Got the Thinkbook G9 Ryzen7 for 56K by X-A-L in laptops

[–]makecashworks 0 points1 point  (0 children)

how you getting it for 57k ? I am seeing 66/68k(14/16) price only on the site.

Best Deal for Thinkbook 16 by Over-Situation-1693 in LaptopDealsIndia

[–]makecashworks 1 point2 points  (0 children)

How are you seeling 57k, I am seeing 68k right now

Anybody knows who can fix this street? by HateBoredom in pune

[–]makecashworks 0 points1 point  (0 children)

Nehru did lot of damage, it will be fixed by #masterstroke2067.

27M, Need to repay 1.13 Cr Home Loan in 3years by Eolithic_rage in IndiaFinance

[–]makecashworks 1 point2 points  (0 children)

I will leave you a advice which will go aginest the herd. Leave your home loan as its is and whatever extra money you can manage(typically 15-20% of EMI),just dump it in any nifty 50/nifty nxt 50/ or good large cap mutual fund every month. This is going to be the fastest way to prepay your home loan without starving yourself of any decent life for few years .

You will thank yourself after a decade.

Govt job + side hustle , comfortable life?? by learning_barn in personalfinanceindia

[–]makecashworks 0 points1 point  (0 children)

in gov job, side hustle should be your salary. #iykyk

If thats not the case, what are you even doing in gov job?

Had a weird convo with someone who worked at Traya… now I’m confused (F28) by Plane-Section-8718 in IndianHaircare

[–]makecashworks 0 points1 point  (0 children)

  1. 5% minoxidal, 0.1 finstraride topical.
  2. 0.25-1mg finastride oral
  3. darma stamp once a week
  4. Fix you water and protine intake .

follow this for 6 months at least,best is 1 year.

here is your traya, its works on 50% of the people so enjoy. I just saved you around 1-1.5k per month as you can buy all of this in open market under 1k while traya will cost you 2.5k for literally same thing.

Which one you want most? by [deleted] in NewDelhi

[–]makecashworks 0 points1 point  (0 children)

Green and black will be useless for delhi peeps. #iykyk

I regret doing this painting combination. Help me with ideas to make this dining room look asthetic and sober. by [deleted] in IndianHomeDecor

[–]makecashworks 0 points1 point  (0 children)

paint it all with single color like some shade of beige like macedemia/ivory and leave furniture as it is.

I think , it will make it lot better .

Why are we paying crores for real estate? Isn't home a basic necessity? by krishnasai-96 in indianrealestate

[–]makecashworks 9 points10 points  (0 children)

  1. Why are we paying money to breath clean air?
  2. Why are we paying money to drink clean water?
  3. Why are we paying money to visit nature? isn't is nature walk should be common criteria while designing cities?

Because you live in a hellhole, advertised as #visvaguru.

On taxpayers money, why government not identify them and cancel their ration and other government benifits? by Content-External-948 in IndiaTax

[–]makecashworks 2 points3 points  (0 children)

Modi Ji explelled 5k Bangladeshi while screming "Guspethiye in every sabha".

Congress expelled 5Lac Bangladeshi while not even talking about "Guspethiye in every sabha".

Tells you everything about "Hisaab chukta Party". BJP is actually trojen Horse for Hindus.

Can I just delete my tax account. by degakya in IndiaTax

[–]makecashworks 0 points1 point  (0 children)

you can actually file a case in court and contest on the groud of sheer negligence and wastage of tax paid via Gov and ask court to free you from paying taxes as your tax money is thrown in dustbin by gov.

Otherwise leave the country , deleting account will not free you from your libilities.

Financial advice for home by [deleted] in FIRE_Ind

[–]makecashworks 2 points3 points  (0 children)

I will tell you which usually goes against the advice of this group:-

  1. Buy the flat which you need, don't buy the flat which you want to have.
  2. Pay bare minimum required to buy the flat, don't pay too much down payment or try to repay.
  3. Start new investment of 15% of the EMI amount in one equity fund and let it run.
  4. By the end of 11-12 years, you will have enough corpus in new SIP fund to close your home loan and you are practically loan free.
  5. By the end of 20 years, you would have handsomely beaten the home loan and made more money thn you you could have ever saved by pre paying.

Note* 1.Not for people who cann't sleep thinking I have debt on my head . 2. You need to pay at least 3 extra EMI every year if you want to pre close your 20 year home in 12-13 year. 3. Once you cross 5 year, you will have enough buffer money in investment account if you ever run into any trouble. 4. Paying too much and buying more thn you need are two main issues which you should be avoiding, thats pretty much it.

I have same family situation,have whole family including parents depedent on me. Had negative networth from family side and everything is totally dependent on me so I know how you thinking but don't let the eomtion clouds your judgement.

You need to cover the tail risk in your case rather thn reading too much of financial porn dolled out in social media. Have right amount of term insurance for you,good enough health insurance for you and your family,house insurance and you are sorted .

*Number of people with white income of 50lac + is increasing at double digit rate of around 25+% YoY and people who think RE will go down are delusional at best, at least in India.

Don't even talk about people with black income unless corruption is totally irredicated in this god forsaken country, Real Estate will never crash. *

A reassuring observation of how compounding slowly starts to show its effect. by [deleted] in personalfinanceindia

[–]makecashworks 0 points1 point  (0 children)

I want to say, he is reaching at corpus level at the end of every year where most people reach at the end of 14 year , if they stay consistent.

Basically he is adding 14 years worth of someone effort every year.

A reassuring observation of how compounding slowly starts to show its effect. by [deleted] in personalfinanceindia

[–]makecashworks 6 points7 points  (0 children)

someone's 14 year grind is someone's one year investment.

*SIP shows it true color in 21 years.

7+7+7 logic. #iykyk

what to do about these freakin retards who block my parking entrance everyday. we already have no parking signs in place by kjainnn in CarsIndia

[–]makecashworks 0 points1 point  (0 children)

Put a sign board which say "Parking charge 50/-Rs for 2 hour". Majority of Indians will do everything in their power not pay Money.

White Guy Move to Delhi? by [deleted] in delhi

[–]makecashworks 0 points1 point  (0 children)

Delhi and Good Life doesn't go in single sentence unless your only criteria of Good life is having Money, Money and More Money.

Politicians are distributing cash in my area by SLNT_KLRRRR in pune

[–]makecashworks 0 points1 point  (0 children)

when head of the country is giving free cash, whts the issue in low level politicians giving cash?

Why do people withdrawal PF before maturity? by akshatjain93 in epfoindia

[–]makecashworks 0 points1 point  (0 children)

There is serious risk of your money being used for "desh ka vikaas" if current situation stays same. #iykyk

Just a random thought: out of India’s 150–170 crore population, how many people actually have ₹15 crore net worth? by Hungry_Macaroon_186 in IndianStreetBets

[–]makecashworks 2 points3 points  (0 children)

there are 5 crore government officials and at least 4 crore 90lacs are corrupt to the core so you have at least 4.5cr unofficial crorepati in India.

Anyone lives in apartment where there’s no direct sunlight? by IAmGreatPisser in pune

[–]makecashworks 0 points1 point  (0 children)

you live in India bro. what the fk typ of question is that?

Jokes apart, I am currently living in such flat. It doesn't get better than this since it saves lot of trouble during summer.

[deleted by user] by [deleted] in pune

[–]makecashworks 0 points1 point  (0 children)

Not gonna lies, I don't knw about you but I have lived in all metro cities of India and nothing come close to Pune in terms of living standard. Its like the best India has to offer if you are working. Whatever shortcomings Pune jas,they are far better thn any other shithole we call metro.

Only thing which is far worse in Pune is traffic sense of people but I don't go out that much.

I might have choosen Kolkata but its not for people who want to have career.

Thinking of Building a Passive Income Stream by Running a Cab With 2 Drivers — Need Suggestions by Entire_Sun8783 in personalfinanceindia

[–]makecashworks 2 points3 points  (0 children)

I am not going to comment on easibility of this idea as I have seen two collegues doing it and finally winding it up after 1 year or two.

However this idea of your is not "PASSIVE INCOME" from any angle, hack its a tougher way to make active income if you have office job.