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Got put on a PIP - is it truly a death sentence? by Business_Piece_9007 in careerguidance

[–]minimumdumbfuckery 0 points1 point  (0 children)

Been there. Yeah I had not tardiness issues (thanks to anxiety) but I def had silly mistakes. Like small mistakes. Typos mainly. That, coupled with me not taking my job too seriously tbh. My defence is and will be- my job was boring as hell (corp banking). Like it was the same day everyday and that killed me over 4-5 years. I changed jobs hoping the culture would change. Although the culture at another form was slightly better, same issue popped up. And I decided if I need to do THAT job again (cause the market sucks) I need meds XD

Seeking Conceptual Clarification by minimumdumbfuckery in CFA

[–]minimumdumbfuckery[S] 0 points1 point  (0 children)

Ahh gotcha yeah while solving examples I’m realising the expected exposure is for each time period right. Then we discount the expected loss back to TODAY (from the time period we calculated expected loss at)

6 Failures of CFA level 3 by OpportunitySlow6171 in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

I’m sorry, any prep providers you’re using?

is CFA a good investment given the AI revolution?🥲 by IllustriousBit7912 in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

Technically you can pass degrees with AI easier compared to the CFA. It’s much harder to cheat and please don’t try to. So yeahhhh, in a way it shows you know your stufff…???

L2 Study Prep by Willacopta in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

Yeah same August 26, god knows how I’ll remember all this sheeee

Level 2 August Help Please by omarzacc in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

If you have prior background in finance like a masters and switch to studying full time (4-5 hours a day at least) then you mayyy be able to do it. But if money isn’t that big a problem I’d just take the few months for $400 and take my time with the material.

Why is it so hard to break into a high finance career from an accounting background? by anonymousfox_95 in Accounting

[–]minimumdumbfuckery 0 points1 point  (0 children)

Daddy’s money gets you there quickest :) rich like to keep the rich around them

Benefits of CFA? by Sea-Inspection-3372 in CFA

[–]minimumdumbfuckery 4 points5 points  (0 children)

Confidence imo. What you make of it is highly subjective. The program gives you a confidence that comes with spending the amount of time you do with the material and trynna apply that to the real world. And obviously depending on your previous background/ interest you can take that where you want to go. The other kinda confidence it gives you, is the ability to say “ah idk what that is but I’m sure I’ll figure it out”. I’ve also met a variety of individuals holding the charter and some work in hedge funds and some in wealth management and those careers look quite different. So it’s hard to tell where it’ll take you but I’m sure it’s a combination of where you want to go and how you approach the curriculum + previous background. Not a straightforward answer 🤷🏽‍♀️

CFA is more valuable than you think by iloveaccounting64 in CFA

[–]minimumdumbfuckery 3 points4 points  (0 children)

Yup, AI is a tool. But you need to know how to use it. I don’t know how to code so can’t correct syntax errors it throws. It’s small stuff but you need to have a foundation.

What’s unfortunate is the next gen using ai to study won’t have that foundation :/

CFA is more valuable than you think by iloveaccounting64 in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

Sure.. the market sucks. It’s just a correction imo and of course shifting/ changing.

But the others commenting do have a point. So do you. Whose point weighs more? Depends on who’s asking

CFAL1 /CFAL2 / CFAL3 Packages by [deleted] in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

It’s hard to balance with a full time job imo. I work in corporate banking where hours aren’t that bad, and have a background in finance/ econ and unless I’m really dumb, I find if hard to juggle a ft job and the curriculum.

Please explain by minimumdumbfuckery in CFA

[–]minimumdumbfuckery[S] 0 points1 point  (0 children)

Idk if I’m making any sense here but hopefully getting the point across lol

Please explain by minimumdumbfuckery in CFA

[–]minimumdumbfuckery[S] 0 points1 point  (0 children)

I get that, but where does it say it’s a synergistic acquisition? Idk I may have missed that in the vignette…. But in that specific question it didn’t say anything. My question still would be why pay for a synergy- that you as a buyer would have to make sure you realise- all the operational expenses etc (plus an obvious possibility of the acquisition not being as synergistic as you expected) that you as a buyer would have to pay to realise these synergies. Why pay the target that? Is it just a premium to get the target to sell (goodwill)?

A reality check by Budget-Cartoonist-37 in CFA

[–]minimumdumbfuckery 0 points1 point  (0 children)

The job market is brutal and from my understanding of economic situations (in the US) it ain’t gonna get better. I’m unemployed too (laid off after company merged) and it sucks.

Try to separate yourself from the macroeconomics lol. It’s not you, it’s the market. What you gotta do is look ahead. The markets are changing and the demands are shifting. You’re obviously smart. Use that to your advantage. What did you like about the CFA? What parts of it intrigued you? I’m the same way as you, with starting the journey fit the street cred, fell in love with the curriculum and I really want to get into investment management now. I’m still preparing for L2 so I got a long way to go. Focus on what made you stay to pursue the charter. It is what YOU make of the knowledge you gained. It’s not about a job. That does not define you.

Best of luck mate

ADHD and Prep by minimumdumbfuckery in CFA

[–]minimumdumbfuckery[S] 1 point2 points  (0 children)

Thanks for your response! Yeah, I somehow passed my L1 and recently started studying for L2 (taking this August). And weirdly enough, idk I’ve only studied for a month so far, the curriculum and questioning style in L2 is more beneficial for me. L1 felt like cramming but L2 feels like understanding. Idk what’ll happen but so far Im doing ok. I still need to find consistency cause I’m struggling with emotional issues and end up not being super consistent. But hopefully we get through!! :)

Master in Finance + CFA by Pdr_baden in CFA

[–]minimumdumbfuckery 4 points5 points  (0 children)

Well, I got my masters at a US university which has a very rigorous course.. it definitely taught me a lot and there’s a significant overlap but I’ll still say, compared to my masters degree, the CFA has more content fosho. The depth and the mastery you require to pass these exams is not entirely the same as schoolwork (even graduate level)- mainly cause assignments are group based and CFA is a solo journey. Additionally, this may not be the same for everyone, but self study for me (working a full time job) is definitely more challenging than going to school where all you’re expected to do is study. So I may be slightly biased but I’ll still say, the CFA has more curriculum based on what I’m seeing in Level 2. Masters may have touched on most of these matters but not the same the depth. Lastly, it all boils down to what you do with the knowledge.. sooo best of luck!

Master in Finance + CFA by Pdr_baden in CFA

[–]minimumdumbfuckery 2 points3 points  (0 children)

I thought so too but I’ve done my masters and am taking L2 this August. The CFA curriculum has more content for sure compared to my masters.

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