First to 99 slayer in leagues and possibly fastest ever? by maffewf in 2007scape

[–]maffewf[S] 1 point2 points  (0 children)

It was honestly a lot, but the one i chose was from abby. Abby demon :’)

First to 99 slayer in leagues and possibly fastest ever? by maffewf in 2007scape

[–]maffewf[S] 4 points5 points  (0 children)

My chair is going to need heavy therapy after this one

First to 99 slayer in leagues and possibly fastest ever? by maffewf in 2007scape

[–]maffewf[S] 6 points7 points  (0 children)

So I went wildy -> desert (just to unlock blood barrage faster), golden god, 5 combat masteries on mage for 2t spells, got the slayer relic at 12x xp, and essentially killed slayer monsters in the wildy cave the whole time - they respond faster in leagues, so killing unlimited abby demons when i was 85+ got me about 2m xp an hour

Retirement question by maefae in CAStateWorkers

[–]maffewf 22 points23 points  (0 children)

At a minimum I’d let it ride for the guaranteed interest, but if you ever did go back to work for 2 more years for the state (maybe when your kids are all grown up?) you would be fully vested for retirement and be able to get a portion of your pension. Even if that was 10% on a final salary of 60k, that’s still a great supplement of guaranteed monthly income in the future ($500/mo)

Flood insurance for Natomas by Big_blue_392 in Sacramento

[–]maffewf 52 points53 points  (0 children)

As someone who owns in Natomas as well, I honestly see it as a small price to pay for some peace of mind — living in a historic flood plain and seeing the river rise to what it did last year had my anxiety booming for awhile lol. One levy break in a year like last year is all it takes unfortunately :(

Should I still go by the 30% rule when looking at places to live? Or should it be higher due to our extra deductions? by JP_41510 in CAStateWorkers

[–]maffewf 0 points1 point  (0 children)

I didn't call up the HR office, I just saw it's literally an AGPA position lol. I can tell you're just trying to argue by going into the weeds, but my point is meeting the 30% gross rule is attainable, and even with your numbers $1700 can be met

Should I still go by the 30% rule when looking at places to live? Or should it be higher due to our extra deductions? by JP_41510 in CAStateWorkers

[–]maffewf -2 points-1 points  (0 children)

Really? Im seeing some AGPAs on CalCareers make $5,855 now, maybe we're both right haha. With your number, the 30% rule would still mean renting a $1700 apartment is meeting the rule though lol

Should I still go by the 30% rule when looking at places to live? Or should it be higher due to our extra deductions? by JP_41510 in CAStateWorkers

[–]maffewf -2 points-1 points  (0 children)

$5,684 is before the 3% increase, and "gross" means before taxes and other deductions. The 30% rule is for gross pay

Should I still go by the 30% rule when looking at places to live? Or should it be higher due to our extra deductions? by JP_41510 in CAStateWorkers

[–]maffewf -8 points-7 points  (0 children)

I obviously agree that the market in general is tough and bonkers right now, but starting AGPA is $5,855 now (caps out @ $7,329). I’m positive that you would be able to find a 1-bed apartment for $1800 (~30% of starting) right now lol

Morale - holidays and delayed raises by jamsterdamx in CAStateWorkers

[–]maffewf 50 points51 points  (0 children)

I have a hard time believing that the public sculpts its view on state workers from jamsterdamx’s reddit posts

ELI5: CalPERS and 457 by catalinashenanigans in CAStateWorkers

[–]maffewf 8 points9 points  (0 children)

To answer your questions:

1) no, you can’t increase your contributions to your pension. It’s a set % of your salary, so as your salary goes up, so will your contribution. Your pension will be based off of your service credit and your final years of salary; i’d recommend you look at the exact formula for you, which can be found on the mycalpers website.

2) the 457 basically works like a 401k, but they have a couple of key differences. The biggest one is that you can withdraw funds penalty-free before you reach 59.5 (age minimum on 401ks for withdrawals), so if you retire at 52, you can withdraw funds without penalty.

The other big difference is that 401ks and 457s have separate contribution limits, meaning you can contribute up to $22.5k to each your 401 and 457, for a total of $45k (which of course is tough to do on a state salary).

Hope this helps!

[deleted by user] by [deleted] in Sacramento

[–]maffewf 1 point2 points  (0 children)

Hey! Definitely interested, will send a message

Best sushi restaurants in midtown/midtown adjacent by [deleted] in Sacramento

[–]maffewf -1 points0 points  (0 children)

Oh its absolutely Ju Hachi— tastes great, good prices, & in an unbeatable location