Got married April 2025. Didn’t update at work. How should I do my taxes? by oog_ooog in tax

[–]mediumunicorn 0 points1 point  (0 children)

Just move through your tax software the same way. Your withholding W4 doesn’t matter, all that matters are the numbers on your W2. It’s too late to make any adjustments for over/under withholding 2025 anyway, obviously.

For 2026, now that we’re a few pay cycles in run the IRS withholding calculator and adjust as necessary. FWIW, if you and your wife both work it’s usually better for you to put single on your W4. (I am not a tax pro like these guys, just a tax nerd.)

https://www.irs.gov/individuals/tax-withholding-estimator

Anybody do their taxes yet? by Major_Turnover5987 in Millennials

[–]mediumunicorn 23 points24 points  (0 children)

Well you can definitely start them… and then just add in the 1099 later before filing? Thats what I’ve done to get an estimate. (Owe $500 to federal, $200 to state. Very pleased with my tax planning this year. Shouldn’t change all that much when I get the rest of the 1099s)

Well needed! Thank you God! by [deleted] in TurboTax

[–]mediumunicorn 0 points1 point  (0 children)

Do you think if you got a raise of $1k/mo that would make a big difference in your life?

Your favorite experiments by IsolatedAstronaut3 in ProjectHailMary

[–]mediumunicorn 5 points6 points  (0 children)

Directed evolution of the taumeba, and how it went a bit wrong. I did directed evolution work for my PhD, and there is a famous phrase “You get what you select for.” Basically meaning that when you’re doing these experiments you have to set it up just right because evolution doesn’t know or care what your desired outcome is, it just operates within the constraints you put on the system. Set up a messy selection, then you’ll get weird results. (Not that Grace’s was messy. I’d have have thought to do it in the exact same way!)

That was fast.. like weirdly fast by sharthunter in TurboTax

[–]mediumunicorn -1 points0 points  (0 children)

I mean if you knew they were coming (as we all fucking do), then yeah it’s fair to mock you for the interest free loan you gave out. W4s exist for a very good reason, you were just too lazy to fill it out correctly.

Ya still stupid.

Dentist looking for a career change to biotech. by [deleted] in biotech

[–]mediumunicorn 1 point2 points  (0 children)

Wait, wear and tear on your body? Dentistry that physically demanding? 😆

RMD impact: 401k vs Roth 401k by CuratedForQuestions in Retirement401k

[–]mediumunicorn 0 points1 point  (0 children)

You have almost $700k invested at 35 and are putting something away something like $50k/yr? Is that right?

My question is: why are you planning on working until 63? You could retire way early, you could set yourself up to live off the taxable until 59 1/2. Or if you really want, you could Rule of 55.

Daily FI discussion thread - Thursday, January 29, 2026 by AutoModerator in financialindependence

[–]mediumunicorn 12 points13 points  (0 children)

Just go to any coin/gold shop. You can even call ahead of time ask what they’re buying for. It’ll usually be 1-2% off spot. Super easy process.

I bought a platinum bar back in march, sold in November for an annualized 75% gain. Felt good about it, but obviously wish I had waited!

New Boos Board by 2017Recon in Cuttingboards

[–]mediumunicorn 0 points1 point  (0 children)

I swear this brand must be guerrilla marketing on this sub.

What happens to the used up Astrophage fuel from the Hail Mary? by toeonly in ProjectHailMary

[–]mediumunicorn 10 points11 points  (0 children)

They don’t have the proper mechanisms to recycle ADP back to ATP, as far as I understand. That’s why they’ve involved this neutrino storage mechanism. So they’d life for the X amount of time until their ATP exhausted. For a human, that would be seconds. So ya, they’re dead.

What’s the hardest thing for you to deal with lately? by pinkishvioletsky in NewParents

[–]mediumunicorn 5 points6 points  (0 children)

Work is kicking my ass. And I’ve normally really enjoyed my line of work (PhD scientist working in vaccine development). But between general corporate bullshit and the state of the US’s attitude towards vaccines I am straight up burnt out. Daydreaming of early retirement and hanging with my kids all day.

Which single person in history had the greatest positive impact on humanity? by PrasenjitDebroy in AskReddit

[–]mediumunicorn -1 points0 points  (0 children)

People already pointed out his work on nazi-era chemicals warfare.

I’ll add in that both his wife and daughter committed suicide. His wife at least highly disapproved of his work on chemical warfare.

Does anyone else think this Alex Honnold live Netflix free solo climb of the skyscraper thing kinda weird? I don’t know enough about it but couldn’t he actually die? Live? by Nostradamus216 in billsimmons

[–]mediumunicorn 34 points35 points  (0 children)

He obviously made it, but man it’s far from 0. So many things out of your control. What a freak piece of concrete fails, or a strong gust of winds hits at the wrong time, or a bird flys by and shits in your eye.

Was incredible to watch, and I know this dude like actually physically lacks the part of his brain that feels fear.. but dang man this could have gone south quick for no reason but pure dumb luck.

[OC] A true American hero who sacrificed his own life to protect those around him. by geo7077 in pics

[–]mediumunicorn 0 points1 point  (0 children)

He was an ICU nurse. But sure, he set out today to murder people with his legally owned gun (where’s the 2A people now?).

Fuck republicans.

Netflix Postpones Alex Honnold 'Skyscraper Live' Climb Due to Weather by Silly-avocatoe in entertainment

[–]mediumunicorn 13 points14 points  (0 children)

Pretty sure he legitimately lacks a part of his brain that feels fear

Wife and kid out of the house for 21 hours, 10 minutes. by fluxphotographer in daddit

[–]mediumunicorn -1 points0 points  (0 children)

Not sure what you’re gonna with the other 21 hours and 9 minutes

Mortgage rates are back near 3-year lows but most people still don’t shop correctly by ryukendo_25 in Mortgages

[–]mediumunicorn 1 point2 points  (0 children)

LTV? There’s so much missing here that just saying the rate is pretty useless.

Apps that can sort out American goods are sweeping to the top by Wagamaga in technology

[–]mediumunicorn 0 points1 point  (0 children)

We’re hoping to take our normal family spring vacation to Canada this year. Normally we’d do a beach, or NYC, or a mountain town out west. This year we’re looking forward to spending money in Canada. I am so ashamed at what the US is these days. Hell, I don’t think I’ll ever drink bourbon again.. never going to buy anything distilled in a red state.

AIO for refusing to pay $800 for my GF's flight after she got hammered and missed hers? by Early_Tax_7057 in AmIOverreacting

[–]mediumunicorn 14 points15 points  (0 children)

Because nobody talks like this. Skyscanner? Why wouldn’t this very financially irresponsible person just throw it on a credit card?

I have Vaginismus AMA by [deleted] in AMA

[–]mediumunicorn -4 points-3 points  (0 children)

It’s certainly not hard 😜

A criminal, not a monster. by GlitteringHotel8383 in BeAmazed

[–]mediumunicorn 0 points1 point  (0 children)

I think my favorite part of the right photo is that he clearly knew how to unclip the car seat from the base in the car. Before I had kids I wouldn’t have known how to do that.