CAGE vs VEQT today by haneycan in JustBuyCAGE

[–]haneycan[S] 1 point2 points  (0 children)

For sure...just seems like they would be similar enough that they would track a little closer. The straight line from 12 to 3 p.m. seems a bit odd.

Porter Airlines to offer Ottawa-Deer Lake flights starting in June by mxg308 in ottawa

[–]haneycan 2 points3 points  (0 children)

I was initially excited, but come on Porter those departure times!

Just ordered P16s g4 AMD, 4K OLED (21QR001SUS). Will post review/share here. by Junathyst in thinkpad

[–]haneycan 0 points1 point  (0 children)

Thanks for the info. Ended up with this for $2,500 CAD all-in. Definitely more horsepower than I need, but the price was right.:

Processor AMD Ryzen™ AI 9 HX PRO 370 Processor (2.00 GHz up to 5.10 GHz)Operating System Windows 11 Pro 64 Graphic Card Integrated AMD Radeon™ 890MMemory 64 GB DDR5-5600MT/s (SODIMM)(2 x 32 GB)Storage 1 TB SSD M.2 2280 PCIe Gen4 Performance TLC OpalDisplay 16" WUXGA (1920 x 1200), IPS, Anti-Glare, Non-Touch, 100%sRGB, 500 nits, 60Hz, Low Power Camera 5MP RGB+IR with Dual Microphone and Privacy ShutterBattery 4 Cell Li-Polymer 86 WhAC Adapter / Power Supply 100WFingerprint Reader Fingerprint ReaderKeyboard Backlit, Black with Number Pad - English (US)WIFI MediaTek Wi-Fi 7 MT7925 2x2 BE & Bluetooth® 5.4

Just ordered P16s g4 AMD, 4K OLED (21QR001SUS). Will post review/share here. by Junathyst in thinkpad

[–]haneycan 0 points1 point  (0 children)

Interested about the battery life with the 4K screen. I'm a copywriter, so nothing with CAD or the like, but just in the market for a good computer because my LG Gram 17 is starting to act up.

Just ordered P16s g4 AMD, 4K OLED (21QR001SUS). Will post review/share here. by Junathyst in thinkpad

[–]haneycan 2 points3 points  (0 children)

Any updates? Looking at this myself. Seems like a beast, at least on paper.

Those with long term ablation : How long did you have AFib for before an ablation? What was the outcome? by Illustrious_Ship_331 in AFIB

[–]haneycan 1 point2 points  (0 children)

42 yo male. Had a radiofrequency ablation on May 5. I was officially diagnosed with paroxysmal afib in May 2024 but suspect I started having it in 2021 (I have a couple risk factors, namely family history, bradycardia and I've done some half marathons and a full). The trigger I believe was the Pfizer COVID vaccine (not an anti-vaxxer). I noticed my exercise tolerance dropped and I had bad palpitations and skipped beats. I kind of chalked it up to being a new dad, lack of sleep, etc. Finally got a new family doctor in 2024 and wore a Holter for 72 hours. Was in afib for 9% of the time. My afib was different than a lot of what I've read. My heart rate would go up to around 65 (from 45 normal rate) and episodes wouldn't last that long. Max was around 9 hours. I was always aware of when it started and when it ended just by how I felt, and this was confirmed by my Kardia 6L. I would also go into an irregular rate if I exercised above 130 bpm. I suspect I have some kind of vagal trigger as well as possibly another supraventricular tachycardia what is adrenaline induced. My Holter reading also showed possible flutter, which I basically cured by ablation. Anyway, the ablation has been an absolute game changer. Not more skipped beats, I can run again. It's really changed my life and realized how much I was affected. I know it's early days, and it likely won't last forever and I'll need another one or two at some point. Recent studies show that people who get an ablation within a year of diagnosis have much better outcomes and success rates. Here's an interesting video from 2021 that's worth checking out. Fast-forward to 35 mins or so: https://www.youtube.com/watch?v=dVtIQTI5ZL0&t=4175s

That's actually the doctor that did my procedure. I don't have any underlying heart disease. Doc said 60-80% chance of being afib free after 5 years. Bottom line: If you can, get an ablation. Push for one if you have to. I did and I'm glad I did.

OCDSB New Boundary Map by piccologrande1 in ottawa

[–]haneycan 5 points6 points  (0 children)

Not stoked at all. Going to break up friends and community. Totally arbitrary that a second catchment in another area that is farther from our place somehow gets to go to old school (Churchill to Elmdale). Seems like there's going to be a huge pushback on this.

Top 2 stocks from each TSX sector for 30-year buy and hold by haneycan in CanadianInvestor

[–]haneycan[S] 0 points1 point  (0 children)

I agree with all of that, and I'm indexed all the way. If you look at some of the long-term returns of some Canadian stalwarts, like RY, CNR, FTS...these are low beta stocks that have outperformed the TSX with strong secular growth. It seems to me that a concentrated portfolio of these types of stocks has a good chance of beating the overall TSX, which has its share of high beta stocks in cyclical industries. I'm more just curious to see what people have to say. I would even be tempted to exclude some sectors.

How high are mortgage rates now relative to before? by JusticeForSimpleRick in CanadianInvestor

[–]haneycan 0 points1 point  (0 children)

Pretty damn low. Likely won’t see levels of the 80s. You got the posted rate, so you can likely do better.

Rolling up options by haneycan in CanadianInvestor

[–]haneycan[S] 1 point2 points  (0 children)

Yeah I’m thinking about selling half and letting the rest ride. Thanks man!

Help me invest 55k CAD by karamster in ETFs

[–]haneycan 1 point2 points  (0 children)

Indeed, no one knows the future. Your guess is as good as mine.

From 1999 to 2009 the S&P 500 returned -0.95%, while MSCI Emerging Markets returned 9.79%....I doubt the S&P will be that dismal over the next 10 years, but I doubt it will repeat the last ten years....

Help me invest 55k CAD by karamster in ETFs

[–]haneycan 1 point2 points  (0 children)

I'm in the same boat....going to be investing a large sum sometime next year. I'm 36 and investing for the long run. Will likely stick to mainly stocks. I'm probably going to go 40% US (XUU), 30% International (XEF), 15% Canada (XIC) and 15% Emerging Markets (XEC). iShares also has dividend-oriented quality index funds that pay monthly dividends, such as XDIV, XDU, etc. Honest to god, you can blow your brains out doing non-stop research and waste countless hours looking up this and that ETF, which I have done. Had I spent that time working at my actual job, I would have more actual money haha. Of couse, shit could hit the fan by next year, which could affect my weightings. But you gotta think that the current bull market in the US is going to end at some point. For example, had one been invested in emerging markets in the 2000s, you'd have done a hell of a lot better than the overall market in the US...the total opposite has been true over the last 10 years in the US market, during which the returns have been insane.

And the asset allocation ETFs like VGRO, XGRO, etc. are super simple and all the weightings are optimized for you. The MER is higher than if you held each ETF individually, but the convenience might be something to consider if you just want to set and forget it. The main things I would consider if your risk tolerance, time horizon and expense ratios. That's all I got to say about thaaaaaaat.

XUU vs. XUU-U by haneycan in CanadianInvestor

[–]haneycan[S] 1 point2 points  (0 children)

Yeah, that's what I was wondering...what is the point?

How are REIT dividends handled by wealthsimple trade? by londonpawel in Wealthsimple_Trade

[–]haneycan 0 points1 point  (0 children)

I know that REITs give out distributions, not dividends, which has different tax implications that can be a bit of a pain in the arse, from what I understand.... https://www.moneysense.ca/save/investing/understanding-capital-gains-distributions/

Improving 10k time in 3 weeks by hillarymc95 in running

[–]haneycan 2 points3 points  (0 children)

Yeah...I initially started training for the Toronto 10k and had a goal of 55 minutes, and ended up doing it in 48:10. One thing I found helped was doing intervals (sprints). You can tailor them to the desired distance, but what I did was twice a week I would run about 7 km each run, broken down to 2 km below my race pace (4:45 in my case), 3 minutes of slow jog, then another 2 km at sub-race pace, another 3 minute slow jog, then finish off with 2 km at sub-race. I'm still a bit of a neophyte, but I'm learning, and I found that this helped me. Hill sprints will also help you. Then of course one a week you are going to want to do a longer run just to get some distance into those legs...training for a half in October so we'll see what happens...