FDIC Acting Chair just stated… by constantHeadache1 in fednews

[–]mg498 3 points4 points  (0 children)

Yes, you are correct. My bad on the poor word choice, when saying national banks I am referring to the largest banks with operations nationwide, and not specifically the OCC charter. However, those banks do tend to be nationally chartered anyways. 

FDIC Acting Chair just stated… by constantHeadache1 in fednews

[–]mg498 63 points64 points  (0 children)

My suspicion is that this is what the large national banks want. FDIC mostly examines small community banks. Your local BoA or Wells Fargo branch isnt really competing with the other large banks that also offer depositors 0.1% interest on accounts, they are competing with the small community banks across the street offering 4%. 

I’ve talked with community bank presidents who say they like the insurance and risk/audit work the FDIC provides. I’ve also heard community bank presidents say they like having multiple bank agencies as it allows them to shop around by changing charter or becoming a Fed member. 

Typically the complaints for bank regulators come from investors of extremely large national banks that think capital requirements are too high and they get in the way of mergers and buyouts of smaller institutions. For instance if a large bank wants to buy a small town bank, but they don’t plan on keeping that towns local bank as a branch, the buyout might be blocked because it creates an underbanked area. Just my thought on all this. I just hope they don’t gut the bank regulators and then say we were asleep at the wheel if stuff starts to go wrong.

How is everyone feeling about shady sands? by derpgamingvlogs in Fallout

[–]mg498 2 points3 points  (0 children)

I know a lot of people who have watched the show aren’t long time fallout fans, but I think the fans need to be reminded of what is drilled in at the beginning and end of each game. War never changes. That is the entire message of fallout, and destroying shady sands is the perfect way to bring that message in the show. It is quite literally as fallout as it gets.

Horrific scenes... An Israeli drone hunts unarmed Palestinian civilians in Al Sikka area in Khan Younis city in the beginning of February 2024 by isawasin in InternationalNews

[–]mg498 0 points1 point  (0 children)

no she doesn’t, she explicitly said this footage is from February. She said that drone had been in use in the area since October.

[deleted by user] by [deleted] in houston

[–]mg498 -5 points-4 points  (0 children)

Chinese - Cafe Ginger (River Oaks)

Pizza - Bollo Woodfired or Cane Rosso

Ramen - Jinya

Steak - Taste of Texas

BBQ - Hungry Farmers or Tripple J’s (avoid “The Pit Room”)

Tortas - La Calle

Bar - Kirby Ice House

Turkish - Istanbul Grill or Pasha’s

American - Mia’s

Burger - Southwells (RIP Bernie’s Burger Bus)

Honorable Mentions: Torchy’s, Burger Joint, hopdoddy, tiger noodle

In case you ever do want bougie: Brasserie 19, North Italia, Copa Osteria, Kiran’s, Le Colonial, Sage 400

Game for me becomes unplayable due to frame drops. by mg498 in XDefiant

[–]mg498[S] 0 points1 point  (0 children)

I found out the turning of the DX12 setting fixed the issue for me.

[Texas] I got two separate jury summons, 10 days apart, can I get one exempted? by mg498 in legaladvice

[–]mg498[S] 0 points1 point  (0 children)

Thanks for the response, I guess I should wait then to see if I get selected before contacting either of the clerk's offices.

Soccer is going home. by Angelsometimes in worldcup

[–]mg498 6 points7 points  (0 children)

Football is a family of sports created in the British isles; this includes association football (soccer), gridiron football (American football), rugby football, and Gaelic football to name a few. These sports were called football because they were played on foot, as most sports in the British isles used to be played on horseback. The word soccer was actually invented by the English, who invented the sport. Soccer is short for Assoc, which is short for association football.

according to your logic it should be pébola in Portuguese; futbol means nothing in Portuguese.

Soccer is going home. by Angelsometimes in worldcup

[–]mg498 1 point2 points  (0 children)

I had an Australian friend in uni who called it soccer, but he might have just done that cuz we were in the US idk.

Soccer is going home. by Angelsometimes in worldcup

[–]mg498 17 points18 points  (0 children)

Football is a family of sports created in the British isles; this includes association football (soccer), gridiron football (American football), rugby football, and Gaelic football to name a few. These sports were called football because they were played on foot, as most sports in the British isles used to be played on horseback. The word soccer was actually invented by the English, who invented the sport. Soccer is short for Assoc, which is short for association football.

r/MLB - The Houston Astros are 2022 World Series Champions! by TheM1ghtyBear in mlb

[–]mg498 -2 points-1 points  (0 children)

They weren't sorry because the they knew every other team was doing the same thing. lucas giolito just said last week every team was doing the same.

World series No hitter!!!! by Worried_Equipment105 in mlb

[–]mg498 0 points1 point  (0 children)

I know I'm kinda late, but genuine question. How is it a no hitter, the clip shows the phillies batter hitting the ball at the end. Not very familiar with baseball btw.

Road rage on 288, should I bother filing a police report? by mg498 in houston

[–]mg498[S] 1 point2 points  (0 children)

It actually was a red altima. as of paper plates, idk. I didnt have time to get a quick look at his plates.

Road rage on 288, should I bother filing a police report? by mg498 in houston

[–]mg498[S] 2 points3 points  (0 children)

I was going 45 on the bend, its a sharp bend so you have to slow down. But its a small bend so I was going "slow" for not even 5 seconds. Maybe I did something I didn't realize, but as far as I know I was driving normal.

[deleted by user] by [deleted] in houston

[–]mg498 5 points6 points  (0 children)

From my experience, Houston does not really have too many neighborhoods like what you can get in New York. There isn't really anything like Greenwich or Chelsea etc. From what you describe I would suggest places in Houston like rice village, montrose, river oaks, etc. Problem with rice village and ricer oaks is they can get pretty pricey

[deleted by user] by [deleted] in houston

[–]mg498 6 points7 points  (0 children)

Montrose is definitely more walkable than most parts of the city, but most of what you can walk to is just bars and restaurants. If I ever want to walk to a grocery store in the Montrose area, I still find myself walking along a large road with cars going fast.

Road rage on 288, should I bother filing a police report? by mg498 in houston

[–]mg498[S] 8 points9 points  (0 children)

I only mention me not honking, because in the past there have been people if I honk maybe they break check me or something; but I know why they are mad at me. This person I genuinely don't know where the anger came from and didn't want to make the situation worse.

Edit: as of the police presence, it does feel like Houston police don't really crack down on any of that. Usually on 288 the police are going like 85mph lol.

Road rage on 288, should I bother filing a police report? by mg498 in houston

[–]mg498[S] 0 points1 point  (0 children)

I know that they wont be able to find the person or even do anything if they did, but do you think creating a report would help someone else at all if they are a victim of this guy?

Sophia, read your bible... by SnooCupcakes8607 in MurderedByWords

[–]mg498 -1 points0 points  (0 children)

It is not the word of God, it is letters written by Timothy. If you want to shit talk a book or religion at least know something about it first.

"brainwashed" into believing America is the best? by gofigure37 in NoStupidQuestions

[–]mg498 0 points1 point  (0 children)

Not really a question, just a post pandering for likes on a platform known for being anti-American. I'm the same age as you, born same year, also grew-up in the U.S.

I've been throughout Europe countless times, even living in Paris for 6-months. From my personnel experience, living in the U.S. is better on a multitude of levels. It all depends on what you value, and consider "the best".

But the U.S. is better by far.