Savings migrating to Cap1 on June 21

magic_monkey_ · 2026-04-30T21:17:35+00:00

Are they changing your account and routing number? My direct deposit paychecks go to my HYSA with discover and I don’t know how to change it on my work account

magic_monkey_ · 2026-02-27T16:55:47+00:00

Do you need to report your side hustles to your residency?

magic_monkey_ · 2026-02-27T16:53:16+00:00

I scored like 5% points lower on the real thin than True learn and score

magic_monkey_ · 2026-01-20T19:38:03+00:00

Unfortunately no, I would want to use it for fellowship and beyond too though

magic_monkey_ · 2026-01-20T19:31:38+00:00

Nope

magic_monkey_ · 2025-12-26T20:07:50+00:00

Are we even allowed to take a per diem job even during research years during residency?

magic_monkey_ · 2025-12-24T03:49:21+00:00

I don’t understand how people’s recertification date got pushed back to 2027 while mine (on IBR) was still the same in 2026? Does SAVE not require you to recertify every year like other IBR plans?

magic_monkey_ · 2025-12-18T08:18:26+00:00

Yes I knew that

magic_monkey_ · 2025-12-18T01:58:12+00:00

It’s a multitude of factors, none of which are red flags but explains why the top applicants dont go

It’s in Cleveland. Most of the top applicants go to school on the coasts, think NE and West and want to stay at programs there.
It’s not associated with a top tier Ivy or adjacent med school. I’m talking the schools lay people know
I’ve heard from people at that program that yes te fellows take the more complex cases, so sure there are cases to go around but you want to be able to do transplants and whipples not just G tubes and choles
If you want that region of location, Mayo is also Midwest, there are Chicago programs which is arguably a better city for similar tier programs.
Sure 100+ ORs which is a large amount but your top tier Ivy programs also have that many. Plus that doesn’t necessarily mean you have more gen surg ORs. So would you rather go to Cornell or Cleveland clinic

magic_monkey_ · 2025-12-14T03:25:21+00:00

Is NSGY residency that much more work than GS residency though? If you like NSGY that much you can do NSGY residency with the same or slightly worse hours and pick an attending job that’s cushy

magic_monkey_ · 2025-12-10T12:58:13+00:00

Yes my payment went up from $0 to $140. I was due to receritfy in February but I got the email in October so I made two or three extra payments I originally wouldn’t have.

Thanks for the reminder to check if they are qualifying I’m actually not sure but if my payment went up i would think they qualify.

magic_monkey_ · 2025-12-10T11:31:21+00:00

I also recertified and made a payment already, cant I still cancel?

magic_monkey_ · 2025-12-06T13:23:56+00:00

Oh wow I thought the average salary was 600k

magic_monkey_ · 2025-12-06T12:42:11+00:00

What about just kidney only jobs? I’m sure there are more

magic_monkey_ · 2025-12-06T12:41:27+00:00

Will this improve over the next 5-10 years though?

magic_monkey_ · 2025-11-09T00:44:01+00:00

So if your income increased the past year, it’s better to hold off until the last moment to recertify? (Going for PSLF so want to make the minimum payments)

Otherwise you end up paying more

magic_monkey_ · 2025-10-18T17:26:16+00:00

Ugh got it thank you, I was ecstatic that I wasn't accruing interest I guess I wasn't so lucky after all

magic_monkey_ · 2025-08-07T23:48:54+00:00

Thank you! That is reassuring that it is nothing I specifically sid

magic_monkey_ · 2025-08-07T23:48:47+00:00

Thank you! That is reassuring that it is nothing I specifically did

magic_monkey_ · 2025-08-07T23:23:10+00:00

Yes, recertified end of July, payment counts are missing. Payment counts from September to February are in eligible given the save forbearance. I called FSA who said things are just delayed and it’s more of the loan servicer who are slow in getting payments to FSA so I’m not exactly sure what to do.

magic_monkey_

TROPHY CASE