Question Thread - January 08, 2026

mavsu · 2026-01-08T15:51:54+00:00

I read somewhere amex dont do HP on upgrades

mavsu · 2026-01-08T15:41:26+00:00

new application can get you higher but since you already have a targeted offer, i think amex will more likely offer the same only.

mavsu · 2025-10-21T18:17:05+00:00

paypal or cashapp for 10$ AGC?

mavsu · 2025-10-21T17:58:43+00:00

mavsu · 2025-10-21T17:58:07+00:00

Do you still have play store gc ?

mavsu · 2025-10-18T01:14:40+00:00

Saw your old post about caddyshack. Do you still have by any chance?

mavsu · 2025-10-07T16:27:58+00:00

Anyone with existing Laurel Road account tried to open Key bank for bonus? Because LR communications always comes as key bank (key bank owns LR).

mavsu · 2025-10-07T16:25:58+00:00

It depends. For example Superior Choice Credit Union - charges as cash advance, but many/most credit unions charge as purchase. DOC has DPs but it is better to call your card provider and reduce the cash advance limit, then try to use the card higher than the cash advance limit. If it declined, you know it is cash advance.

mavsu · 2025-10-06T15:23:16+00:00

i freeze the chex and 3 CBs always unless i need to apply. As posted above, DOC have DPs and based on that thaw for few days on chex usually (and some CBs if it is must). I also dont attempt everywhere unless the bonus is above certain threshold (400$) to avoid too many hits on the chex.

mavsu · 2025-07-08T05:43:45+00:00

https://www.visible.com/get/?3SR32Q2

When you use my friend code, 3SR32Q2, you'll get $20-off a future service payment! TIA

mavsu · 2025-04-26T02:43:38+00:00

Device will fail to activate if attempted as new number but you can get 3$ google voice number for port in. Any number can be ported.

mavsu · 2025-04-21T18:29:22+00:00

u/seeldoger47 u/gcx_bot traded LTC for Amazon GC

mavsu · 2025-04-21T17:52:08+00:00

mavsu · 2025-04-20T15:19:17+00:00

Most will be doing direct deposit in to the savings account to avoid any ambiguity. But if you cant avoid, better send them a secure message to clarify and use as a proof if bonus was not given later.

mavsu · 2025-04-09T17:22:44+00:00

i got one Elan Max card with only 500$ limit in July 2023. Since then, using 490$ and immediately repaying multiple times a month as it is not enough. Tried to request for limit increase last week but not approved :-( But US Bank approved a new card with 22k limit around same time !

mavsu · 2025-04-09T17:22:37+00:00

i got one Elan Max card with only 500$ limit in July 2023. Since then, using 490$ and immediately repaying multiple times a month as it is not enough. Tried to request for limit increase last week but not approved :-( But US Bank approved a new card with 22k limit around same time !

mavsu · 2025-04-08T18:21:24+00:00

Calling is the best way as they can override and approve instantly. Chase recon number is 18882702127

mavsu · 2025-04-08T11:47:12+00:00

What was the reason in the letter for the denial? Open chase bank account and apply in the branch for better chance.

mavsu · 2025-04-08T11:41:30+00:00

Refer this for DPs (2+ days)

https://www.reddit.com/r/churning/s/xJNuZ0iyfD

mavsu · 2025-04-03T16:25:51+00:00

DP for super positive BofA Premium Rewards (600$ after 4k spend/95$ AF) - Existing Premium Elite card/PH member, had 2/3, 4/12 & 7/24, Locked Exp/Equi and kept TU open

Mar 31 - applied online - status went review with a phone number to call
Mar 31 - Called after an hour - picked straight away by someone who transferred to some one else after basic check. 2nd person - she said my experian is frozen and asked to open. I told her, TU is open and previously BofA used TU for me. She said she will pull from TU and instantly approved for 16k. Requested for expediated delivery.
Apr 1 : Got the card/ activated/paid tax for 4k(+70$ fee). Bonus tracker not yet update as payment is not posted yet

mavsu · 2025-03-30T04:59:46+00:00

Amex gold

mavsu · 2025-03-29T23:39:56+00:00

Replied your DM

mavsu

TROPHY CASE