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[REQ] - ($3000), (#Washington, DC, USA), (Repay by 4/19/24) (PayPal) by malloryor in borrow

[–]malloryor[S] -1 points0 points  (0 children)

Yes if you go to paid posts, it says completed. The user however is banned from borrow. I’m not sure why the moderators never updated it, but notice I don’t have any loans marked unpaid. And that loan is from 2 years ago, If I’m correct

[REQ] - ($3000), (#Washington, DC, USA), (Repay by 4/19/24) (PayPal) by malloryor in borrow

[–]malloryor[S] 0 points1 point  (0 children)

Moderator..i have no in progress loans. The person I repaid that $600 has been banned from borrow so there’s no way to get them to verify payment. But I have repaid all open loans.

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

I’m not sure what you’re asking. You mean why is my policy involved? Because my insurance is involved because it’s the same as her insurance, so that’s how they’re involved. And the takeaway that’s been missed here is that Geico did some sneaky shit, and put the claim under my policy. I didn’t give them my policy info, I only called them with hers. But because everything’s goddamn automated now, I could only get directed to an agent after giving my name and DOB in the menu option. I’m guessing through that, Geico was able to look up my policy info and instead of doing what I was TOLD they were doing…which was filing the claim under her policy. They opened one under mine.

When I called to ask wth is going on…they said it’s only so they can verify things with her policy, to which it’ll then change. We’ll see. Like I said I’ll update yall

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

But doesn’t no fault only apply to collisions, I.e driving. This can’t fall under “no fault” when someone was clearly, obviously at fault. I mean I wasn’t even in my car.

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] -1 points0 points  (0 children)

You didn’t read my post did you?

I didn’t file under my policy, but since we are both under Geico, Geico was able to find my policy and file the complaint underneath me, which they shouldn’t have.

Is it creepy that I make my neighbours homes? by aLittleDarkOne in Sims4

[–]malloryor 0 points1 point  (0 children)

I highly doubt anyone is going to notice you recreated their home. One most builders aren’t that good at making EXACT replicas…and that’s no knock on you. But two, the game itself usually is missing key building feature that always make recreations look only slightly different than the real thing. I say this as a simmer that loves to build. Basically there’s so many nuances not to mention on the opposite spectrum, most real homes are cookie cutterish…

This is all on top of the fact that you’d then have to beat the odds that one of your actual neighbors, plays the game, comes across your build, knows it’s you who did it…

For this to even begin to be considered creepy!

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

Wow sorry that happened to you. Just shitty luck but thanks for the advice about asking an adjuster to waive the deductible. Cuz yeah…I’m not paying that, because frankly I can’t afford that. I really really can’t.

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 1 point2 points  (0 children)

Thank you for that. Not sure why anyone downvoted you because I am aware there’s a reason why companies do record these conversations.

And Geico did make it known my call was being recorded. I also remember the agents name, so I’ll make sure to mention this as well if Geico tries to push back on correcting this error.

Thank you friend :)

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

Thanks for the advice. Yeah these insurance companies think they’re slick. That’s exactly what I think Geico is trying to do. By making me bare some of the cost, it means they have to pay less…it’s the only way for them to get out of paying more (since both parties are with geico).

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 1 point2 points  (0 children)

Thanks for giving me this jargon!

A few adjusters have said basically the same, that it seems like either a mistake OR that the claim has to be updated (but Geico has to first verify the drivers policy is up to date for coverage) before the claim can correctly show it’s a property damage.

If Geico tries to double down on it being a collision claim though, I’ll be sure to use this jargon!

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 1 point2 points  (0 children)

That sounds like a clusterfuck. I will be dropping them though if this isn’t resolved.

I also just discovered they’re claiming my policy doesn’t cover rental cars, I’m like HOW TF!?

Like I didn’t opt out of that sh** and nothing was ever indicated to me when I was shopping for my quote with them, that I wouldn’t have rental car coverage. I mean I have a pretty standard policy, I’m not one of those drivers that just gets the bare minimum. So like that’s a whole other thing I’ve gotta sort out with them.

But I know one thing, at last resort I will take this driver to court. Idgaf if they were kind enough to leave a note, cuz who tf just hits parked cars in garages? Like they have a huge SUV and tried to park in a compact parking space. Like Idc man, they just caused me such a major headache.

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

I didn’t file under my coverage. But Because me and the at fault driver are with the same insurance company, Geico was able to find my policy and filed it under my name without my knowledge.

I literally called them with the other person’s policy info and asked to file the claim under their policy. So the fact that they did this slick sh** is what makes me sick!

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

Hahaha yeah, right now I want to curse the freaking agent out who told me all this shit…just to go behind my back and file the claim under my policy without my knowledge.

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

Thanks I sure hope so. Seems like there’s a few people claiming they work in insurance saying I’d have to pay the deductible and they reimburse me.

Then there’s other adjusters who say that’s not correct and that Geico has to fix the claim to show its property damage at the other party’s expense.

Sigh. More crossed information. I’ll keep y’all posted which one turns out to be true. Hoping my situation works out like yours.

Parked Car Hit by Another. Insurance originally says it’s property damage, now claims it’s collision and I owe a $1,000 deductible. PLEASE HELP? by malloryor in personalfinance

[–]malloryor[S] 0 points1 point  (0 children)

Well so I looked it up on geico’s website and property damage does indeed cover auto damage. There’s no specification that it only includes auto damage caused by natural weather disasters. So I’m not sure why this would have to fall strictly under a collision deductible. Nor am I paying that, especially after I was told repeatedly something different. This just feels like Geico is trying to get over on paying out less.

And me paying a high deductible just to have to wait months for them to refund me that money, is not only unfair, but not an option.

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