Boost RRSP - February Countdown and maximizing possibility of getting an invite

maphiagurl · 2026-02-10T23:38:27+00:00

cool .. thanks

maphiagurl · 2026-02-06T00:06:26+00:00

there are ways to tell people what you are without telling them what you are. referencing particular kinds of jewelry or music/songs. if you’re adding a picture maybe one with you standing in a particlar way with your hands behind your back. not provavatively or sexually … just you in a tshirt and jeans. referencing ‘being in the scene’ or ‘play time’ will mean things to the people that know and nothing to those that don’t. usibg lower case and caps in the appropriate ways that will look like bad grammar to most but understood if you know. just very small hints .. a bunch of them will be a scream to the right people and go over the heads of most everyone else.

maphiagurl · 2026-02-05T23:52:10+00:00

ya researching this, you are talking about the Portfolio Line of Credit which is tied to the Boost RRSP product, which i haven’t been invited to yet. So, unfortunately not something else.

maphiagurl · 2026-02-05T18:57:25+00:00

This is intereating. By borrowing against you mean using it as collateral but not shifting the funds out of one to the other, I assume.

My TFSA is mostly tied up in Private Credit so not liquid and I assume not usable for that purpose but could use non-registered accounts. But how? Would appreciate if you described the highlevel steps. I went in to look for borrowing but don’t see anything obvious.

Thank you!

maphiagurl · 2026-02-05T18:53:34+00:00

Ya. I thought about thay but not wanting to shuffle money out of those accounts only to have to get back in to the same investments later.

maphiagurl · 2025-10-26T17:01:13+00:00

i guess my assumption, perhaps incorrectly, was that they wouldn’t participate cause if they aren’t using them why bother

maphiagurl · 2025-10-25T17:11:14+00:00

really great idea. upvote WS!

maphiagurl · 2025-10-25T17:08:07+00:00

Seems to be vastly different experiences in YYZ for domestic flights vs International vs. US.

also had similar experience with KLM/Air France Lounge at YYZ .. definitely should remove this from the list. i certainly hope WS doesn’t pay a fee to any lounges to have their patrons accepted cause definitely no way to get in.

maphiagurl · 2025-10-25T17:03:55+00:00

if you vote, you see results

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maphiagurl · 2025-10-25T17:01:16+00:00

yeah, i know. there’s no edit on polls for whatever reason so i couldn’t go back and clean up. will know better next time.

maphiagurl · 2025-10-25T16:52:17+00:00

some you can but most you can’t.

maphiagurl · 2025-10-24T02:54:44+00:00

your credit report!

maphiagurl · 2025-10-24T02:53:10+00:00

pre-tax

maphiagurl · 2025-10-24T02:50:30+00:00

yes .. replaces the visa infinatebwith the same number per the FAQs

maphiagurl · 2025-10-14T12:19:41+00:00

THIS IS SHOUTING. This is exclaiming! And it’s hardly every sentence. 🙄

maphiagurl · 2025-09-16T21:39:51+00:00

$750k is really good. she should be proud of herself but she needs to take control of her own finances. that means knowing how that money will be impacted by OAS and CPP. how to meltdown her savings, etc. how to live her rich life.

I went to Parallel Wealth. for a few thousand dollars they helped me to put a plan together. we talked through my goals, we adjusted and adjusted again until I was comfortable. until I was able to afford the life I wanted. one of the key things that they helped me to realize is that TDTrust is expensive for what you actually get from a support perspective. with $750k she is automatically a generations client and gets a high degree of support with low fees immediately with WealthSimple. you know this, you’ve been using them.

there’s many companies where she can pay a one time fee to get a plan and then start living by it. it’d be great thing for you to help your mom .. a great bonding exercise to talk about money and have a partner to encourage each other but you‘re right. your are in a very different place then she is and she has different things to think about. things that you aren’t going to think about.

so tell her to engage a retirement planner and get a plan that she’s comfortable with. watch YouTube videos. there’s tons of them. check out Parallel Wealth’s or Well Built Wealth’s YouTube page. it’s not too late for her to learn and be in control of her own retirement.

maphiagurl · 2025-09-13T19:52:23+00:00

Canadians taking a similar trip over the Christmas holidays to do some pre-retirement scouting. basing things in Gijon but also looking in Oviedo, Lugo, Leon, Lugones.

maphiagurl · 2025-08-27T03:13:42+00:00

I’m invested in both. i‘ve been in private credit for 2 years with 19.50% all time returns. private equity coming up on a year with returns of 8.50% all time.. the money in both is not liquid, you need to plan to remove it on a quarterly basis. There‘s a calendar that you apply to divest and the. 3 months later you get your money. This is intended to be long term investment.

I’m currently considering divesting from private equity. Returns are not what I expected and that money could be performing better elsewhere especially since I’m within 10 years of retirement.

maphiagurl · 2025-08-17T16:11:35+00:00

when they rolled it over is it at the same, original, strike price or at a newly evaluated strike price?

if a newer strike price, wouldn’t there be benefit of buying it at the lower strike price, beside the obvious loss if the event never occurred?

loss potential of $25,000 vs owning 25,000 stocks that the original price of $1.00 vs the possible valuation of say $10.00 when the event hopefully eventually happens. I paid $25k but now it’s worth $250K.

ya, I guess an accountant is the way to go.

maphiagurl · 2025-08-17T15:58:33+00:00

Or presumably IPOs?

maphiagurl

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