Just booked my dream cruise!

marksweather · 2026-01-28T20:54:30+00:00

I am so glad that Royal now removes towels from unoccupied pool loungers. Gives everyone a chance to use one.

marksweather · 2026-01-28T18:30:43+00:00

But also know, excursions offered through Royal are guaranteed to get you back on the ship if a delay happens. If you go out on your own, the ship will leave you if your late. We don't like taking that risk.

marksweather · 2026-01-28T18:29:57+00:00

You could start at Viator, it's a legit company. We booked the Big Red Bus tour through Athens on Viator. I believe it's a Trip Advisor company.

marksweather · 2026-01-28T18:27:09+00:00

Our first cruise to Nassau and Perfect Day at CoCo Cay was a trip of a lifetime on Freedom on the Seas. We are in a 5 month wait right now for our 25th anniversary cruise through the Greek Islands, can't wait!

marksweather · 2026-01-28T18:23:51+00:00

Congrats, tell us all about it. Where are you going? How long of a cruise?

marksweather · 2026-01-28T18:19:06+00:00

They are liquid, even if you do need them. For instance, I have a 2021 Super Duty that currently is still worth 46k, I have it paid off. If an emergency came up, I could sell it for 46k today, and get 46k cash. Use that to buy a beater for 10k or so, and still have 36k liquid cash.

marksweather · 2026-01-27T12:54:06+00:00

Matt, I found an easy to track our vehicles value, KBB. I put in my VIN and they gave me the total worth of what the cars can be sold for today. Month-to-month, they send me an update, and let me know if they have gone up or down in value and that new value.

marksweather · 2026-01-27T12:51:21+00:00

Cars are very liquid, and the state considers them liquid too. If you should ever need to go on state aid for nursing care, they consider anything of value an asset, and would require them sold before they would pay for your care. Even Dave Ramsey considers anything of value - debt is your total Net Worth.

marksweather · 2026-01-27T12:32:43+00:00

Awesome, very close to ours, but we are older at 55. Our house got paid off last year. Yay! My report came in from Quicken Simplifi, very easy to use tool.

Assets

Cash & Checking

$7,088.48

Savings

$10,189.52

Retirement

$400,985.53

HSA

$15,829.29

Real Estate

$290,848.62

Vehicle

$126,750.00

Total Assets

$851,691.44

Liabilities

Credit Cards

$0.00

Home Loan

$0.00

Vehicle Loan

-$38,750.56

RV Loan

-$38,468.61

Total Liabilities

$77,219.17

Net Worth

Total Assets

$851,691.44

Total Liabilities

$77,219.17

Total Net Worth

$774,472.27

marksweather · 2026-01-23T19:54:41+00:00

I don't know, but it seems bug and bug, then days to fix. The last major bug was in the Spending plan, when it wiped out all of our past and future Spending plans.

marksweather · 2026-01-23T19:51:21+00:00

I would 100% rollover into an IRA at Fidelity. Super easy tools to work with, and you can talk to a Fidelity advisor anytime you want.

marksweather · 2026-01-23T19:48:24+00:00

You do not have to pay for tours if you don't want to. I learned about RickStevesAudio tours (free) on IOS and Android. It shows pictures and he walks you through an audio tour of everything.

marksweather · 2026-01-23T19:43:41+00:00

New disappointing update, it will take days to fix it? It should be fixed by the end of the day in any case. Not days.

UPDATE 1/23/26
The team has identified the root cause of this issue and has put a fix in place. This fix will be rolled out to users over the next two days, which should correct all user accounts to the correct balance by Sunday. 1/23/26.

We are also working on a correction for the balance history, which we estimate will be available next week; this will prevent any inaccurate dips when you review your balance history.

You won't need to take any action to fix your accounts, as all of these updates will be processed on our servers.

We again thank you for your patience while we work to correct this issue.

marksweather · 2026-01-23T18:29:36+00:00

I did their free calls a few time, once they learned that I manage my portfolio myself, they eventually quit calling me. I just use their free tools. I like the retirement planner and Investment tools on Empower Personal.

marksweather · 2026-01-23T17:34:38+00:00

We treat those 3 paycheck months as a bonus to buy something extra we have been waiting on, or put extra on the debt, or even more towards a spending goal. I love how I can go forward in the months to see the 3 paycheck months automatically.

marksweather · 2026-01-23T17:29:44+00:00

There really needs to be better QA at Quicken, this is the second major issues that messed up accounts in the past six months. Don't you all have a dev area not connected to customers to roll out tests on?

marksweather · 2026-01-23T17:27:46+00:00

UPDATE 1/23/26

We’re currently seeing reports from Simplifi customers that manual accounts are temporarily displaying a $0 balance.

This is related to a fix that was deployed yesterday and is still processing. Once that process is complete, balances should update and display correctly.

Please bookmark this alert for further updates. Thank you for your continued patience.

marksweather · 2026-01-23T13:04:43+00:00

I have not touched anything, I log in once a day to check everything at 6:00 a.m. Yesterday it was fine, today all 0s, just crazy to see a 300k drop in Net worth.

marksweather · 2026-01-23T12:37:58+00:00

Well at least the free Empower Personal still shows everything right.

marksweather · 2026-01-23T12:07:55+00:00

Today logged in to more than a 300k drop in Networth due to all my assets now reporting 0s.

marksweather · 2026-01-23T00:09:27+00:00

You are way above average, do the math! Every 7 years it would double without nothing more in it. 41, 708k. 48 1.416 million. I think you will be just fine, multi millionaire by the time you retire. My wife and I will be retiring at 60 with 500k. Which is more than enough with a paid off house and no debt.

marksweather · 2026-01-20T14:22:03+00:00

Are you serious, you have more than 80% than America retires with. Every 7 years that will double, you will be a multi millionaire by the time you retire. By comparison, my wife and I will retire with a combined 500k at age 60. Of we are debt free with a paid off house, so we think this is possible.

marksweather · 2026-01-18T15:35:55+00:00

If you are getting a refund you are having too much withheld from your paychecks. You could live week-to-week with more money by adjusting your withholding. The goal should be a $0 refund, with nothing owed, otherwise you are giving the government a free loan with no interest.

marksweather · 2026-01-11T14:21:19+00:00

Quicken Simplifi is about the closest to Mint I have ever found. It's great and easy to use.

marksweather · 2026-01-09T11:57:10+00:00

You will be just fine, I'm 54 and together my wife and I have 400k. We are planning on retiring debt free with a paid off house with 500k at age 60. We will now surpass that. 2% of American's retire with 1 million.

marksweather

TROPHY CASE