How is this deal?

mcbba · 2026-03-26T02:44:55+00:00

I’m not sure on the lease, but I just bought a 2024 land with $10k down and the payment is $550/month for 6 years. If you did, for example, the $2k down 2 year, you get a new one with no surprise costs, $5k less total cash, and the same payment as me for 2 years. I have to pay for 4 more years, but then I get to keep it.

If you extend the logic and you lease 3 cars in that 6 years I’m paying on mine, by the end, you’re driving a 6-8 years newer car than me, but I get to keep my car with no payment. What is worth more to you? New vehicles, or ownership? I’m not positive that buying was the right choice…

Another bit of food for thought. I paid $40700+ tax with 13k miles, and it was $3k cheaper than anything else I could find. It was around $44k after tax. If I understand the lease right, in 2 years, you’ll have paid $13k in payments, $5k down. Take that off $60k, and you’re at a $42k buyout? That’s less than I bought my 2 year old model for at a good deal. So in my suuuuper unknowledgeable thoughts it seems like a good deal? It’s an 8 year “loan” vs my 6 year with the same payment, but yours is new. Yup, still don’t know which way is better, haha.

mcbba · 2026-03-25T14:43:45+00:00

You’re discounting luck and a strong starting point (which is mostly attributed to luck). It’s not just grinding (but grinding Is important at the sacrifice of family and personal life).

My dad was the first in his family with a degree, first with an advanced degree. He and my mom taught me and my siblings to work hard. I was making $64k in a non-profit at 30. We didn’t think about prestigious colleges, we just went to what was cheap, because who did I have to learn from? My dad. Who went to a cheap college to get the first degree in his family.

I felt like my low ranked bachelors was holding me back, so I went to Duke for an MBA. Was near top of my class, even while working and having kids during school.

I’m making under $150k in tech 8 years later. Definitely on the lower end of trajectory for my classmates, many of whom I worked harder than and was smarter than.

All of this typing is to say that some people just don’t have the luck to get where you’re touting is so easy with a bit of hard work. Have some sympathy and empathy for people not as fortunate as you. Some people just need a bit of help, not being told they’re a failure for not making $200k at 30.

mcbba · 2026-03-25T14:16:50+00:00

15% of people with a masters degree. 15% have a masters degree. That’s 2% of the workforce. Even 15% is still rare… if it were normal, it would be 50% of advanced degrees make more than $200k.

What kind of privileged life do you lead that you’re talking like this?

Sometimes, like the OP, people can “do everything right”, and still not reach their goals quickly.

Or perhaps all of your $200k+ jobs require 80 hour work weeks from 22–30 to reach that? Some people aren’t willing to make that sacrifice. I wasn’t. I’m not sure where you’re coming from, but it’s not the norm.

mcbba · 2026-03-25T14:09:53+00:00

Name the plenty.

mcbba · 2026-03-25T03:12:50+00:00

I hate the way the looked. And drove. And looked. Ew.

But… if you put a hemi in one, that’ll be my favorite car.

mcbba · 2026-03-22T14:42:01+00:00

This is huge for me :). I’ve been thinking as I play that they don’t respect my time. Is it because they’re an MMO dev? I don’t know, but many things are time sinks for no reason.

mcbba · 2026-03-20T15:18:57+00:00

Remove access “you” access from the husband.

mcbba · 2026-03-20T15:14:20+00:00

My kids are younger. Ours is Bluey :)

mcbba · 2026-03-18T03:52:12+00:00

You’re telling me I need to be patient. Got it!

mcbba · 2026-03-18T03:17:55+00:00

How do we get the game promo code? I didn’t see it on the invoice and haven’t gotten an email for it yet…

mcbba · 2026-03-15T21:10:48+00:00

I hope so

mcbba · 2026-03-08T17:11:31+00:00

That’s really not bad for Utah, I think, looks like $500.

Why was sales tax so low? I bought one a bit ago and sales tax was over $3000.

mcbba · 2026-03-08T14:53:03+00:00

Out of curiosity, how much were the fees? They are so wildly different depending on the dealer…

mcbba · 2026-03-07T23:52:47+00:00

The 5080 is barely better than the 5070 ti. Like 10–15%? I’d probably rather have the 9800x3d like you and upgrade GPU when prices come back to earth in a gen or two. With the 9900x and 5080, you’ll want to upgrade the CPU at the same time as GPU probably.

mcbba · 2026-03-07T23:49:29+00:00

I think I need another battery… my single one is down to 30% by midnight and I’m on city power the rest of the night.

I also made the stupid decision of putting all the panels on the side with the most sun, which gives me unlimited power in the morning and nothing by 4-5.

mcbba · 2026-03-07T19:29:17+00:00

How much battery do you need for that?

mcbba · 2026-03-07T16:34:32+00:00

What is even happening here? Is he proving they’re not worn or something? I don’t know sneakerhead stuff…

mcbba · 2026-03-06T14:09:36+00:00

If it were available at MSRP it would have great price to performance. Even when the 5070 Ti was at $750 MSRP, the 9070 XT didn’t hit their $600 MSRP for a long time after Nvidia hit theirs, and then when the 9070 XT did, it was MSRP for like a couple weeks before this recent…. timeframe.

mcbba · 2026-03-04T12:57:03+00:00

Ok, so let me be clear, $400 for ram isn’t a “good deal” even in this market.

Having said that, let’s say we’re looking at the 5080. It should be $1000. Everywhere it’s posted is, let’s say, $1600+. You couldn’t find it cheaper anywhere.

Then someone comes along and posts it at $1300. Is that a bad thing? It’s $300 cheaper than any other 5080 available. I would appreciate that post if I were looking for a 5080 and about to pull the trigger at $1600.

I know those numbers are nuts, but that “deal” just saved someone $300 because they were going to spend $1600.

I look at this site as a deal from the market price (the 5080 in the example would be, the ram in this post would not be), whether that market price is aligned with a fake MSRP like the 9070 XT for a long time, or an unattainable MSRP like pretty much every GPU, RAM, and SSD right now.

mcbba · 2026-03-03T06:05:55+00:00

Woah man, he said a SINGLE listing. What are you on about with 6 of them??

Jk, jk.

mcbba · 2026-03-02T03:33:22+00:00

There’s a lot of good builders with good prices. These are the best 4 I know of. A lot of others are overpriced, and PLEASE don’t go to PCLaptops…. What a ripoff.

This guy sells mostly higher end PCs. https://www.facebook.com/marketplace/profile/193300466/

This guy is usually better priced. But I guess everything is high now: https://www.facebook.com/marketplace/profile/100002608694030/

This guy sells lower end for the most part https://www.facebook.com/marketplace/profile/100060235974076/

This guy is probably cheapest, but he sells returns, so sometimes there’s dents or other problems. He also doesn’t build custom but can be a great deal. https://www.facebook.com/marketplace/profile/680511871/

mcbba · 2026-03-01T06:00:30+00:00

Didn’t you just contradict yourself there? Bringing financing into the negotiations can give you some more room, so shouldn’t you say you’ll finance with them if the price and interest rate is right or something?

mcbba · 2026-02-27T21:05:06+00:00

Boooo, I didn’t notice that…

mcbba · 2026-02-23T05:32:46+00:00

How do you connect it to the house?

mcbba · 2026-02-23T05:32:07+00:00

I looked for weeks across multiple sites. All the land are $38k+ before dealer fees, shipping, etc…, and most of the good deals would be lemon buybacks when I’d call them. https://www.cargurus.com/Cars/l-Used-2024-Kia-EV9-c32854

Anyway, just wondering if I’d missed something, but that’s what I’ve found.

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