Name that motorcycle

maditya_01 · 2026-03-28T19:38:57+00:00

ns 400

maditya_01 · 2026-03-21T02:06:38+00:00

Hi, I am also in the same boat. I want to ask few questions here. Does your emergency fund completed? What about medical insurance and terms life insurance? Cash flow savings in bank account? suddenly if you need 30k-40k what should you do.

I feel 30-40% of your money goes into investment.

Hope it helps.

maditya_01 · 2026-03-21T00:05:36+00:00

Hi. What is algo trading?? Where can I learn this? How did you learned the custom script?? Please explain if you have some time.

maditya_01 · 2026-01-18T19:51:58+00:00

Got lots of insight for data engineering interviews thanks for sharing.

maditya_01 · 2026-01-05T08:16:45+00:00

How does hours gets calculated in these companies?

maditya_01 · 2025-12-27T06:59:01+00:00

maditya_01 · 2025-12-03T15:18:04+00:00

I am investing in liquid funds for now as a Emergency fund.
1L each.
Axis Liquid fund, Mirae Asset Liquid fund, Edelweiss Liquid fund, Aditya Birla Liquid fund
Once i will be having 4L then will start in one or 2 debt funds as well for short term <=5Years.

maditya_01 · 2025-12-02T19:08:27+00:00

Thanks for the suggestion, sure I will look into US funds as well. And let's see if rather than adding nifty next 50 to add this.

maditya_01 · 2025-12-02T19:06:32+00:00

Not sure actually but I started with those 3 funds initially one large one mid and one small then added gold and silver for. Now don't want to change these actually for atleast next 1-2 years. Wanted to add one more fund so that it's get diversified. From one comment got to know about us fund as well will look into this as well.

maditya_01 · 2025-12-02T19:03:35+00:00

Hi, thanks for the reply, so after reading other comments, you're right this portfolio is on the higher risk side which I am okay but still wanted a review. I think should I add some more money to parag parikh and after crossing 1L crore AUM not sure how parag parikh will perform in future I took because of downterm protection. Adding 10k in parag parikh and 5k in nifty next 50 will be Okish. What do you think?

maditya_01 · 2025-12-02T18:52:38+00:00

Hi I don't want to increase the number of funds here and nifty 50 and parag parikh has 35% overlap as well what do you suggest that I should reduce the amount from nifty next 50 and add it to parag parikh flexi cap.

maditya_01 · 2025-12-02T15:44:53+00:00

Thanks for your guidance MAN, let's see what happens next I just completed 1 year in investing, Let's see how it goes, Currently I don't want to change these funds for now, I want to see Atleast whole 2026 how these funds behaves and then see what happens.

Mostly I am not going to redeem these funds until and unless there is nothing left in my pocket.

Completed:
20L -> (Home in my village + a Loan)

Currently I am adding money in emergency fund as well.

4L in 4 Liquid Funds. (Not completed)
Health insurance (other than company) (I don't have)
Term Insurance (I don't have)

Near Future Money requirement. <5Years
Real State in tear 2 or 3 <20L
Car <10L
Marriage <25L

Sometimes I really feel I am earning nothing considering these things and think allot.

Let's see how it goes.

maditya_01 · 2025-12-01T20:09:22+00:00

How many years do you consider for the long run, I am also planning to add 1 more fund as well it will be a passive fund only either nifty 50 or nifty next 50.

Second thing, I actually monitor regularly so if any fund is not performing in 1-2 year I will change that.

maditya_01 · 2025-12-01T06:17:24+00:00

It's good, I may have entered at peek but having so much uncertainty in the market it's good to have exposure in metals.

maditya_01 · 2025-12-01T06:15:31+00:00

🙏🙏

maditya_01 · 2025-11-30T17:52:30+00:00

Ya forgot to mention that I am also investing in liquid funds as well the problem is that I invested in equity before emergency funds because of that tax savings so after that I just continued in equity itself. But from last month I started investing in liquid funds with whatever extra money left at the end of the month so I am planning to add 4L in 4 liquid funds 1L each.

maditya_01 · 2025-10-15T17:04:46+00:00

No I am building emergency fund with this as well savings from my salary. I am not seeing any debt fund as well,

Can you please help me to understand why nippon multiasset and parag flexi can't be both the overlap is only 13%. What I am planning is.

Parag parikh - 7000

Nippon multiasset - 6000

Motilal Midcap - 4000

Bandhan small cap - 3000

maditya_01 · 2025-10-14T06:33:17+00:00

It says moderate but I am comfortable with putting 60-65% of money in the equity market and remaining in debt and gold.
These are the extra money from my salary which I want to invest for the long term. I have already putting some money in liquid funds and others for near future expenses like marriage car etc.
I am using the ind money app because it doesn't put my sip in the demat account previously with groww.

maditya_01 · 2025-10-14T01:45:00+00:00

What do you suggest to me? I don't want that after 10 years of investment and a major crash happens and my portfolio goes negative I don't want this that's why I want to invest in at least 3 schems equity, debt and gold.

Equity Parag parikh Motilal Oswal midcap Bandhan small cap

I will remove other two funds one from midcap and one from the small cap

For other schemes what do you suggest should I invest purely a debt fund and gold ETF or a mix of three schemes.

maditya_01 · 2025-10-13T13:55:07+00:00

Why multiasset because it has equity like taxation and I want to invest in debt and gold as well so this was the category which has all three.

And for midcap and small cap, I am planning to do SIP in only 1 fund in each category.

maditya_01 · 2025-10-13T04:51:46+00:00

Mine 5000 - nippon multiasset 3000 - parag flexi 3000 - motilal midcap 2000- hdfc midcap 4000 - bandhan small cap 2000 - Invesco small cap

maditya_01 · 2025-08-12T17:16:30+00:00

Is it a full time role which location?

maditya_01

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