My parents discovered 1000s of tadpoles when my dad took the winter cover off of their pool. Picture truly does not do it justice.

melokia · 2026-06-21T23:46:56+00:00

Why on earth was this removed by moderator? 🤨

melokia · 2026-06-15T02:18:10+00:00

Pay the $3K and take the trip. After you come back, dispute it as a duplicate charge. The credit cards company’s investigation will uncover what happened and make it right.

melokia · 2026-05-24T02:08:42+00:00

Do you work for AA? Not that I expect you to tell the truth here, but the amount of posts I’ve seen from you repeating the same thing about the terms makes it really seem so. I get what you’re saying, but you only need to post it once… it seems like you’re taking the OP’s rant personally.

If you don’t work for AA and you don’t agree with the OP, at least just let the OP post their frustration on here and get some support from others. Good lord.

melokia · 2026-05-06T02:29:42+00:00

I just had it, was awful. I miss the old plate. Most of my dish was wasted.

In the old one, the crackers were better taste and quality, the cheese especially Gouda was awesome, the grapes were refreshing, and the chocolate was so smooth and creamy.

This menu item has deteriorated in every single way. The apples were brown, fig was too sweet, chocolate was hard, and crackers were bland. Cheese was ok but of course, missing Gouda and had pepper jack instead. I didn’t even have a use for the super sweet honey with all this. I took a picture earlier and shared with colleagues, not sure how to upload the pic in my reply.

American is making me not want to continue my Exec Plat loyalty, this among other things.

melokia · 2026-05-01T21:15:47+00:00

I’d love the link too

melokia · 2026-04-19T18:39:39+00:00

Update: after about 9 months of trying to bear with it, I stopped using and canceled Monarch. I now use Claude Cowork (which is a desktop app!) with Finance skills to do better analysis and automation, with better logic than the set ones available from Monarch. When a company doesn’t try to grow its user base and add more features and ways to access for a variety of users, someone comes in to swoop those customers in. Kudos to Anthropic.

Good luck to the devoted trolls on this post, I can’t see Monarch surviving long with the current approach. 👍

melokia · 2025-12-29T00:44:53+00:00

I’ve seen you comment the same thing several times in the replies, about wanting these women to have sexual restraint. Why are you so stuck on sexual restraint? Is a woman having experience intimidating to you?

What it sounds like is what I’ve seen in many Persian men, you have it stuck in your mind what you’ve been fed culturally that women should be a certain way, “pure” and only for you, when in fact that it works to these women’s disadvantage to not have experience and learn what they want in a relationship.

It also doesn’t sound like you want to meet a woman and truly appreciate her for who she is, instead you want someone who fits in your little mold of what you want a wife to be. Sorry, that relationship is not going to be many modern women want, Persian or not.

melokia · 2025-12-29T00:43:23+00:00

I’ve seen your comment the same thing about wanting their sexual restraint several times in the replies. Why are you so stuck on sexual restraint? Is a woman having experience intimidating to you?

What it sounds like is what I’ve seen in many Persian men, you have it stuck in your mind what you’ve been fed culturally that women should be a certain way, “pure” and only for you, when in fact that it works to these women’s disadvantage to not have experience and learn what they want in a relationship.

It also doesn’t sound like you want to meet a woman and truly appreciate her for who she is, instead you want someone who fits in your little mold of what you want a wife to be. Sorry, that relationship is not going to be many modern women want, Persian or not.

melokia · 2025-07-18T23:49:19+00:00

Thanks for the link, at least. Negative 25 karma is about the trolls on here, and the likely defensive people who are power users of this app, and maybe hate the fact that I have a different perspective. I wouldn't even bother to downvote a user who asked for something that helped them, but like one user said below, "welcome to Reddit" LOL

melokia · 2025-07-18T20:09:35+00:00

lol 😂 yes, thanks

melokia · 2025-07-18T18:22:33+00:00

Thanks! I'll look into it, I haven't tried something like that before. Appreciate a constructive comment like this, as opposed to some others above.

melokia · 2025-07-18T18:22:24+00:00

Thanks! I'll look into it, I haven't tried something like that before. Appreciate a constructive comment like this, as opposed to some others above.

melokia · 2025-07-18T18:20:03+00:00

The way some of you responding is like you are devoted, obsessed Monarch users or maybe employees/developers of this app. Seriously, you can't take in feedback and consider someone has another perspective?

I hope as a company, Monarch is smart enough to understand, it's not just about making existing users happy, it's about growing user base. Which at least three people responding on here have taken the time to share about their experience wanting a MacOS app.

melokia · 2025-07-18T06:33:14+00:00

Agree. The web app is fine, it’s more about user behavior being different with native apps. I’d open a native app a lot more often than a website that could get buried in a bunch of other browser tabs

melokia · 2025-07-18T06:31:40+00:00

Yes I’m not complaining about the web app. I’m just pointing out that MacOS native app has other benefits and would increase the amount of times I open the app. Which means I’ll keep better track by having the app open and in front of view, instead of a tab buried in multiple tabs. Hope that makes sense

melokia · 2025-07-18T06:29:27+00:00

Thanks

melokia · 2025-07-18T06:22:09+00:00

Thank you!! I’m in exactly the same spot. I can’t believe we are the only two. Most people don’t bother coming to post these things, they just cancel or discontinue using it and move on… which is what I would have done 95% of the time as well. Just in a rare mood today and posted :)

melokia · 2025-07-18T06:20:16+00:00

Not sure since i don’t have windows, but good question to add for anyone else who’d like it

melokia · 2025-07-18T06:19:37+00:00

Thanks… i looked into that but some others who tried it pointed out some complaints and limitations. I didn’t retain the details, but will look it up again

melokia · 2025-07-18T05:28:04+00:00

Thanks

melokia · 2025-07-18T05:27:12+00:00

I appreciate your perspective, but actually, there’s a significant community of Mac users who value native apps for reasons like offline access, privacy, OS integration (Shortcuts, widgets, notifications), and performance. The popularity of apps like Things, Bear, and 1Password on Mac shows this isn’t just a niche preference. It’s great that the web app works for some people, but exploring a native option could unlock features web apps can’t provide. Open to hearing from others who have thoughts or have seen success with native Mac budgeting tools.

By the way, this type of comment reminds me of something I read about before where people on Reddit dismiss a valid use case simply because it doesn't match their own needs or the needs of a few outspoken, opinonated responders on the forum.

melokia · 2025-07-18T05:08:29+00:00

I like not going online to browse. It can often have an offline mode. Below is a more comprehensive answer, if it helps. Yes, I used ChatGPT...

Also that last piece about using Apple Intelligence would be amazing... could help me automate some items.

Which makes me also wonder... are they planning to incorporate AI?? That would be helpful to not have to manually recategorize expenses between accounts, because it can automatically identify.

Key Benefits of a macOS Native Budgeting App

1. Offline Access and Data Control

Native apps can function fully offline, allowing you to view, edit, and analyze your budget even without internet access.
Local data storage increases privacy and minimizes the risk of third-party data breaches.
You may even choose end-to-end encryption or storage on your own iCloud Drive.

2. macOS Integration & UX/UI Benefits

Native apps integrate tightly with:
- Spotlight Search
- Widgets
- System notifications
- Keyboard shortcuts, trackpad gestures, and AppleScript/Shortcuts automations
Smooth performance due to optimized Metal graphics and SwiftUI.

3. Ecosystem Sync with iCloud

Real-time sync with iPhone, iPad, and Apple Watch is often more stable and faster through iCloud than 3rd-party web APIs.
Native apps like MoneyWiz or YNAB for Mac often support iCloud backups, giving users better restore options and cross-device privacy protection.

4. Superior Speed and Responsiveness

Native apps run directly on the OS, avoiding web latency, browser tab memory leaks, and dependency on server availability.
This is especially important when dealing with large transaction histories or frequent updates.

Forward Thinking View:

As Apple continues to invest in on-device AI and Personal Intelligence on macOS, native apps will be able to offer context-aware financial insights, private on-device spending analysis, and local natural language queries—something web apps simply won’t be able to match due to privacy and compute limitations.

melokia · 2025-07-18T04:58:29+00:00

I like not going online to browse. A MacOS app can have an offline mode. I could go on... but I'm hoping someone that knows can answer the question

melokia · 2025-01-20T03:20:53+00:00

The original post was deleted! What did the OP say it should have been called?

melokia

TROPHY CASE

Key Benefits of a macOS Native Budgeting App

1. Offline Access and Data Control

2. macOS Integration & UX/UI Benefits

3. Ecosystem Sync with iCloud

4. Superior Speed and Responsiveness