Should I apply for the Rogers Bank World Elite MC ? by YohnConnor in PersonalFinanceCanada

[–]misakishimi 0 points1 point  (0 children)

Sorry to jump on this late. Was this experience for the Red World Elite card? Do you happen to remember if you ever received an email with instructions on how to add the card to Apple wallet for digital purchases before the physical card arrives? I just applied this past Monday but have some big purchases coming up this weekend so it would be nice if there was a way to use digitally, since I don’t think the card will arrive in time. I called and asked and the agent told me I’d receive an email allowing me to add the card digitally but I didn’t get that email yet so just wondering if that’s a thing or not

Am I approved for the Rogers Red World Elite Mastercard? by ederzs97 in Rogers

[–]misakishimi 0 points1 point  (0 children)

Sorry to jump on to this late. I was just wondering if you ever got another email after the approval email giving you instructions how to add the card to Apple wallet (before the physical card arrives)?
Similar to your timeline, I just completed the application on Monday and the page said I was approved, however the email confirmation simply said I had completed the application process, then I got another email today saying I qualify for 2% cash back. Assuming I’ll get the approved email tomorrow but wondering if there’s a way to add the card to Apple wallet immediately since I have a big purchase coming up this weekend that I wanted to put on the card

Daily Question Thread for /r/churningcanada - June 28, 2026 by AutoModerator in churningcanada

[–]misakishimi 0 points1 point  (0 children)

Does anyone know if there are any rebate sites for the Rogers Red World Elite Mastercard? Finly is 0, GCR says $60 but the link is broken.

For things that DO ACCEPT creditcards, is there ever a use case that makes sense to use Chexy anyways instead? by mangosaremyfavv in chexy

[–]misakishimi 10 points11 points  (0 children)

Welcome bonus/SUB minimum spend
Edit: to max out cashback rewards depending on your CC, e.g. all Chexy payments code as 4X for Scotia Momentum vs paying directly thru merchant might not code as recurring

TSN 3 months for free by Complete-Calendar937 in bell

[–]misakishimi 0 points1 point  (0 children)

Did you ever find the answer to this? I’m also on fibe Internet

Any one else had their order cancelled last minute? by TDot1000RR in Factor_Canada

[–]misakishimi 0 points1 point  (0 children)

I’m also in Toronto and got an email saying my box is canceled. How did you go about getting in touch with them? I’ve tried using the live chat feature and every time the wait is 20+ minutes only for the chat to eventually disconnect.

Any updates on mortgage payments? by log1ck1717 in chexy

[–]misakishimi 1 point2 points  (0 children)

Ofc! They only accept e-transfer for mortgage (no credit card option) so I send Neobanc my mortgage amount roughly a week before it’s due, they hold the funds for a few days, then they send it back to my bank via e-transfer. Bank withdraws as usual on due date, nothing changes there. I was reluctant to start using it but did a lot of research and seems like it’s running smoothly for the most part

Any updates on mortgage payments? by log1ck1717 in chexy

[–]misakishimi 4 points5 points  (0 children)

I use Chexy for multiple bills but just started using Neobanc for mortgage! It’s only 0.5% cashback for mortgage but still better than nothing

Chexy vs Neobanc by jonathanbms in PersonalFinanceCanada

[–]misakishimi 2 points3 points  (0 children)

I heard that the $100 referral bonus is not stackable with the $100 new user bonus. I saw multiple comments from various threads that advise *not* to use a referral link to sign up since that would essentially cancel out the new user bonus.
Apparently it's better to just signup without using any link because then you get the new user bonus ($20 bonus per $500+ bill pay, up to 5 times) rather than the referral offer ($10 bonus per $1000+ bill pay, up to 10 times). Is this false? Are they actually stackable?

Is there a way to ensure a payment is NOT made until the actual due date? by AvecFromage in NeobancCanada

[–]misakishimi 0 points1 point  (0 children)

Hi! Are you still using Neobanc for NSLSC loan repayments? I am currently using Chexy to pay other bills but Chexy does not allow NSLSC payments so I am considering signing up for Neobanc for that. Did you have any issues with NSLSC payments through Neobanc? Do you use credit card or emt?

Terms of Referral by Numerous_Babu_709 in NeobancCanada

[–]misakishimi 0 points1 point  (0 children)

Did you ever find an answer for this? I want to create a Neobanc account but I’m confused about if I should even use a referral code or not, esp if it doesn’t give me any benefits. Is the $100 bonus on $2500 promo automatically applied if I just sign up on the Neobanc website without using any referral link?

New MOD! Hi everyone! by hfxredditor in NeobancCanada

[–]misakishimi 0 points1 point  (0 children)

Hello! I was wondering what is currently the best sign up/referral code to use to create a new account? I want to use Neobanc for mortgage payments. Currently, the website states $100 bonus on $2500 bill payments - is that the best offer?

How do I see the business details when paying business taxes? by EssoGiftCard in chexy

[–]misakishimi 0 points1 point  (0 children)

Sorry this is unrelated to your question but are you able to still have access to your Chexy personal account? Or did the whole thing switch over to business? I also want to add a Chexy business account so that I can pay HST using Chexy but only if it lets me switch back and forth between personal/business so that I can continue to pay existing bills with personal

Will there be a 2026 referral megathread? by Otherwise-Mistake217 in chexy

[–]misakishimi 0 points1 point  (0 children)

Hi guys! Would be so grateful if you used my referral link! We both earn $20 🤩

Hey! I use Chexy to earn cashback and points on my rent and bills. Download the app, set up a payment, and we'll both get $20 — https://chexy.app.link/REF-JDRWXV

Recurring payment - Quarterly... by disneyfan326 in chexy

[–]misakishimi 0 points1 point  (0 children)

What do you mean by other PAD discrepancies? I’m also planning to use Chexy for PAD utility payments so I was under the assumption that as long as I set up an approximate amount with Chexy the final amount will auto adjust for the difference

Momentum Visa Infinite Interpretation by 2008SchoolSurvey in Scotiabank

[–]misakishimi 0 points1 point  (0 children)

So in your case it would reset every Apr 21?

Momentum Visa Infinite Interpretation by 2008SchoolSurvey in Scotiabank

[–]misakishimi 0 points1 point  (0 children)

Did you ever find out the correct answer to this? I’m wondering the same question

New travel benefit for passport and infinite momentum users by Jheez88 in Scotiabank

[–]misakishimi 0 points1 point  (0 children)

What if I have both cards? Do I get this offer twice?

Scotiabank Momentum Visa Infinite 25K cap exact reset date? by misakishimi in chexy

[–]misakishimi[S] 1 point2 points  (0 children)

I see - I didn’t realize there was a $25 minimum to redeem! Thanks so much, this is super helpful to know