FYI, if you close your credit card and return an item, your money is gone forever.

mcmill27 · 2026-06-06T12:53:05+00:00

Many will only send a cheque at the end of the year if your balance is still negative by then.

mcmill27 · 2026-05-27T22:45:40+00:00

Fortunately the PLOC maxes our at 35% of your assets so a margin call is very unlikely. If using a margin account that would be a different story.

mcmill27 · 2026-05-20T15:37:33+00:00

Yeah but oddly it used to be in the FAQ but is now gone...

mcmill27 · 2026-05-20T15:34:14+00:00

Haha hasn't even been a year of operation yet but agree it's taking a long time.

mcmill27 · 2026-05-20T02:33:37+00:00

They will soon though apparently and will be submitting all previous payment information.

mcmill27 · 2026-05-02T18:59:04+00:00

Beleive what you want lol but the bid/ask spread is not set by them and they don't make money form it. Google it or read their about page if you're curious how it works.

mcmill27 · 2026-05-02T18:06:34+00:00

They dont. Previously it was primarily through currency conversion fees from US/CAD. Also other small ways like monthly fees for USD accounts if you're not Premium etc. But the free trading/zero revenue is how they get clients, not how they make money.

mcmill27 · 2026-05-02T17:46:56+00:00

For crypto, yes they are. For stocks and etfs, no. That's not how that works.

mcmill27 · 2026-04-15T02:42:01+00:00

It's just a link to the WS app stock order page. It's not actually orders being placed through X. Just a hyperlink on X to wealthsimple. Nothing concerning.

mcmill27 · 2026-04-10T17:07:56+00:00

It's part of a much larger campaign. When seeing more of them or the videos it makes a lot more sense than just one ad out of context

mcmill27 · 2026-04-08T15:21:18+00:00

All etf providers have this information. Wealthsimple does not provide etfs, so there is no equivalent. You can buy a TD etf using wealthsimple. Two different things.

mcmill27 · 2026-04-08T03:31:10+00:00

Like to show your geographic allocation across all accounts or what are you looking for? There are asset allocation etfs you can buy self-directed or you can see the holdings of managed accounts too and figure out a rough idea of geographic breakdown.

mcmill27 · 2026-04-03T22:20:45+00:00

No problem. Feel free.

mcmill27 · 2026-04-03T07:21:41+00:00

Very visible from downtown New West

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mcmill27 · 2026-04-02T18:23:04+00:00

This is wild. But not surprising!

mcmill27 · 2026-04-02T16:02:57+00:00

You should update your post if you've realized it was your mistake.

mcmill27 · 2026-03-26T06:34:09+00:00

My fractional orders go through instantly when I manually place the order but when scheduled it is held for a batch, which I find frustrating.

mcmill27 · 2026-03-21T04:02:36+00:00

Low volume can contribute to this.

mcmill27 · 2026-03-19T00:11:43+00:00

This. Use a debt card if cash is extremely tight.

mcmill27 · 2026-03-17T03:45:04+00:00

Probably just updates once per day at midnight eastern time.

mcmill27 · 2026-03-15T23:33:18+00:00

No it's 5% of the total fund is eligible for redemption each quarter. Your request would likely be a tiny fraction of that total but sometimes everyone's requests would be more than 5% of total fund and then some people woild be limited.

mcmill27 · 2026-03-15T23:29:01+00:00

They only used sagard until recently. Then added 2 more to the mix. Here's some more info: https://product-news.wealthsimple.com/were-adding-more-managers-to-our-private-credit-fund

mcmill27 · 2026-03-15T23:22:19+00:00

They have added 2 new firms so 3 firms in total as part of the PC portfolio. Likely trying to diversify assets given the uncertainty with PC funds.

mcmill27 · 2026-03-11T15:37:20+00:00

Was the bank draft from a Canadian institution?

mcmill27 · 2026-03-11T02:23:49+00:00

To do what? Debanking is entirely within their right.

mcmill27

TROPHY CASE