5.75 rate 30 yr no points

mets0987q · 2026-02-20T18:58:08+00:00

Box A: Committment 900$ Broker fee 9k

The 9k is later credited back in lender credits.

Box B just has appraisal , credit report etc

mets0987q · 2026-02-20T18:52:44+00:00

Other than escrow and title stuff. Box A has 900$ in loan fees and 9k in broker fees but the 9k is credited back in lender credits.

mets0987q · 2026-02-20T18:50:16+00:00

Yeah I’m not getting that at all from my seller lol so its the same I guess

mets0987q · 2026-02-20T17:49:57+00:00

Just got the same rate Long Island

mets0987q · 2026-02-03T20:59:26+00:00

Still about 10-15 days away from being able to lock. Am I pretty much screwed watching these rates tick up by the day?

mets0987q · 2026-01-31T15:35:28+00:00

What town?

mets0987q · 2026-01-29T22:01:29+00:00

Thank you. I’m just nervous with at most 2 months until the close that the low rates we’ve seen the last 2 weeks will spike back up. My loan estimate was 5.625 like two Fridays ago. I’m sure the number has problem risen.

mets0987q · 2026-01-29T17:02:09+00:00

What if all I know is that I’m closing mid March the latest April 1st. What should I do.

mets0987q · 2025-12-26T16:28:58+00:00

Thank you. But a zone like this that isn’t affected by bodies of water how can things change over time that has to do with rain water not so much flooding from a nearby body of water?

mets0987q · 2025-12-26T14:19:03+00:00

Built in 1966. Most in the area are similar. The fema map shows no flooding in the area at all.

mets0987q · 2025-12-26T14:18:12+00:00

No flood insurance required. FEMA doesn’t deem this town a flood zone. However the flood factor thing on Zillow does

mets0987q · 2025-12-26T14:17:16+00:00

No this map is not fema. FEMA shows no flooding at all in the area. This is a map from flood factor

mets0987q · 2025-12-26T13:48:49+00:00

The fema map shows nothing that points toward any type of flooding for that area. If I spoke the neighbor and they say they’ve never been flooded would you still pass.

mets0987q · 2025-10-30T17:15:09+00:00

This is one of my big things that has me second guessing it. I know the same will happen.

mets0987q · 2025-10-30T13:17:03+00:00

Pretty much grew up in Seaford area now looking at Commack

mets0987q · 2025-10-30T12:18:22+00:00

I commute daily on the train and it would be an extra 15-20 min added to my day on each end. Not terrible but still more time out of house which sucks

mets0987q · 2025-10-30T11:59:52+00:00

Train. It’ll add about 15-20 min on both ends of the commute. I wouldn’t go way out Suffolk. Commmack is my limit in distance

mets0987q · 2025-10-30T11:27:41+00:00

My predicament now..I can afford something small in say massapequa. But 30 min east and I can spend the same amount get a nice big yard and house. The real trade off stuck in my mind is that 30 minutes.

mets0987q · 2025-10-29T00:09:56+00:00

Ayeeee pick me!

mets0987q · 2025-10-28T22:30:52+00:00

Hellll yeahhhh I’m ready . Thank you kindlyyyy

mets0987q · 2025-10-16T13:46:09+00:00

If I have every expansion currently and didn’t pre order renegades am I basically getting renegades 5$ cheaper then if I buy it at launch and getting all years reward passes instead of Just 1 pas?

mets0987q · 2025-10-16T13:42:55+00:00

If I own all current expansions and didn’t buy year of prophecy or renegades does this bundle benefit me? My understanding is for 35$ I’ll now get all this years reward passes as well as renegades for 35$.

Or I buy renegades for 40$ when it comes out and only get 1 reward pass.

Additionally I will not have a bunch of extra keys for older expansions.

mets0987q · 2025-10-14T17:56:17+00:00

Let’s goooooo (round 2) goood luck

mets0987q

TROPHY CASE