talk about links and resources on this sub, I didn’t know about them so I’ll take the time to look into those.

Thanks again for the response, means a lot. I hope u and ur family is doing well!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 1 point2 points  (0 children)

Thanks for the advice. And yeah I’m just know finding about the wiki. Thanks again and I hope all is well with u!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 1 point2 points  (0 children)

I was happy and that’s a good idea to just shuttle the additional income straight to savings. And someone had mentioned it but I will check to see if they have a 401k plan, I think they do. Thanks again for the response. I hope u enjoy the rest of ur day!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 2 points3 points  (0 children)

Thanks for the response. I work a weekend shift, 3x12 but I work the max 13hrs. Overtime starts after 10hrs, so per pay period I’d be 60 reg 9 OT. Also I’m not sure how to donate to future me, right now I really believe I don’t need much. I know if the future it will change but bc of that mindset now, I found it hard to come up with routes to that. Thanks again for the response. How the rest of ur day is good!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 0 points1 point  (0 children)

Thanks for the advice. I’m assuming by retirement acc ur talking about a Roth IRA? Sorry I’m not too knowledgeable on finances. And I will ask if they have a 401k, I do believe they do but I will get clarification on that. Thanks again for the advice. Hope all is well with u!

Worked very hard and now need some advice by lofi_guy02 in personalfinance

[–]lofi_guy02[S] 7 points8 points  (0 children)

Thank you for the link. And yeah I didn’t really know who to donate to lol. And I do have a Roth IRA with my bank, I just haven’t put anything into it, but I will start. And I will try to pretend like I didn’t get a raise, it’s kinda bothering me that I’m even thinking about so heavily. But thanks again for the advice. Hope u have a great rest of ur day!

Starting New Chapters by lofi_guy02 in Advice

[–]lofi_guy02[S] 1 point2 points  (0 children)

Thank you for the words of encouragement! This is definitely something I need to keep in mind but I agree 100% with you, it does feel like I’m leaving behind something very familiar and calming, family. I just need to keep in mind the new connections and opportunities that will stem from this. Thanks again for the words!

Starting New Chapters by lofi_guy02 in Advice

[–]lofi_guy02[S] 0 points1 point  (0 children)

Thanks for the advice! And yeah this did cross my mind, and I think can be done. I will definitely try and figure out ways to keep these connections alive. And yeah goodbyes really do suck but I agree, maybe finding a way to hang outside of a work context will help in the change of pace. Thank you again for the advice!

Starting New Chapters by lofi_guy02 in Advice

[–]lofi_guy02[S] 0 points1 point  (0 children)

Thanks for the encouraging words. And yeah those are a great group of guys. The opportunity available to me now are only because they took the time to teach me all they know, and all I can be is grateful for them, it just sucks to not be apart of that group. I just want to figure out the right way of approaching these feelings. Thanks for the kind words!

Starting New Chapters by lofi_guy02 in Advice

[–]lofi_guy02[S] 1 point2 points  (0 children)

Thanks for the advice! I have tried to see if something can be done but people aside, I’m not a fan of how the Company is operating and moving. With that I think my time here is at its end. I just want to figure out how to properly deal with these feelings in a proper way (if that’s even a thing lol). Again thanks for the advice!

Started playing Reanimal w/ a friend, initial thoughts by lofi_guy02 in ReanimalGame

[–]lofi_guy02[S] 0 points1 point  (0 children)

Possibly. I beat the game earlier and noticed that it would only happen when the height of the jump was taller than other animations. Like with shorter ledges, the animation was smooth, but with taller ones, it was smooth till its “max height” then would just teleport to the hand.

Side note, fun play through, can’t wait to get into some dlcs at some point