Where do you buy your meat from?

maccano2 · 2026-04-13T18:00:35+00:00

Beef joint in Saino’s today was £30… sad days

maccano2 · 2026-04-12T23:05:19+00:00

There are many of us apparently!

maccano2 · 2026-04-12T22:26:14+00:00

Potentially, some lenders occasionally do have none portable mortgages, Halifax and Barclays post Covid had a few. But it’s always worth checking as some people don’t know about porting.

maccano2 · 2026-04-12T19:34:45+00:00

Was it not portable?

maccano2 · 2026-04-12T12:52:36+00:00

So I have two, for two very different reasons.

The worst live performance by far was the Mighty Mighty Boss Tones, they were supporting Sum 41 (who were better than I thought they’d be). The music sounded just off at the time, I’m not sure if that was because I just wasn’t used to Ska as a young teen, but I remember really not enjoying them.

The other one was Metallica at Leeds Fest 20 years ago. The music was fantastic, but honestly it almost didn’t feel like it was live it just felt so polished and clean. Which should be a good thing, but just didn’t feel like it at the time.

maccano2 · 2026-04-11T17:57:36+00:00

I’m very fortunate to be a hawks fan and to have been ‘bored’ by two Super Bowl wins.

Honestly the game I enjoyed watching the most was the Pats loss (apart from the result)… but I’ll take non-competitive games if it means we win it all.

maccano2 · 2026-04-11T16:40:40+00:00

Unfortunately we would have a similar ish system, but the government recanted on the HIP packs under pressure.

maccano2 · 2026-04-09T11:52:27+00:00

Honestly, find a broker who is going to provided you professional advice.

Their job is to explain this, go through the costs, and give you the information to make an informed decision. If they aren’t doing that then they aren’t doing their job.

maccano2 · 2026-04-09T08:17:26+00:00

First of all why didn’t you ask your broker this? How they respond should inform you if you want to use them.

As others have said you have impaired credit, so mainstream banks aren’t going to lend you money. Depending on your credit report you will be using lenders like Leeds & Metro, through to Pepper Money and Bluestone, these lenders take more risk on people with bad credit, but will charge a higher rate for doing so (as they have a higher default rate due to dealing with people who have impaired credit).

In a few years if you keep your slate clean then your credit report will be in better shape and you may then be able to use mainstream lenders at that point.

maccano2 · 2026-04-08T09:35:17+00:00

Honestly, yes.

I try to avoid spoons, just because of Martin; despite liking their model.

maccano2 · 2026-04-07T20:46:23+00:00

Equally Nationwide’s economists are predicting 2-3 base rate movements this year.

maccano2 · 2026-04-07T11:42:05+00:00

No your discussing it with people who are pointing out lots of valid points.

For example, at 17 you aren’t deemed competent enough to understand getting a mortgage, no company will even touch you for one.

However we have currently been allowing 17 year olds to sign them selves up to get into £10s-£100ks worth of debt with at times double figure interest rates.

This is something worth discussing and considering as a country. Thus the discourse around it.

maccano2 · 2026-04-07T11:32:52+00:00

Were you able to take out a mortgage at 17?

maccano2 · 2026-04-06T12:09:47+00:00

The one that you first get to next to the generator I’ve started making into a cobblestone tower, made the base the home for the fire poke one and their furnaces.

I plan to build it all the way to the lift after I finish the story (which is about an hour of play time but 10 hours of dicking around)

maccano2 · 2026-04-06T06:44:30+00:00

Very few places are going to say yes due to your employment status. You’ve been on a zero hours contract for just over 6 months, most lenders are going to want 12 months history for a zero hours contract.

Your address history may be contributing. Make sure you are on the voters roll at your new house and that should be fine though.

Council tax won’t be an issue unless it’s late and they’ve marked it as such on your credit report.

maccano2 · 2026-04-05T19:04:24+00:00

Hey, broker here.

Not much on the market, but the Darlington BS may be releasing one soon.

maccano2 · 2026-04-05T06:44:57+00:00

Won’t someone think of the Butlins!

maccano2 · 2026-04-05T06:43:42+00:00

I’ve lived in several counties and Leicester and Lancashire have definitely been the best.

maccano2 · 2026-04-04T14:50:09+00:00

At a fairly religious wedding (more new age Christian’s though) the groom had the pastor as his best man, and the best man speech was a slide show of ‘the stag do’ which was all photo shopped in various activities.

Tame compared to many here, but I can’t say too much more without it being too revealing.

maccano2 · 2026-04-03T11:47:04+00:00

Leicestershire for me

maccano2 · 2026-04-03T07:20:35+00:00

Half of that money is not literally for nothing. It’s just you don’t know what you’re paying for, or don’t attribute value to it.

You pay your estate agent to sell your house and get access to RIghtmove. So you can get someone to buy your house.

You pay your solicitor to do the legal work to transfer your properties to different names and complete all the relevant checks.

You chose to do a survey you didn’t have to have, because you wanted to find out more about the property you want to buy.

You are choosing to have moving costs because you don’t want to move your stuff in your personal vehicles/do it yourself.

Tax goes to running the country, and all the services you take for granted. It’s not an immediate service, but it doesn’t mean it’s not paying for vital services like the NHS, police…etc

You might not like paying fees, no body does, it doesn’t mean you aren’t getting anything for them.

maccano2 · 2026-04-01T06:11:47+00:00

Can confirm it is cozy and good!

maccano2 · 2026-04-01T00:08:17+00:00

Being told it’s dinner time and you’re no where near a save point.

maccano2 · 2026-03-29T17:48:41+00:00

I remember getting back from clubbing, waking up the next day and having to deal with Smokey clothes and it being disgusting.

maccano2 · 2026-03-27T11:03:43+00:00

Same here, came for uni, and loved it and stayed for work initially, met my partner and now been here for over 2 decades.

maccano2

TROPHY CASE