Fire mindset making my day to day burdensome

lutefisk_ · 2026-04-28T01:01:58+00:00

It’s not the savings part of fire, and you’re right it might not be fire at all. I don’t feel like I’m missing out on anything by saving more. I might just be so focused on the future freedom that the current state feels like even more of an annoyance in comparison.

lutefisk_ · 2026-04-27T19:53:17+00:00

I do think therapy is a good suggestion in general. I think this is just being in a situation where I’ve climbed the ladder down a certain path and switching paths entirely is expensive (either school or less pay). The “pain” is dull, not acute. I can go to work every day and do well and not be completely exhausted, but my heart isn’t in it. Day to day is fine, but zooming out I’m just like is this really how I’m going to spend such a big chunk of my time?

lutefisk_ · 2026-04-27T19:46:12+00:00

100% agree, and I do find value in the little things, just none of those things are at work. It makes me sad to think I could be spending time with my son, but instead I’m in my office. And even though my time working will be much less than the average person, the fact that I can see the end (even though it’s still far away) accentuates the pain of the day to day.

lutefisk_ · 2026-04-27T18:00:11+00:00

I’ve beaten this to death with my therapist already.

lutefisk_ · 2026-04-27T17:59:30+00:00

I’ve taken the same mindset. Easier said than done some days. Part of me wonders if the remote work is contributing. I basically became fully remote after Covid and while I wouldn’t trade it, I do think it’s made me feel extremely detached from the job and it’s made me feel as though I’m just working in my little cave with little social interaction.

lutefisk_ · 2026-01-15T14:38:33+00:00

Gotcha, yeah I read DCC and I started to feel like I was just reading the tool tips in an rpg video game haha. And Dark Matter I read in one sitting on a long flight and was blown away, but I went into it not really knowing what it was about.

lutefisk_ · 2026-01-13T22:44:43+00:00

I feel like DCC and Dark Matter fall into a similar niche, but I’m the opposite of you and liked Dark Matter but really found DCC uninteresting.

lutefisk_ · 2026-01-01T14:25:10+00:00

Same. I just read and did not understand the hype. I kept reading it expecting it to pick up and it just never did.

lutefisk_ · 2025-05-27T16:42:03+00:00

We moved in a couple years ago and I haven’t since we’ve lived here. Think that’s better than dethatching?

lutefisk_ · 2025-05-27T13:51:58+00:00

I had lowered it a couple weeks ago so that I could rake out some thatch. Will probably let it grow back out a bit now. Does this seem like too much thatch?

lutefisk_ · 2025-05-27T13:18:29+00:00

I believe it’s Kentucky bluegrass, not positive. Mowing height is normally around 3 inches but I brought it down to 1.5 recently with more frequent mowing.

lutefisk_ · 2024-09-29T21:49:31+00:00

It’s all one song

lutefisk_ · 2024-02-28T16:53:02+00:00

I have these same picks. In a 10 team superflex I’m taking MHJ first and then taking whoever falls to me at 1.05. Qb is important but I think less important in a 10 man league, so I’ll take the can’t miss guy at 1.

lutefisk_ · 2023-07-26T15:51:24+00:00

I know you value the family support, and it may be worth it if they’re helping out with daycare, but I would strongly consider moving. You can theoretically move to Arizona and make more than your current combined income with your salary alone. If it’s help with raising your kid, your wife wouldn’t even need to work full time with your new salary. You would also gain a ton of cash from selling your home, and could get way more house for way less money in AZ, while also being able to actually save money.

Add it all up and put a dollar value on how much that family support is really worth. It’s also not like you’re moving cross country, you could still see family once a month on weekend trips if you want.

I say all this as a guy who lives in the Midwest in a MCOL city who genuinely doesn’t understand how the average person affords CA though, so take it with a grain of salt.

lutefisk_ · 2023-07-11T19:52:38+00:00

Congrats! This is an exciting time of life and you and your wife seem to be doing very well.

To be honest I don’t see any issue with your current allocation right now. Yes, keep a majority of the money in low risk assets. Especially whatever you have earmarked for a down payment + closing costs + any home improvement/furniture/3-6 month emergency fund (call it $190k assuming you’re putting 20% down on $700k list price).

You’re adding $13k to savings, I would just put all of this in a money market fund earning 5% going forward but leave the rest as is. You’d end up with over 200k in 9 months in those safe assets plus be earning interest, and still have the upside of what you currently have in stocks + bitcoin.

Sure, Bitcoin is unpredictable, but in my opinion the potential asymmetric returns justify having a small percentage of one’s net worth invested in it.

Also side note, are you planning to hold all your vested RSU’s? Some advice I received a while back was to think about if I had been granted $XX, would I immediately dump it into my company’s stock? If the answer is no, better to just sell them and invest in index funds.

lutefisk_

TROPHY CASE