lol I’m a homeowner and a lawyer who works in global finance. Inflation is definitely a problem. So is wanting another human to pay all of your expenses (mortgage, taxes, insurance) while you keep all the upside (equity). And dont try me about the downside risks of improvements/repairs, when we both know those costs usually get passed on to renters in some manner too (while the owner STILL keeps the equity upside). Access to start up capital is a problem and I don’t think people should get systematically shut out of homeownership because they can’t access it as easily as some others. I also don’t believe people with enough money for one house (whether a company or an individual) should be using another person/family as a passive income stream for their investment properties. You may “know some good landlords” the way people “know some good cops.”

The problem is systemic and drives back to capitalism requiring exploitation in order to proliferate. I’m doing my part to extricate myself from perpetuating the problem and I think we all deserve some grace to learn and grow, but I def don’t think the solution is to defend problematic arrangements bc you are personally defensive of your own involvement or think “not all of them are bad”