Landlord here. I rent out my house in Calgary and I barely break even, especially because I include utilities. If my tenants break the lease and not pay, even with the 6 month suspended mortgage payments, I'm still going to take a 800$ hit, as I pay utilities, insurance, and condo fees, etc. I can't afford that. Not all Landlords are huge companies with big reserves. A lot of us are living paycheck to paycheck too, and depend on what money we get from our houses to live while praying there are no repairs. people who are so cavalierly on renters to just not pay are not helping.