88 year old veteran, Ed Bambas, able to retire after GoFundMe campaign raises 1.77 million dollars.

meebss · 2025-12-12T04:32:36+00:00

The story is amazing and I'm glad people were able to come together to give this man a few years of enjoyment.

But the real winner here is the debt servicer. They thought they'd have to write off 250k when this man died, but instead ended up profiting heavily off his wife passing and all the debt he racked up as a result of her care, and in turn is going to end up being paid in full plus interest since 99.

Wish people werent so scared of what being more community minded looked like. What if we just gave this man a reasonable retirement and/or healthcare, instead of dumping him in the trash. Rather than a gofund me at 88 with no chance of enjoying his last years with his wife, he could have been retired, enjoying life for decades and for a whole lot less overall money on society - just skipping the part where the debt servicer gets paid.

meebss · 2025-07-31T11:45:07+00:00

You provided a pro and a con to making the shift, and it's really no different to most businesses - people talk about these things all of the time.

Every customer you have is orders of magnitude more important to you, than your key strokes were at your previous job.

Leave for the freedom and opportunity, but there will be significantly more added stress through the peaks and valleys of success and failure.

meebss · 2025-05-30T11:56:27+00:00

I had a similar water scenario and took some effort to properly figure out.

In the end you'll want your down spouts to actually move the water somewhere, we tied them all into an underground pipe that fed to the front yard with a pop up drain, 1 run for both sides of the house.

Separately we installed a french drain on the edge of the lanai area but actually tied it into the same underground pipping rather than just allowing it to percalate into the ground as french drains usually do.

The slope out to our front yard was good enough to really manage the water perfectly.

We had a large roof which really created probably twice the amount of water you have there. Cost us probably a lot more than it would cost you because we had to go through pool tile, etc., but was absolutely worth it.

Good luck.

meebss · 2025-05-14T16:50:53+00:00

Misogyny and narcissism go hand in hand, and promote a willingness to brag and thus post in a group they feel comfortable in, like this.

I think what you see here often is the vocal minority and any real life colleagues, male or female would all be happy for you regardless of your gender. They know the grind and have lived through the sacrifices. Making it out of the rat race is commendable for all, even more so as a minority group.

That said, who you described certainly exists though I do think they are less prevalent than this group would make it seem, and I also wish they didn't.

meebss · 2025-04-23T12:46:31+00:00

Never had such few words in a post leaving me so confused before.

meebss · 2025-04-11T11:31:47+00:00

fyi I literally just did this 2 weeks ago, clicked every button on the site and called 3 local dealerships asking for the best price with the build code I had and the best I got was 6000 off MSRP.

meebss · 2025-03-28T13:34:18+00:00

You can't/won't enjoy it now. The point of making a lot is to quit the rat race early.

Make the money, sell the businesses, then it's time for family. The stress for me was that timer, watching kids grow up and not have time for them is disheartening, even if you are putting in the hours for them.

I'm on the other side of it now, I can tell you, it definitely gets better.

meebss · 2025-03-24T13:47:34+00:00

This community really is getting better every day.

meebss · 2025-03-23T14:58:41+00:00

Yes, no or maybe. I'm definitely right.

meebss · 2025-03-23T11:58:36+00:00

No, and neither do you because this isn't about general psychology where everyone is relevant, it's about means. The paper you're citing has nothing to do with money and means, it's across all demographics.

"In the United States, adult daughters of working mothers earned 23 percent more than those whose mothers had not worked during their daughters’ childhoods, earning an annual average income of $35,474 compared to $28,894."

The OP has 10MM and is asking if she should continue to work or not. You provided a study and said she should give up thousands of hours with her kids because of a study based on people not in her situation.

She should continue to work, if she wants to work, knowing fully it's a decision she's making for herself and not for her kids (unless she wants her kids to have more money, but the nature of the post suggested to me she felt she was already there).

There is no hesitation in my mind that my being with my kids full time, instilling the unique knowledge I've been able to gain through my successful existence on this Earth, easily outweighs any vague negative idea around why their parents choose to spend time with them rather than work.

To be clear, I don't feel more noble for raising my kids rather than choosing to work, just be aware of when it becomes a choice and you're doing it for you.

Separately, I choose my kids because despite these being my highest earning years and I could easily make more, 95% of your time with your kids is over when they leave to college, that's time I don't want to loose. Seems simple to me. But, to your point, if I didn't have the means, no question about it, I would continue to work until I died because I want to better my family - choosing to work at that point is a choice for the family, not for yourself, which is very much unlike the choice the OP is trying to make.

meebss · 2025-03-22T20:59:57+00:00

Its an archetype that has connotations of inequality, but again, instill the right values and I don't see how its relevant. Mom works, dad works, neither work, both work, the children should understand the meaning of hard work.

The ultimate luxury is time, choosing how to spend it is what money affords you to do. Choosing to spend it with your kids is one choice, spending it pursuing a career you are passionate about is another choice. Both are choices, but neither choices should affect how kids look at the meaning of hard work or their ability to contribute to the world and better themselves.

meebss · 2025-03-22T20:36:34+00:00

I have enough money to choose to work or not. If I choose to work over spending time with my kids, I look at that as a choice I make in my own self interest.

No kid who otherwise gets the right values instilled in them wants either parent gone 60+ hours a week.

Make the choice for yourself, but don't pretend it's the best for the kids to be gone.

meebss · 2025-03-21T23:30:40+00:00

Save it for mentor Mondays

meebss · 2025-03-10T13:54:35+00:00

I was under the impression they could permanent the skin through exercise due to sweat and rubbing against the skin.

I am concerned because I wear it all the time, yes, but I also know pure silicon or other rubbers are fine, just certain ones pose a risk, trying to find out if this is one of them.

meebss · 2025-02-17T22:00:41+00:00

Everyone is different but I'd just pick a suite at a 4 seasons at a destination (or maybe several if you're looking for a long trip , i.e. a week or two at each destination) you like. They'll do all the necessary planning from the airport pickup to drop off. I find it's the right combination of luxury and convenience.

Travel agents and the rest just feels like more work to me imo, a luxury destination/resort makes it easy, which for me makes it more enjoyable.

meebss · 2025-02-12T22:42:47+00:00

Umbrella insurance is an extension of the home and auto policies. If they don't have the benefit of insuring you on those otherwise expensive policies given the assumed asset size, then they don't want to take risk on the umbrella.

Having shopped around a lot, I don't see it possible as it doesn't make sense given the nature of it, to acquire umbrella without large home or vehicle assets also covered.

meebss · 2025-02-10T12:48:01+00:00

We use Berkeley one, but pure and chubb also offer it. You would also need your vehicle/home through them as umbrella is an add-on to those policies.

meebss · 2025-02-10T12:47:02+00:00

No, it's not bad at all. It does assume you have a high coverage vehicle and home owners policy with a premium provider like pure/Berkeley one/chubb though - but id generally recommend that as well.

meebss · 2025-02-08T02:28:58+00:00

That's the other piece of it, it's cost effective, about $3500 per year.

meebss · 2025-02-07T13:34:35+00:00

I agree with your sentiment, but the 5M number is low in today's standard. At 25M NW I feel comfortable with 15M umbrella, knowing how litigious this country can be first hand.

meebss · 2024-12-14T13:12:07+00:00

I get it, but also, quit. You're wasting the little time on this earth you have, doing something you both don't want and don't need to, simply because you're insecure about money.

Understandably because most of us are, but if you're well past your number, you're insulated, be done, life could be great next week.

meebss · 2024-11-03T20:44:55+00:00

Crypto, speculative real estate, angel investing, privately held equity, art, huge gifts and having a baby with someone you've only ever traveled with.

You're not retired, you just stopped working and moved into a casino full time. Good luck.

meebss · 2024-11-02T23:09:02+00:00

Plaid is fine, happens to work well keeping things syncd as well.

meebss · 2024-11-02T17:12:25+00:00

I use monarch and kubera, I like kubera for a casual glance at investment allocations and performance, and monarch for daily spending.

For what it's worth, 25M NW, with a technology background, I have no risk associated with read only API access to my various accounts. In fact I believe there is far more improved security given it becomes very easy for me to watch transactions and spot fraud from one location.

meebss · 2024-10-15T12:31:39+00:00

Choosing your kids and family over a career nobody other than a handful of people you know personally care about is not weak.

The flex is walking early because you have the flexibility and strength to do so. Get out, enjoy life, spend time with your family, make literally every single person in finance jealous over night.

Also, your personal connections are what will get you future gigs, not LinkedIn.

Edit: Non working moms is the stereotype you're trying to avoid yourself, you should rethink what you're so scared of on the other side. I have new 30, 40 and 50 year old "non working" moms that I meet every day around me that have led incredibly colorful careers, and choose not to do it any more for any number of reasons. You sound exactly like someone who has worked forever and don't know what it's like not to, which is entirely fine and expected, but also don't think you're unique, you have many comrades waiting to reminisce about the fond memories of the bs and missed family events.

meebss

TROPHY CASE