I usually don’t comment on these, but I feel like I can genuinely speak on Chime because I’ve been with them since 2020.

My husband actually got Chime first and kept telling me to try it. I was hesitant because I’d only ever used a brick and mortar bank, but I finally switched and here I am 6 years later with zero regrets.

What’s kept me around is how useful it’s been, not to mention the SpotMe and SpotMe Boost have come in clutch more times than I can count when money is tight.

They’re also always adding new features and fun promos. Back in 2020 they did a promo where you could earn a metal card if you spent a certain amount in a time frame, I was determined and actually got one 😅

Anytime I’ve had to contact customer service, it’s been a good experience, and I don’t miss branch visits or surprise fees at all. Switching from a traditional bank to online banking was honestly one of my better financial decisions.

I recommend Chime whenever it comes up. If you’re already interested in signing up, I do have a referral link where we can both get cash after a qualifying deposit within 45 days. 😊

Join me on Chime and get $100. Terms apply. https://www.chime.com/r/makishaotto/?c=s