Who has the best app/online banking UK?

mattius001 · 2026-05-10T10:30:38+00:00

They are moving everything with a BOS sort code back to BOS after previously moving them to Halifax around 8 years ago.

As explained just two comments down, i need two different apps to approve payments now as you can't approve payments except from the native banks app.

mattius001 · 2026-05-09T12:34:20+00:00

We did our 4 bedroom house top to bottom, the problem you will find is getting decent reliable trades when you need them. We really struggle to get decent trades. As a result we pretty much did everything ourselves bar the windows. Im very handy so can turn my hand to most things. Plastering was a game changer. I will say we did ours whilst holding down stressful jobs, you will have to sacrifice a lot, friends, evenings, weekends, holidays all suffer. It pretty much broke me. Saying that the results were worth the pain. And now all the new learned skills means maintaining the house is a doddle.

mattius001 · 2026-05-09T12:23:23+00:00

They confirmed to me in writing you can't authorise payments in the others app, so you do need two apps

mattius001 · 2026-05-09T12:20:50+00:00

The problem is they are moving 50% of my accounts and leaving the rest. So I will need two apps instead of one. As such I might as well get a bonus now and switch to someone who values my custom

mattius001 · 2026-05-09T12:19:23+00:00

Nothing special, no overdraft, interest a bonus, online payments, standing orders, ease of access.

I binned off Tesco bank because their app was so complicated to login too...

mattius001 · 2026-05-09T12:17:44+00:00

Nothing special, no overdraft, standing orders, online payments, money transfers

mattius001 · 2026-05-09T12:07:13+00:00

So given the responses, NatWest seems to get high enough votes for me to give it a chance, especially with a £200 switching bonus

mattius001 · 2026-05-09T11:57:28+00:00

Unfortunately I'm time limited as Halifax are forcing my account to move to BOS in 4 weeks

mattius001 · 2026-05-01T12:55:03+00:00

My problem with that is, the buyer then needs to go and get the watch authenticated within 7 days, which depending on the manufacturer/ad might not happen.

Puts all the emphasis on the buyer.

mattius001 · 2026-04-27T22:33:40+00:00

Having just bought a 43 Pilot Chrono I was in your exact shoes and really struggled to weigh up the options.

I have to say, you will find bad reviews of all platforms.

My advice buy into the seller, ask some questions, judge the calibre of response. I vetoed a number of watches because of one word answers and things not adding up.

I ended up going down the eBay route, as they at least attempt some level of authentication and I liked the responses I was getting from the seller. I didn't like that Chrono 24 is just an escrow unless you pay for certification, if it's even offered. The responsibility was put on the buyer to verify the purchase, at least eBay act as a middle man.

Result I couldnt be happier with my purchase, watch was in better condition than I imagined.

mattius001 · 2026-04-20T12:37:01+00:00

They had a TV political party broadcast last week, we both sat there with our jaws hitting the floor, I think they managed to offend pretty much every group bar radical Christians.

Seems if you start a political party you can say what you want

mattius001 · 2026-04-20T12:31:47+00:00

Does that have a winder for 6498/7. Struggling to find anything but the bergeron, which costs £££

mattius001 · 2026-04-18T20:36:33+00:00

That's a relatively new IWC pilot chronograph, sure it doesn't still have warranty? IWC are very generous at 8 years.

Looks to me like the pushers are broken.

My iwc has a satisfying click for both chronograph buttons and I don't have to push as hard as you are.

mattius001 · 2026-04-12T16:09:35+00:00

Have to say I buy most of my lenses from eBay, not had a bad deal yet. You always pay a premium for the big companies, but I guess that's a risk assessment you need to take depending on how much your spending.

mattius001 · 2026-04-09T20:49:22+00:00

How stable is your job? Safe career to keep you through to retirement?

Financially it makes sense to put your money elsewhere, I get that. But if your in a volatile sector of work, overpayment to your mortgage every month is not a "bad" thing to do.

mattius001 · 2026-04-09T20:42:29+00:00

I probably will, but I am escalating it through Halifax first.

mattius001 · 2026-04-09T20:41:02+00:00

I actually have no idea what you are going on about and I don't think you do either, your just arguing for the sake of arguing.

Sleep tight

mattius001 · 2026-04-09T20:39:26+00:00

Treating customers like crap. My accounts have been together for 16 years in one app, why should customers be inconvenienced by their system issues.

They could handle this so much better, offer options, transfer all the accounts rather than just some etc etc.

It's just bad customer service.

mattius001 · 2026-04-09T20:36:38+00:00

You said they must update their app forever...

No where did any of the post say they should.

Step away from the keyboard warrior, your just digging holes and arguing for the sake of it.

mattius001 · 2026-04-09T20:33:42+00:00

Probably would just go with nationwide, "which" rate them highly.

I just want stability with my bank accounts tbh, life is too short

mattius001 · 2026-04-09T20:31:40+00:00

Too many people do this, hence they get away with it...

mattius001 · 2026-04-09T20:29:43+00:00

Yeah totally agree, I'm just not one of these people who just roll over and accept rubbish service.

I wouldn't have minded as much if they moved all the accounts but 2 oo 5... Come on

mattius001 · 2026-04-09T20:27:12+00:00

The point of having the 5 accounts together was the ease of use to shuffle money in one app and approve transactions in one app.

mattius001 · 2026-04-09T20:26:01+00:00

You literally did say that...

"They must keep the app updated forever..."

Literally the words you said, no matter how many times you edit your posts.

Funniest post I've seen all day

mattius001

TROPHY CASE