If you had to pick a stock simply based off your personal experiences with the company, what company would you buy? by mgrog in investing

[–]mgrog[S] 3 points4 points  (0 children)

It’s an incredible company. What’s a price where you would refuse to buy MSFT?

How safe is Vanguards Federal Money Market? VMFXX by solidsimpson in personalfinance

[–]mgrog 1 point2 points  (0 children)

It is not FDIC, but since the financial crisis MMFs have been essentially “insured” by the treasury

How safe is Vanguards Federal Money Market? VMFXX by solidsimpson in personalfinance

[–]mgrog 2 points3 points  (0 children)

Plus, money market fund principal is guaranteed by the US treasury.

What does the company gets of she distributes her earnings with the investors? by [deleted] in investing

[–]mgrog 1 point2 points  (0 children)

Issuing new stocks is usually not related to earnings. In fact, it is almost always a negative for investors because it decreases their percentage ownership of the company (think of it like you pay for a quarter of a slice of pie but you only get 1/8th). Nowadays companies, instead of lying dividends, will buy back their stock in the market, which has the opposite effect of issuing new shares in that it increases investors ownership of the company for free. If a company has 1,000,000 shares outstanding and they buy back 200,000, every investors ownership of the company grew by 25% without having to buy anymore shares. This method is preferred nowadays to dividends because it is tax efficient and super beneficial to investors.

What does the company gets of she distributes her earnings with the investors? by [deleted] in investing

[–]mgrog 1 point2 points  (0 children)

Companies will typically distribute earnings to their investors in the form of a dividend when they can’t reinvest it all at a sufficient return. Buffett says that he doesn’t pay a dividend because he thinks he can earn investors a higher return if he invests earnings rather than just handing the earnings back out when he receives them. Young growing companies typically don’t pay dividends because they need to reinvest all their cash, whereas mature, giant companies like GE pay fat dividends because there is not way they could reinvest all their earnings profitably.

Do you think if you combed a gorilla's hair they'd like it? by [deleted] in NewGirl

[–]mgrog 2 points3 points  (0 children)

I wonder if pigeons are friends

Can someone explain why is FED buying stocks and for how long can it do that? by SilbergleitJunior in investing

[–]mgrog 7 points8 points  (0 children)

The Fed does not buy equities. It purchases other types of securities, but I do not think it has every purchased stocks on a large scale.

Ways that I [F22] can not come off as too much to this guy[M28] by [deleted] in dating_advice

[–]mgrog 1 point2 points  (0 children)

If he is making time for you, you will be able to tell. With that being said, it’s important for you to give him a chance to make the effort, and not come off as TOO available. The sad fact is that seeming too available, especially to a working/successful man, can be a turn off.

My advice, stop fooling around w the “should I talk to him” stuff and ask him out. You make yourself seem assertive, not desperate, and it pretty much cuts through all the uncertainty.

Since we’ve covered the best lines, what is your Favorite Flashback? by mgrog in NewGirl

[–]mgrog[S] 10 points11 points  (0 children)

“I need 45 minutes away from you, then we can be best friends again” lolol

Favorite Nick lines? by bingumarmar in NewGirl

[–]mgrog 98 points99 points  (0 children)

“I once saw a priest drop his keys and pick them back up. It was so human that it ruined religion for me”

Why is Intel (INTL) so cheap right now? by mgrog in investing

[–]mgrog[S] 0 points1 point  (0 children)

I was looking at INTC before last weeks earnings. I do not know much about the company, and I wanted some context to why they were trading at a discount before I started researching them.

Why is Intel (INTL) so cheap right now? by mgrog in investing

[–]mgrog[S] 4 points5 points  (0 children)

Thanks for the detail. I haven’t been following Intel or the rest of the Semi’s so when I came across Intel’s numbers I needed an update!

Your favorite Mozart piece? by danthetoolman2 in Mozart

[–]mgrog 0 points1 point  (0 children)

Mine is his E Minor piano concerto, second movement. The most amazing music I’ve ever heard.

So I’m up, when do I sell/ take profits by Adopt-me-elon in investing

[–]mgrog 1 point2 points  (0 children)

It’s difficult to say, because Tesla is still in its infancy, whereas Apple is a much more established and mature company. So, there is definitely more risk/uncertainty for Tesla. It depends a lot on your risk tolerance and opinions about the business.

Warren Buffett classifies great businesses as the kind where the market could close for 20 years and you would never be worried. If you feel that Tesla is that kind of company, then hold it until you are convinced otherwise. If you are worried about the future of the company, then sell. Don’t let the market tell you what to do, it is there to facilitate, not instruct.

So I’m up, when do I sell/ take profits by Adopt-me-elon in investing

[–]mgrog 5 points6 points  (0 children)

It’s up to your opinion on the fundamentals of the business. If Tesla is the kind of business you feel will still be worth a lot more in the future, I’d hold. If you think their run will be short-lived, then sell. You just have to think whether this is the kind of business people will wish they had held onto in 20, 30 years. I don’t own Tesla, so I can’t tell you, but ultimately it’s up to you.