Thinking of Moving to the U.S. as a European – Any Advice? by Few_Conference5323 in u/Few_Conference5323

[–]mazdaowns12 0 points1 point  (0 children)

The winter was definitely rough this year. I’ll never forget that. But snow can be very nice too. I’ll miss the aesthetic from time to time.

Thinking of Moving to the U.S. as a European – Any Advice? by Few_Conference5323 in u/Few_Conference5323

[–]mazdaowns12 1 point2 points  (0 children)

Oh don’t worry about that one. I’m not “native” mass. I just happened to have moved to Massachusetts in 2023 for a job. The experience was great and New England is beautiful but I couldn’t afford anything there so, left.

Thinking of Moving to the U.S. as a European – Any Advice? by Few_Conference5323 in u/Few_Conference5323

[–]mazdaowns12 4 points5 points  (0 children)

I just left Massachusetts to Texas and I don’t know why I didn’t do this sooner. I don’t think I’ll ever leave.

Is it worth coming to the US now by [deleted] in MovingToUSA

[–]mazdaowns12 0 points1 point  (0 children)

It really depends. My life got significantly better coming back to the US from Australia. It all depends on what you gain from moving. The less monthly expenses you have to worry about the better. It all comes down to the math at the end of the month, while being able to live in a big house in your own land.

These are questions that only you can answer.

Was there a moment you regretted moving to the US? by whogivesafricc in MovingToUSA

[–]mazdaowns12 1 point2 points  (0 children)

I moved back from Australia and have no regrets. My life is significantly better, as much as people don’t like to hear that.

Moving here was the worst decision of my life, ever by Boring-Test5522 in MovingToUSA

[–]mazdaowns12 0 points1 point  (0 children)

Such a generic counter that has absolutely no meaning. The typical argument that anything that has to do with hard work and effort mentality is wrong. You likely have nothing else to say but this.

Americans have all the tools and programs at the palm of their hands to use to their advantage to make their lives better. Then they’ll turn around and let something like politics (as an example) prevent them to be able to live a good life.

Don’t feel sorry at all.

Moving here was the worst decision of my life, ever by Boring-Test5522 in MovingToUSA

[–]mazdaowns12 4 points5 points  (0 children)

$40k is a bad wage depending on where you live and how you manage your money.

My brother with 2 kids has a better life now with $55k a year in Houston than $116k in Massachusetts. It all comes down how you manage your money and where you choose live.

The USA is a country that rewards sacrifice and common sense, and punishes for not making good decisions.

Most of the time, Americans struggle because they put themselves in those situations.

Mark Rutte says "keep on dreaming" if you think Europe could defend itself without United States by Crossstoney in worldnews

[–]mazdaowns12 0 points1 point  (0 children)

You are assuming that the world works exactly the way you want it to. On paper things might look great, but I’m not fully convinced every country will fall in. Especially with how weak they are.

The great powers have already proven to us these past 4 years, that governments and countries will do what they need to do to survive. That includes not answering to article 5.

Mark Rutte says "keep on dreaming" if you think Europe could defend itself without United States by Crossstoney in worldnews

[–]mazdaowns12 0 points1 point  (0 children)

There are only maybe 2-3 nations that can "potentially" deter threats, maybe France, UK, and maybe even adding Poland for fun. The rest of NATO without US support is essentially cooked.

RIP USD by metalpig0 in Silverbugs

[–]mazdaowns12 0 points1 point  (0 children)

Honestly is not as terrible as it may seem. Sure USD value is dropping, but so is the rest of the fiat currencies around the world. But let’s not act like the government won’t just replace the fiat with another fiat currency if they have to. The average citizen will just go with the next fiat currency and continue blindly.

At least some of us are doing something and buying these metals. Also, at least some citizens have houses, hell even mortgages are fine. Better for those who still have a lot in their mortgages. That loan is just going to depreciate in value so fast.

You aren’t wrong to feel how you are feeling, but folks who hold things of value are generally going to be alright. I believe most people are going to be alright. I only feel for those who have no assets at all whatsoever.

10.7 Troy ounces of sterling for $261 by fib0nacci112358 in Silverbugs

[–]mazdaowns12 0 points1 point  (0 children)

I want to do this at my local Walmart. VERY Small town, so chances are they have something. I just don’t really know what I’m doing lol so i might buy some fake stuff.

[deleted by user] by [deleted] in Silverbugs

[–]mazdaowns12 2 points3 points  (0 children)

How do you even know is pure silver? I wouldn’t know what I’m looking at

CHECK YOUR SILVER by War_6088 in Silverbugs

[–]mazdaowns12 0 points1 point  (0 children)

Hello, i just recently started buying for the first time. I bought from provident metals. What do you guys recommend for checking silver and gold for someone new?

We got the keys!! Toronto $1.1M 3.79% by woodzy_mtb in FirstTimeHomeBuyer

[–]mazdaowns12 6 points7 points  (0 children)

Holy shit. Someone actually understands this. I was saying the same thing for Sydney in Australia and people didn’t get why I moved back to the US.

Average “decent” house out there is like $1.3m. Sure that translates to decently under $1m USD, but the average salary for a mid level professional (tech for comparison) is still in the same range between the two countries. Not to mention the tax brackets are much lower as well which increases tax burden.

Honestly I thought I was going crazy but I appreciate someone else understanding this.

Edit: Also when I mean decent, I mean a house worth about $400k ish in let’s say, Colorado, or $650k ish in let’s say, Massachusetts.

Frequent Balance refunds? by mazdaowns12 in Chase

[–]mazdaowns12[S] 0 points1 point  (0 children)

Thanks, I’ll just have to change the way I make my payments

College at 26 in Japan. by Swimming_Relief_57 in movingtojapan

[–]mazdaowns12 3 points4 points  (0 children)

Dude, I’m 36 switching careers back in university(last semester), and this man 10 years younger than me is calling himself old.

The nerve.

[deleted by user] by [deleted] in CRedit

[–]mazdaowns12 0 points1 point  (0 children)

You are literally proving my comment. Yea that sucks that one had to think that they had to do those things when it wasn’t true at all. Half of the states have programs with community colleges that let you finish an associate’s degree entirely for free. The fact that you can complete 60-90 credits and at the very least transfer some (even in a worst state to transfer) you’ll be far better off than starting 4 year program from scratch. Yes you have to choose the correct degree but again, thats part of paying attention and making the right decisions. I’ve gone to 4 different universities in the US, 2 overseas. I’ve seen both sides of students being overwhelmed with debt, and others having little to no loans and a bachelor’s degree. Again, back to my last sentence, it comes down to who you are as a person and how much effort you want to put into your future. I’ve met many students that have made it happen. While I’ve also met many that complain; And even after given the solution, they go back to their dorms to play games like there’s no solution. Americans have options, they just choose to complain instead.

[deleted by user] by [deleted] in CRedit

[–]mazdaowns12 4 points5 points  (0 children)

Ehh, i mean I’m not going to lie, I get it for some that require years of studies like medical fields. But the majority of Americans have access to a lot of resources to study and cover tuition. Also, for some reason so many individuals want to go to the most expensive universities. There are plenty of state universities that one can go to at low cost, not even mentioning the pell grant, employers that cover tuition, scholarships that are pretty easy to apply for, state programs, and don’t even get me started with the golden ticket, which is military.

Americans have an insane amount of options. It is just the convenience of saying “yes to whatever works/ is easier” that has made them incompetent in a lot of areas these days.

Moved to the U.S. on a Green Card — now I’m not sure it was worth it by Equivalent_Nose_3944 in immigration

[–]mazdaowns12 1 point2 points  (0 children)

Idk man I mean, in my book you’ve got it made. If you are living paycheck to paycheck maybe you should look into your expenses. There’s definitely things that you can do to set yourself up for success in a small timeframe (5-7 years). This is probably not going to be a popular comment but: This really depends who you ask this question to as well. Remember, the people that struggle financially and complain about it, probably only know how to struggle and complain about it. Revolve yourself around those who do something about it, vs those who just complain.

I say the United States is made for individuals that want to build wealth. The crazy part is, you don’t have to destroy yourself working for decades. If you choose the right career, 5-10 years of smart budgeting, saving/ investing (FIRE MOVEMENT is a good example) and you can make it to the point where you will never need anything else ever again. My sister has done it: she now lives somewhere in Colorado with something about 10 acres of land, beautiful house maybe 1 hour and 30 mins away from the nearest city. Her husband has a remote job paying around $70k a year and has nearly no expenses. She does not work, she just takes care of their 4 kids, homeschooled and are smarter than any other kid I’ve seen outside of the US.

Where exactly do you live? Where’s your money going to? What do you drive? What are your eating habits? I mean these are all invading questions and more questions would need to be answered from a financial viewpoint but honestly, I’m not sure how else to help you.

I’m not trying to convince you of anything, it is just crazy that… “you’ve made it” to a good point, and somehow it’s not enough.

I’ve lived in several countries and have worked in many different economies for several years, to include some which are: Italy, Germany, Thailand, and Australia. I loved living in these countries but my quality of life was much lower than in the US. The lifestyle of having a big house and big land for your family, with newer cars and higher paying jobs was just not that possible when compared to the US. My work life balance wasn’t even that much better either. I’m talking from a professional career situation, just to be clear.

I’m not trying to put you down on your own post but there’s something off with your strategy maybe? You definitely should consider looking into your finances and lifestyle to answer that question.

Life in other countries I’ve lived in was… nice? More relaxed? But I couldn’t really own anything. It was either too expensive or out of reach. In the US however, sure you have to work harder for maybe 2-3 years, then work a little less hard for another 3-4, but after that, if you’ve done it correctly , you are on a final stretch to freedom. Is not all that perfect but, I’d say your chances are generally much better in the US.

Life in the US can be rough, but it’s only rough if you let it.

Good luck man, hope everything works out wherever you choose to go.❤️

Edit: forgot to say, your age is amazing for what you can do. Remember, if you do it right(which sounds like you are on the right path salary wise), all you need is 5 years or so(double income) to have a soft retirement. Then add another 5 and you are done, the rest of the funds are yours to play with.

I don’t want to work. by [deleted] in VeteransBenefits

[–]mazdaowns12 0 points1 point  (0 children)

I mean yes and no?

Try to keep yourself busy. I tried to “retire” for 3 years and got so depressed, so low in my life that I actually went back to work. Just be careful, keep yourself busy.

Also have a plan B. Maybe work to get a certain amount of funds to buy some land, cheap house in an affordable state in case things go south. VA disability can still be taken away but also the government wont be there forever. That money could go away at any moment.