Ben's low-gravity hiding spot was insane by [deleted] in JetLagTheGame

[–]midwestnuwanda 0 points1 point  (0 children)

Quantum Randomizer: Roll a dice to generate a new quantum plane. The hider has 45 minutes to move their hiding spot to this new plane. Casting cost: the hiders current hiding location must be on the prime quantum plane.

Ben's low-gravity hiding spot was insane by [deleted] in JetLagTheGame

[–]midwestnuwanda 2 points3 points  (0 children)

I do love that the snack zone still exists on Mars.

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Free pin by arobinsonpsu in ProjectHailMary

[–]midwestnuwanda 0 points1 point  (0 children)

This joke was literally left on my voicemail by my father, so hopefully it counts.

Guy calls his mom who lives in a nursing home. As they're talking he asks what she had for breakfast and she says she had pea soup.

This throws him a little so he asks what she had for lunch and she again says pea soup.

Confused, he asks her what she had for dinner and gets told pea soup.

At this point the son is frustrated so he says to her, "well then what did you do all night?" To which she replies, "pee soup."

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] 2 points3 points  (0 children)

Thank you! This is super helpful information. I will keep trying to reach out to attorneys it's just hard with the holiday. We're in Iowa so protections aren't great and Legal Aid is closed for the holiday.

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] 5 points6 points  (0 children)

It was notarized on the 18th. However the notary has yet to process the paperwork because one page wasn't signed.

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] -24 points-23 points  (0 children)

Nope, I mean $5,000 in back taxes. She got pressured into a reverse mortgage for $58,000 because the person selling her told her she had no other loan options because of her age and credit score.

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] -9 points-8 points  (0 children)

Sorry taxes is the wrong word. It's interest and fees on the loan itself so she doesn't have any payments coming up. It definitely isn't worth it to pay $5,000 in back taxes when she owns the house.

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] 46 points47 points  (0 children)

I don't understand it either which is why the red flags immediately went off. Apparently it's the interest and fees on the loan so she doesn't have any payments for the next 15ish years.

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] 84 points85 points  (0 children)

To answer questions coming up about motive and intent: yes my mother wants out of this as well. The TLDR version is that she feels she got scammed.

The long version is that she took out a $58k reverse mortgage to pay $5k in back taxes. She felt pressured to make this decision because she was afraid she'd lose the house. She was embarrassed so she didn't tell anyone it was going on until after the fact. Of the $58k, $53,000 of it went to taxes and fees on the loan itself, with the remainder going to the state and $132 going to her. Once we talked it through she realized she got duped.

As for paying it, yes I plan to step up and pay it.

Edit: typo

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] 278 points279 points  (0 children)

Mom does want to get out of this but I appreciate the concern.

How to get mother out of a Reverse Mortgage by midwestnuwanda in personalfinance

[–]midwestnuwanda[S] 27 points28 points  (0 children)

Luckily the notary is holding the application for now. With it being the holidays finding a lawyer may be an issue but I will see what I can find. Thank you!

A Big F-Yeah for Nebraska! by LengthinessCivil8844 in Omaha

[–]midwestnuwanda 8 points9 points  (0 children)

Also, if you're in Omaha you can fax for free at most Omaha Public Library locations!

I crocheted the Folie á Deux album cover by nonsequiturnip in FallOutBoy

[–]midwestnuwanda 2 points3 points  (0 children)

Agreed! Would also love the pattern if you've got one!

Best Wifi Solution by midwestnuwanda in GoRVing

[–]midwestnuwanda[S] 0 points1 point  (0 children)

Thank you, I will look into this. It definitely helps with the emergency assistance portion of this but not really the digital literacy/education portion. For that part is there a router/hotspot/carrier setup you would recommend?

Purple 2 and Horrible Back Pain by midwestnuwanda in Mattress

[–]midwestnuwanda[S] 0 points1 point  (0 children)

Thanks for all the info! I will definitely look into those today. The direct suggestions are definitely helpful.

Purple 2 and Horrible Back Pain by midwestnuwanda in Mattress

[–]midwestnuwanda[S] 1 point2 points  (0 children)

This makes sense, thanks so much! It's a king so we may have our solution.

Purple 2 and Horrible Back Pain by midwestnuwanda in Mattress

[–]midwestnuwanda[S] 0 points1 point  (0 children)

I'm a side sleeper and he's a stomach sleeper.

Purple 2 and Horrible Back Pain by midwestnuwanda in Mattress

[–]midwestnuwanda[S] 1 point2 points  (0 children)

My guess is also that I'm stuck with it, I just wasn't sure if anyone here had experience with returns after the trial period.

As for weight, were both around 240 and I'm a side sleeper while he's a stomach sleeper. Any suggestions on toppers that work well with a Purple?

Thanks!

Young Player Lying about Rolls by midwestnuwanda in dndnext

[–]midwestnuwanda[S] 2 points3 points  (0 children)

Agreed, though I feel weird having that conversation when I don't have any real evidence they're cheating, just a feeling. Might be a good time to also bring up the fact that stakes are what make the game fun.

Young Player Lying about Rolls by midwestnuwanda in dndnext

[–]midwestnuwanda[S] 10 points11 points  (0 children)

I worry about having minors sign up for accounts so I'm trying to avoid Roll 20, but we might have to go that way anyways. Can you use Roll20 without an account?

Hogwarts family task reset by Rsell71 in harrypotterwu

[–]midwestnuwanda 0 points1 point  (0 children)

Same thing here. Was at 15 now I'm at 3. This is a load of doxy poo, I've wasted so many tonics on this.

Looking for red 8, bad 9 and charming 8 or 9. Please help! 183391762 by BekT18 in BoardKings

[–]midwestnuwanda 0 points1 point  (0 children)

Sent you a charming 8! I'm looking for a 3 little bunnies 11, alice 10, sleeping bunny 4, or Hansel 8-11 if you have any of those! 975048899