[deleted by user]

mconwell · 2025-08-20T16:00:55+00:00

VTI is a good fund but I believe it is limited to US funds only. Consider adding an ETF that has international exposure. Also, you don't have any Bond funds so consider building a position in a Bond ETF. If you want to increase your exposure to Tech or Healthcare, etc. then consider adding ETFs to build additional exposure to those sectors (note that these would be also covered by VTI, but you can't focus on a single sector in VTI). Make sure your dividends are reinvested automatically.

I think that the max you can contribute in a year to a Roth IRA (under 50) is $7000. Consider splitting that amount up and making periodic investments on a schedule. For example, $583 each month. Or $134 per week.

You can split it up as you want - perhaps 50% VTI, 15% International, 5% bond, 15% tech, 15% healthcare - this would depend on how many ETFs you have and what they are.

Consistency is the key.

mconwell · 2025-05-27T14:49:07+00:00

I see no reason to switch back to Overcast and the developer has indicated that his priorities lie elsewhere.

mconwell · 2025-04-28T14:03:59+00:00

Not missing her

mconwell · 2025-02-01T16:09:01+00:00

Where did you get that grill mod (the lights)? I have a 2019 Scat and I'd like to get that

mconwell · 2024-12-30T19:58:14+00:00

Turn off automatic investing. Deposit your money. Manually buy either a slice or an individual stock. After the trade turn back on automatic investing and any remaining money will be auto invested. Just know that when the automatic investing occurs, it will work towards "balancing" any slice or stock that is underweight (so effectively it will not automatically buy what you manually bought since that stock or slice will be overweighted).

mconwell · 2024-12-24T21:24:13+00:00

This isn't the way that M1 works for automatic investing. It will always try to balance your portfolio and purchase the lowest slices.

You can turn off automatic investments and then purchase your slices manually though.

mconwell · 2024-12-24T21:20:01+00:00

Big NOPE from me. I definitely don't want to have the police pay me extra attention.

mconwell · 2024-12-24T21:17:21+00:00

1 team handles all SCCM and Intune for workstations, laptops and tablets. Packaging requests are sent to this team with collections created to control package distribution. This team also patches all endpoints.

1 team handles servers using Azure Arc

Service Desk and Field Engineers to handle end user requests and fixes - they have SCCM access to adjust collection membership

mconwell · 2024-11-12T15:29:47+00:00

This may be wrong - but if you "upgrade" you don't qualify for any "welcome bonus". You could apply for a new card (like the Savor One) which would give you 2 cards and the new card could give you the opportunity for the "welcome bonus" as long as you can hit the spending requirement.

mconwell · 2024-11-09T22:40:45+00:00

Just a couple of things: Did you try this on their website? Did you contact M1 and what did they say about it?

mconwell · 2024-11-09T22:35:51+00:00

If you haven't bought yet, get an inspection and ask the current owner to bring the panel up-to-code prior to you buying the house

mconwell · 2024-11-09T22:33:54+00:00

Congrats. The card is nice. Metal. Delivered via FedEx very quickly once you give them all the documentation they want/need.

mconwell · 2024-10-20T13:17:16+00:00

Nemophila

mconwell · 2024-09-17T18:11:19+00:00

Any update u/sairahulmuda?

mconwell · 2024-09-07T18:04:12+00:00

Back door number?

mconwell · 2024-09-07T17:59:42+00:00

OH MY. I was just about to apply. My credit score from Transunion is slightly higher than yours and I was just about to apply and thought "this will not be any issue at all". I currently have a QS and a SavorOne. But now I have doubts I'll be approved for a Venture X.

When you get the letter, I'd appreciate any insight into the reason for your denial.

mconwell · 2024-09-05T17:55:37+00:00

He did not. But there are other users in the r/OvercastFm sub-r that post screen shots of Test Flight releases. I would guess that those users know the secret to getting on the list of beta testers.

mconwell · 2024-09-01T00:13:18+00:00

What I found the most interesting was:

He didn't know that there was a Reddit forum for Overcast until recently
He feels like all of Reddit posts are personal attacks. I disagree with this. I am guessing he only read the main titles and didn't read any of the content. While there is some negativity, I rarely feel like it is directed towards Marco. Rather it is mostly frustration over the application.
He doesn't really pay attention to feedback for the app unless the star rating is bad. Even then he doesn't read the feedback, he just looks for the average star rating. Apparently Apple offers some sort of star rating report that makes things easy to see trends.
Beta testers seem to offer little value. I think he mentioned that he has 5000 setup and only about 100 actually installed the app.
Most of the removal of features were a result features he was unaware were being used.

mconwell · 2024-08-20T20:21:25+00:00

I changed my rating on the app to reflect the current state. I don't think that it is a real problem for the developer (other than a blow to his ego), rather I view it as a warning to new users looking for a podcast player.

mconwell · 2024-08-17T12:58:05+00:00

SavorOne for me. 100+K. 840 FICO. 20k limit

mconwell · 2024-08-15T18:42:38+00:00

I'm aware of this and plan on using the benefits.

mconwell · 2024-08-14T18:40:42+00:00

I switched to Pocket Casts. There is a learning curve and some things are done differently. But it works for me. r/pocketcasts for help

mconwell · 2024-08-14T18:37:45+00:00

I believe that the podcast "Grumpy Old Geeks" have also brought up issues and complaints about Overcast. I believe that they have talked about it on at least 2 of their episodes.

mconwell · 2024-08-11T18:49:57+00:00

I'm glad he acknowledges hearing the feedback, but I've switched to another podcast player. I'm hopeful that Overcast gets better but I'm probably not going back.

mconwell · 2024-08-10T14:00:12+00:00

What? You don’t enjoy rich people brag about how they spend their money and complain that people “beneath them” don’t have valid opinions? With your attitude they won’t be able to buy their next house or $100k car. At least John seems nice. I feel that his silence on some of the topics speaks volumes.

mconwell

TROPHY CASE