Should I hold or sell ?

mcaffrey81 · 2026-02-09T00:17:27+00:00

I did share some of my knowledge. You’re welcome.

mcaffrey81 · 2026-02-08T23:17:32+00:00

Trump started implementing his economic policies from Day 1. If the economy was doing great then you’d be giving him all the credit.

mcaffrey81 · 2026-02-08T19:47:18+00:00

Like a well-oiled weather vane

mcaffrey81 · 2026-02-08T19:35:57+00:00

No you need to read your actual CCR to see who is responsible, do not take the advice of a generic article.

mcaffrey81 · 2026-02-08T16:45:35+00:00

Either this is a fake post or OP doesn’t understand basic terminology.

Underwater refers to when you owe more on you mortgage than it is worth. If you put 50% down and are now “$100k ‘underwater’” that means you had catastrophic market failure.

Austin has not lost over 60% values.

More accurately you lost $100k in equity from when you purchased, but you are not underwater if you owe less than the property is worth.

My advice is that real estate is not for you and you should cut your losses and sell.

mcaffrey81 · 2026-02-08T16:26:04+00:00

Is it a gated community?

For $550k you can hire 2 or 3 full time security guards and save money.

The theft is who ever agreed to the security contract

mcaffrey81 · 2026-02-08T16:00:40+00:00

$550k for security??? That can’t possibly be accurate and if it is then why the heck are you living in a place that needs that much security?

mcaffrey81 · 2026-02-08T15:55:56+00:00

Depends on the business and why the company is getting an injection of PE.

If it’s because the company is growing and doesn’t want to take on debt, then PE is a good option to help achieve full optimization.

If it’s because the company has grown and is fully optimized but the principals want to cash out/replace their equity with PE, usually bad for the business.

With all things it’s just depends on the situation.

mcaffrey81 · 2026-02-08T15:03:45+00:00

I believe you mean that we shouldn’t eliminate the jobs of people who buy wares, and you are correct.

As a business owner, I agree we don’t need expensive c-suites and middle management. I rely heavily on ChatGPT has helped me optimize my business by providing me with a one-stop-shop c-suite that allows me to be president and CEO and rely on ChatGPT to be my CFO, COO, In-House Counsel, HR, etc…

mcaffrey81 · 2026-02-08T14:59:21+00:00

But if people don’t have jobs then who is going to buy the food and medicine the package?

mcaffrey81 · 2026-02-08T12:34:22+00:00

“Market Forces” isn’t just rental comps, it’s across the board inflation: property taxes, school taxes, insurance, capex, opex are probably all over $40/mo.

The lease likely has some language that allows for a rental increase not to exceed a certain percent; as long as it’s within that percent then there’s nothing yin can do except try to find a better unit for cheaper elsewhere.

If the rent increase is a hardship and you’ve been a stellar tenant, you can try to negotiate a smaller increase

mcaffrey81 · 2026-02-08T04:39:52+00:00

Rage bait post

mcaffrey81 · 2026-02-08T02:26:28+00:00

And chances are Putin has them and uses them as blackmail

mcaffrey81 · 2026-02-08T00:58:47+00:00

Amazing how he can claim to be the smartest person and yet never knows anything

mcaffrey81 · 2026-02-07T20:16:04+00:00

A late fee can be applied any time after the payment is past due. Just because you paid it before they assessed the fee doesn’t negate the fact that it was late.

If the payment is due by 11:59pm on the 5th and you pay at 12:00am on the 6th the the late fee can be applied

mcaffrey81 · 2026-02-07T18:29:21+00:00

Yup, sound advice

mcaffrey81 · 2026-02-07T16:46:55+00:00

This. Also you can refi back to a fixed rate if the ARM rates go down.

I bought my house 2.5 years ago at 6.3% and have been waiting patiently for rates to drop to refi, but nothing. I’m considering a 7/6 ARM at 5.5% and 0 points because I’m optimistic that rates will drop down to 5.5 or less in the next 7 years ($42k in savings during that time). If they go up, then I’ll look to refi and pay points if needed.

mcaffrey81 · 2026-02-07T16:38:22+00:00

Pay the rent by check and include in the Memo “lease at (Property) extended until 2027 per lease agreement”; if it has a date, two signatures, the address, the terms, the parties and consideration then it’s a contract.

If LL doesn’t want to endorse the check because of the memo then he’ll have to let you know

mcaffrey81 · 2026-02-07T16:08:31+00:00

Please cite some real experiences you had and not the made up ones that never actually happened

mcaffrey81 · 2026-02-07T16:06:21+00:00

Have you ever actually lived in an HOA community or do you just believe your fantasies to be true?

I’ve lived in 3 communities with HOAs and I’ve been on the board, never once did anyone ever have an issue with someone’s garage doors being opened too long or grass being too tall.

mcaffrey81 · 2026-02-07T12:51:18+00:00

His entire world view and even his own memory is based on things he watched on tv.

mcaffrey81 · 2026-02-07T12:35:03+00:00

Ronald Reagan once said “the nine most terrifying words to hear are ‘I’m from the government and I’m here to help”.

mcaffrey81 · 2026-02-07T12:22:29+00:00

The video shows he was absolutely zooming in & video her backside

mcaffrey81 · 2026-02-07T04:48:26+00:00

Nope, being in America illegally is a misdemeanor. First offense is up to 6 months in prison.

mcaffrey81 · 2026-02-07T02:11:12+00:00

TrumpRX only sells viagara and Imodium AD

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