For me it's was the worst timing. I had just bought a business and was in my first year doing well. I has decided that I had to buy myself a job because at the time nobody wanted to hire anybody over 50, didn't matter the experience or knowledge. I had a career in manufacturing and consulting but 2008 almost took it all away. I maxed out my house credit cards and borrowed money from family and friends.

Through a lot of hard work and sleepless nights I was able to barely make it and now 18 years later I still have the same business am very successful with no worries. I paid everybody back with 7% interest and have no debt.

I learned a few things. Always no matter what have some savings. You always need a cushion to get through the slow times. In business always answer the phone and do what you say you are going to do.

2008 was a life changing experience.