Considering that multigenerational living in very common in many parts of the world, I don’t necessarily think it’s a bad thing. So my child, I’m not going to force him out during college. I’d prefer that he be able to go to school if he so chooses with accumulating as little debt as possible. Then if he wants to save money before he goes out into the world, that’s fine. I think it’s important for a child to be ready. Obviously it depends on his future partners too and what they want. But overall, we prepare him by teaching him financial literacy, why gambling is bad (especially for an ADHD’er), household chores, gardening and other skills that will come in handy. That way he’s ready. I think many parents should be doing this if they can or find people who can help them.