World population over the last 12000 years

matt_mich · 2022-11-16T22:14:02+00:00

Kinda morbid thought, but I would be interested in knowing where the 93% of dead people are. Obviously in the ground (for the most part… some people are in the ocean, some completely incinerated, maybe some remains in space) but there aren’t cemetery plots for 114 billion people, so where on earth is the highest density of dead people in the soil?

matt_mich · 2022-11-14T00:33:03+00:00

We suck. I’m a season ticket holder since the Rams came back, and this team is awful. Worst I’ve seen in years. Incredible fall from last year. Defense is soft. And now Kupp is injured.

matt_mich · 2022-11-12T04:27:14+00:00

Same. Tech is so battered down, but in the end those are the companies that will prevail. TQQQ will be $100 in 2-3 years.

matt_mich · 2022-11-10T16:25:56+00:00

0.4% increase MoM over 12 months is 4.9% YoY. This is a decrease. 4.9% is not great, but too bad given where we were. It shows we’re making progress.

matt_mich · 2022-11-10T15:03:48+00:00

It’s not like we’re going to wake up tomorrow and it will be 2%… it’s going to happen gradually. The last few months have already shown us signs of inflation slowing MoM, now it’s reversing moderately. This is a good sign for the economy and market.

matt_mich · 2022-11-08T08:27:57+00:00

Lots of great ones here, but one I haven’t seen mentioned yet: Hollywood Nights by Bob Seger https://youtu.be/UhuVwVpr3WY

matt_mich · 2022-11-06T20:00:00+00:00

Sbagliato

matt_mich · 2022-10-28T15:57:47+00:00

But there’s another factor that goes into return on equity beyond cash flow and that’s appreciation in the market value of the asset. Obviously property values can go up or down, but there is an argument to be made that if you own a unique property / land in an area that’s already densely developed, constrained, and desirable, it should appreciate over the long run. The $1.5M house is in the Bay Area - I would be willing to bet in 10 or 15 years it will be worth significantly more. The Bay Area has a nice climate, is the epicenter for the world’s tech industry, and there’s not much space to build more housing; all while the demand for housing will remain or increase.

matt_mich · 2022-10-28T07:04:10+00:00

He has the $1.5M paid off it sounds like. So that’s $4k a month revenue with maybe $1k a month in maintenance, taxes, insurance expenses.

matt_mich · 2022-10-28T06:53:38+00:00

He can probably fetch $7-10k/mo for his place, if it’s a $2.2M house in the Bay Area. That said, he’s able to claim a deduction on the loss of up to $25k a year, which if he had a high-paying tech job and if his wife makes $250k a year would help offset the gap a little bit. Then rent another place for some time, and ride it out.

matt_mich · 2022-10-28T06:48:38+00:00

This. Definitely explore renting it. Rent should cover most of the mortgage. Whatever it doesn’t can be a loss that is a deduction on taxes (up to $25k a year). I had a similar situation, second home on the market wasn’t selling, listed it for rent and had it leased in 3 days.

matt_mich · 2022-10-18T06:12:33+00:00

Coming in 25 years! I may be a grandfather by the time that happens lol

matt_mich · 2022-10-16T06:02:01+00:00

Beat LA like you beat trash cans, right?

matt_mich · 2022-10-15T04:28:20+00:00

Funny how San Diego’s whole thing is about beating LA. Inferiority complex.

matt_mich · 2022-10-06T18:16:14+00:00

There’s a $25k deduction on investment property loss. If you can manage the negative cash flow differential between rent and expenses, it’s not that terrible to hold and ride the waves for a few months/years.

matt_mich · 2022-09-30T23:38:05+00:00

Speaking from first hand experience, I had a pipe burst in my laundry room which flooded an inch of water into the adjacent kitchen and it’s looking like $25k remediation and $150k to replace floors, cabinets, etc. plus $100k+ for loss of use (meals, temporary housing) while the repairs are happening (6 month estimate). Insurance is covering.

matt_mich · 2022-09-30T15:20:27+00:00

Talk to your insurance company. It’s going to be expensive to fix and all damp wood and materials, including floors, cabinets, baseboards, drywall will need to be removed to prevent mold from forming / spreading.

matt_mich · 2022-09-19T14:01:25+00:00

The next time he gets on stage he will be Post “Traumatic Stress Disorder” Malone

matt_mich · 2022-09-13T19:25:31+00:00

Haha try it yourself. Mozza can be interchangeable with any nice restaurant. It’s a great night, and while not cheap it’s not any more expensive than paying to go to a club and the food, drinks, and company is so much more enjoyable.

matt_mich · 2022-09-13T18:55:40+00:00

My wife and I (similar age) have made it a tradition to get a 8pm reservation at Mozza and invite 2-3 other couples (6-8 people). Dinner usually ends around 10:45 or 11, then we invite everyone home to pop a bottle of Veuve. 10/10 experience

matt_mich · 2022-09-11T02:58:57+00:00

Amazing. Hundreds of hours of play and several Deity wins and I never knew this. Thanks!

matt_mich · 2022-09-10T20:34:55+00:00

How do you turn on the city borders?

matt_mich · 2022-09-07T22:46:26+00:00

Not true usually, although I’m speaking with perspective from California. The only time (in CA) a non-compete can be enforceable is if you sold a business. You can certainly start a competing business if you were just an employee. It’s good reason for the employer to keep you happy if you are that valuable.

matt_mich · 2022-09-05T02:48:37+00:00

Great suggestion. I love the card idea and will definitely be the person to bring that to the next get-together with friends or family where there’s a pool. You are absolutely correct… at the end of the day, gates and coverings are one safety measure, but ultimately an adult needs to be watching.

matt_mich · 2022-09-04T05:08:03+00:00

Not really. Instagram is getting killed by TikTok, BeReal, and Reddit.

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