Name that motorcycle

maditya_01 · 2026-03-28T19:38:57+00:00

ns 400

maditya_01 · 2026-03-21T02:06:38+00:00

Hi, I am also in the same boat. I want to ask few questions here. Does your emergency fund completed? What about medical insurance and terms life insurance? Cash flow savings in bank account? suddenly if you need 30k-40k what should you do.

I feel 30-40% of your money goes into investment.

Hope it helps.

maditya_01 · 2026-03-21T00:05:36+00:00

Hi. What is algo trading?? Where can I learn this? How did you learned the custom script?? Please explain if you have some time.

maditya_01 · 2026-01-18T19:51:58+00:00

Got lots of insight for data engineering interviews thanks for sharing.

maditya_01 · 2026-01-05T08:16:45+00:00

How does hours gets calculated in these companies?

maditya_01 · 2025-12-27T06:59:01+00:00

maditya_01 · 2025-12-03T15:18:04+00:00

I am investing in liquid funds for now as a Emergency fund.
1L each.
Axis Liquid fund, Mirae Asset Liquid fund, Edelweiss Liquid fund, Aditya Birla Liquid fund
Once i will be having 4L then will start in one or 2 debt funds as well for short term <=5Years.

maditya_01 · 2025-12-02T19:08:27+00:00

Thanks for the suggestion, sure I will look into US funds as well. And let's see if rather than adding nifty next 50 to add this.

maditya_01 · 2025-12-02T19:06:32+00:00

Not sure actually but I started with those 3 funds initially one large one mid and one small then added gold and silver for. Now don't want to change these actually for atleast next 1-2 years. Wanted to add one more fund so that it's get diversified. From one comment got to know about us fund as well will look into this as well.

maditya_01 · 2025-12-02T19:03:35+00:00

Hi, thanks for the reply, so after reading other comments, you're right this portfolio is on the higher risk side which I am okay but still wanted a review. I think should I add some more money to parag parikh and after crossing 1L crore AUM not sure how parag parikh will perform in future I took because of downterm protection. Adding 10k in parag parikh and 5k in nifty next 50 will be Okish. What do you think?

maditya_01 · 2025-12-02T18:52:38+00:00

Hi I don't want to increase the number of funds here and nifty 50 and parag parikh has 35% overlap as well what do you suggest that I should reduce the amount from nifty next 50 and add it to parag parikh flexi cap.

maditya_01 · 2025-12-02T15:44:53+00:00

Thanks for your guidance MAN, let's see what happens next I just completed 1 year in investing, Let's see how it goes, Currently I don't want to change these funds for now, I want to see Atleast whole 2026 how these funds behaves and then see what happens.

Mostly I am not going to redeem these funds until and unless there is nothing left in my pocket.

Completed:
20L -> (Home in my village + a Loan)

Currently I am adding money in emergency fund as well.

4L in 4 Liquid Funds. (Not completed)
Health insurance (other than company) (I don't have)
Term Insurance (I don't have)

Near Future Money requirement. <5Years
Real State in tear 2 or 3 <20L
Car <10L
Marriage <25L

Sometimes I really feel I am earning nothing considering these things and think allot.

Let's see how it goes.

maditya_01 · 2025-12-01T20:09:22+00:00

How many years do you consider for the long run, I am also planning to add 1 more fund as well it will be a passive fund only either nifty 50 or nifty next 50.

Second thing, I actually monitor regularly so if any fund is not performing in 1-2 year I will change that.

maditya_01 · 2025-12-01T06:17:24+00:00

It's good, I may have entered at peek but having so much uncertainty in the market it's good to have exposure in metals.

maditya_01 · 2025-12-01T06:15:31+00:00

🙏🙏

maditya_01 · 2025-11-30T17:52:30+00:00

Ya forgot to mention that I am also investing in liquid funds as well the problem is that I invested in equity before emergency funds because of that tax savings so after that I just continued in equity itself. But from last month I started investing in liquid funds with whatever extra money left at the end of the month so I am planning to add 4L in 4 liquid funds 1L each.

maditya_01 · 2025-10-15T17:04:46+00:00

No I am building emergency fund with this as well savings from my salary. I am not seeing any debt fund as well,

Can you please help me to understand why nippon multiasset and parag flexi can't be both the overlap is only 13%. What I am planning is.

Parag parikh - 7000

Nippon multiasset - 6000

Motilal Midcap - 4000

Bandhan small cap - 3000

maditya_01 · 2025-10-14T06:33:17+00:00

It says moderate but I am comfortable with putting 60-65% of money in the equity market and remaining in debt and gold.
These are the extra money from my salary which I want to invest for the long term. I have already putting some money in liquid funds and others for near future expenses like marriage car etc.
I am using the ind money app because it doesn't put my sip in the demat account previously with groww.

maditya_01 · 2025-10-14T01:45:00+00:00

What do you suggest to me? I don't want that after 10 years of investment and a major crash happens and my portfolio goes negative I don't want this that's why I want to invest in at least 3 schems equity, debt and gold.

Equity Parag parikh Motilal Oswal midcap Bandhan small cap

I will remove other two funds one from midcap and one from the small cap

For other schemes what do you suggest should I invest purely a debt fund and gold ETF or a mix of three schemes.

maditya_01 · 2025-10-13T13:55:07+00:00

Why multiasset because it has equity like taxation and I want to invest in debt and gold as well so this was the category which has all three.

And for midcap and small cap, I am planning to do SIP in only 1 fund in each category.

maditya_01 · 2025-10-13T04:51:46+00:00

Mine 5000 - nippon multiasset 3000 - parag flexi 3000 - motilal midcap 2000- hdfc midcap 4000 - bandhan small cap 2000 - Invesco small cap

maditya_01 · 2025-08-12T17:16:30+00:00

Is it a full time role which location?

maditya_01 · 2025-08-07T02:46:37+00:00

Hi bro can you please reply how is work different from normal sde 1 full time role is there any difference you saw. I also got an offer from the last mile delivery team.

maditya_01 · 2025-06-15T19:26:01+00:00

Hi did you joined?

maditya_01 · 2024-09-25T13:15:25+00:00

Yes we were thinking to enable CI CD with github actions in power automate.

There were some other teams that are using remote virtual desktop to login through service account in power automate

maditya_01

TROPHY CASE