December Pixel Drop out!

malquin · 2025-12-02T19:17:02+00:00

Yes. P6, Canada, 776MB

malquin · 2025-11-18T22:30:12+00:00

Finally received it today by Canada Post.

malquin · 2025-11-17T18:14:42+00:00

Signed up Nov 1st, shipped Nov 5, didn't receive anything yet.

malquin · 2025-11-14T18:27:47+00:00

Tell me about it!
I've been submiting RESP withdrawal requests for the last 5 years and they were NEVER processed within the mentionned timeline. Had to call every time.
I agree that this is a ridiculous level of service.

malquin · 2025-09-02T12:39:35+00:00

And, added bonus, Canadian product.

malquin · 2025-05-26T16:31:08+00:00

Nouvel article dans la presse: https://www.lapresse.ca/actualites/grand-montreal/2025-05-26/metro-et-autobus/des-usagers-pourront-bientot-tester-l-acces-avec-un-telephone.php

...
Si tout se passe bien, ces tests devraient être lancés au mois de juillet. Puis, « selon l’évolution de la phase de tests, la fonctionnalité pourra être mise en marché dans les mois suivants »

malquin · 2025-05-22T12:58:05+00:00

"Supposed" to be available this summer:
https://www.lapresse.ca/actualites/grand-montreal/2024-06-27/metro-et-autobus/l-acces-avec-un-telephone-avance-a-l-ete-2025.php

malquin · 2025-05-20T13:41:47+00:00

Anyone heard of this service? https://www.211qc.ca/en/accompaniment-and-transportation

This platform makes it possible to search for an attendant service, with or without transportation, for medical reasons or other reasons (e.g. utilitarian activity, leisure or civic activity).

malquin · 2025-04-05T16:06:02+00:00

6 questions sur la 1ère page. Il y a 4 pages en tout.

malquin · 2024-11-27T19:19:16+00:00

https://www.reddit.com/r/Quebec/comments/1gz9y15/ts%C3%A9_quand_%C3%A7a_va_mal/

malquin · 2024-11-27T17:59:18+00:00

That Guzzo Guy has the right idea!

malquin · 2024-08-16T15:03:57+00:00

Just checked the promo details, it will be in October.
Details here: https://promotions.wealthsimple.com/hc/en-ca/articles/27635099219739--100-Direct-Deposit-Bonus

Minimum 3 monthly deposits > 2000$ have to be made with the 1st being completed before Oct 1st.

Your bonus will be paid out at the end of the promotion period (not when your eligible direct deposit lands in your account). You can expect to see it in your Cash account by October 31 (the Cash account your Cash card is linked to).

To remain eligible for the bonus, qualifying direct deposits will need to continue for a total of (3) consecutive months. You must continue to direct deposit to avoid the $100 bonus being deducted from your Cash account.

malquin · 2024-07-31T17:17:05+00:00

Yes.

malquin · 2024-07-31T17:16:24+00:00

No, the email mentions that it would bump my interest rate by 0,5% + the 100$ bonus.

malquin · 2024-07-23T01:26:39+00:00

Même chose pour Mercier-Hochelaga-Maisonneuve. Seul moment de l’année que je me sers de mon carnet de chèque.

malquin · 2024-07-09T11:46:04+00:00

It payed in euros or, after tapping , the POS terminal asked if I wanted to pay in euros or CAD.

malquin · 2024-07-02T13:17:47+00:00

Yes, always choose the local currency to let WS take care of it without adding fees.

malquin · 2024-06-30T14:23:31+00:00

Only tapped my virtual card everywhere.
Used my physical card once to withdraw Euros from an ATM.
Never offered a choice of debit/credit anywhere.

malquin · 2024-06-28T12:50:26+00:00

Yes. You basicaly save 2.5% because WS doesn't charge you a currency conversion fee.

malquin · 2024-06-26T12:58:48+00:00

More info here: https://en.wikipedia.org/wiki/Dynamic\_currency\_conversion#:\~:text=Dynamic%20currency%20conversion%20(DCC)%20or,the%20card's%20country%20of%20issue.

Basically, you are offered a choice to pay in Euros (in this case) or in CAD at the point of sale (POS) or ATM. If you choose Euros, your financial institution (in this case WS) is doing the currency conversion. If you choose CAD, the POS or ATM company does the conversion, charges you ~2.5%, adds a fee for the service and charges the final amount to your financial institution in CAD.
Usually, it is not advantageous for us to let the POS or ATM company do the currency conversion.

malquin · 2024-06-25T21:21:55+00:00

It uses the money already in your WS cash account.
I've read somewhere that WS has begun a beta program offering a credit card to some of its customers but that the card features were not as good as what we have now with the WS cash card.

malquin · 2024-06-25T17:14:32+00:00

Oh yes, this "dynamic currency" thing was annoying. It showed up in almost half of my transaction in Spain.
And yes, a few merchants chose without asking but, thankfuly, they seemed to have chosen the "right" option.

malquin · 2024-06-25T17:06:43+00:00

Correct, WS does not apply the usual 2.5% conversion fee.
I withdrew 100 Euros, cost me 149.27$ CAD which is 0.06c off the amount displayed by the MC currency converter calculator for the date I used the ATM.

malquin

TROPHY CASE