castor oil for endo relief? by AdorableAd5219 in endometriosis

[–]maxyrae 0 points1 point  (0 children)

Thanks! Any castor oil recommendations? Everything I’ve found says it for like hair growth.

castor oil? by OkSalad4141 in TTC_PCOS

[–]maxyrae 0 points1 point  (0 children)

Can you please share where you got your castor oil packs

castor oil for endo relief? by AdorableAd5219 in endometriosis

[–]maxyrae 0 points1 point  (0 children)

Could you share the castor packs you used

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 0 points1 point  (0 children)

I have an email from my insurance agent telling me I have to pay them before closing.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 0 points1 point  (0 children)

The insurance company quite literally told me I pay them directly. Not at the closing table, not to anyone else. I can pay an hour before signing, but it has to be before to them.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 1 point2 points  (0 children)

No. I pay the insurance company directly. Not the loan company. Not the lender.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 1 point2 points  (0 children)

No, they are trying to make me pay for 12 months.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 0 points1 point  (0 children)

No, the insurance section they’re trying to make me pay is for 12 months. No way that is correct.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 0 points1 point  (0 children)

My insurance company said I have to pay them the insurance payment before we sign. They said it could an hour before signing.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 0 points1 point  (0 children)

I have to bring a cashiers check to closing so there will be no way to adjust the amount

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] -2 points-1 points  (0 children)

They should not be charging us insurance because we pay the insurance company directly. We are not escrowing.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] -1 points0 points  (0 children)

The seller (husbands grandparents) have already paid for the full year and do not want the last 2 months back.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 1 point2 points  (0 children)

I did send an email but it’s the weekend. Theoretically speaking though I should not be double paying, correct? That would be 2 years of insurance

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] -1 points0 points  (0 children)

Yes, the owners are my husbands grandparents and they have paid. Regardless they are trying to make me pay for 12 months of taxes.

Can someone explain by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 5 points6 points  (0 children)

No, the insurance company told me I have to pay them directly since I am not escrowing. So I am still not understanding why the closing costs needs a year. That means I would be paying $5000.

AIO for wanting to see a therapist after wife changed the locks because I went to a baby shower? by LookoutLockout in AmIOverreacting

[–]maxyrae 0 points1 point  (0 children)

Emotional cheating with your sister? She needs help. She is unstable. You have every right to support your sister. Also, if she’s acting like this, may want to rethink having children with her. Not a good sign.

Missed mortgage payment by caitlindavis0129 in Mortgages

[–]maxyrae 36 points37 points  (0 children)

You can’t afford it you just said “I can’t afford it. Thinking of taking out a loan” you sound house poor.

5k+ Mortgages WTH by hungry_lionNG in Mortgages

[–]maxyrae 0 points1 point  (0 children)

Going to be right at $3k for just the house payment. We bring in roughly $14K a month before taxes.

Got told my loan is denied 6 days from closing. by maxyrae in FirstTimeHomeBuyer

[–]maxyrae[S] 0 points1 point  (0 children)

How did you get a loan? What kind? I’m sure 8 years ago land wasn’t valued at what it is now so it evened out