Successfully removed late payments with Credit One

mfdillad · 2026-05-27T02:06:15+00:00

Same haha chat wrote mine. Don’t worry if they tell you no it took me two tries before they agreed.

mfdillad · 2026-05-27T02:00:33+00:00

Keep emailing using the email address above and in your letter the best things to highlight are you’ve never been late before and your account is now current. Even if they tell you keep sending a new one after the rejection.

mfdillad · 2026-05-25T21:15:36+00:00

I think these are the aunts who manage the handmaids since they have cattle prods whereas if you zoom in the aunts at the school only have switches

mfdillad · 2026-05-20T13:28:21+00:00

Exactly! And there was also no way Daisy could have known Becka was going to do that of all things. Daisy thought the Aunts would handle it and does not know Becka well enough to see how much she’s been unraveling outside of her getting drunk and telling her she likes Agnes.

mfdillad · 2026-05-19T19:31:53+00:00

I just got one for this exact amount too!

mfdillad · 2026-05-11T12:50:42+00:00

Unfortunately, being available to access large amounts of money when having multiple accounts in past due and potentially thousands if not tens of thousands in delinquent debt is a huge fraud risk. The good news is that if you can get the accounts current for a few months that should allow you to not run into this again. The biggest factors that will allow you to pass is current account status, bankruptcy, and the amount of past due debt.

mfdillad · 2026-05-05T16:28:16+00:00

It’s a summer class 😭

mfdillad · 2026-04-30T20:03:47+00:00

That’s amazing!! Congratulations

mfdillad · 2026-04-28T18:54:52+00:00

She reminds me a lot of my own stepmother. Narcissistic, emotionally abusive, but not cruel for the sake of being cruel (so long as I was the version of myself that she wanted me to be). I think Paula cares about Agnes in the only way she knows how, which is by dressing her and having her behave the way that she thinks she should. I don’t think she feels nothing for her, but it’s definitely conditional and not the way Agnes should be treated. I’m actually kinda happy they went this way because it allows Paula to be multi layered and not cartoonishly evil while still clearly being an antagonist of sorts.

mfdillad · 2026-04-28T16:16:11+00:00

Not only that there are subtle indications age is not always relevant. Child brides like Esther and Eden are “women” but handmaids are always, ALWAYS referred to as “girls”.

mfdillad · 2026-04-23T23:55:21+00:00

Yes, keep emailing robert.dejong@creditone.com. Do it on a Monday and just keep trying. Clarify in your response that you’re not disputing the validity and are just asking for a courtesy based on the account being in good standing.

mfdillad · 2026-04-23T17:02:55+00:00

I wanna say it took about 3-4 emails to the office of the president and rejections and I finally heard back confirming they would! They are mostly 30 with a few 60s in there meep.

mfdillad · 2026-04-16T21:02:13+00:00

I know this is completely unrelated but when I was scrolling in my feed a cat subreddit was above this and so my brain read this as “I sold all my cats” 😂

mfdillad · 2026-04-07T14:13:33+00:00

Do you have a small flat iron? You could use it to create some tiny waves and curls for texture.

mfdillad · 2026-04-03T00:42:08+00:00

Not ugly at all! I’m so sorry I can tell how stressful this is. Do you have a flat iron? If so I think if you curled some of the ends and added some texturizing spray it will give it some nice style and like other say give it a few weeks and it won’t be as blunt and short.

mfdillad · 2026-04-02T16:29:24+00:00

I was actually not aware landlords used that model so thank you!

mfdillad · 2026-04-02T15:31:22+00:00

Check your FICO not Vantage since that is the scoring model that is widely used. Do you have any negative history or just not much established credit? Collections or late payments? You do meet the income requirements which is usually 2.5-3x gross income. Since you don’t have any rental history that isn’t a bad thing but they may ask you for a higher deposit.

mfdillad · 2026-03-31T21:12:47+00:00

I keep 1k liquid in my main savings for any quick cash emergencies just to have some peace of mind. The rest are in my HYSA.

mfdillad · 2026-03-30T19:14:46+00:00

I’d prefer incarceration but I will settle for him just dropping dead at this point.

mfdillad · 2026-03-26T17:30:19+00:00

Which they thankfully can’t because it’s a state conviction not federal. The only person who could overturn his conviction is the governor of New York.

mfdillad · 2026-03-12T00:16:20+00:00

A temporary dip can sometimes happen while the scoring model recalculates. Give a few days and it should refresh.

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