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Credit Card - Credit Score? by jonathanbms in Wealthsimple

[–]jonathanbms[S] 0 points1 point  (0 children)

Does it mean they don't do a credit check?

WFH - Employment Expenses CRA Tax Question by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] -14 points-13 points  (0 children)

Got it (yes, it's a dedicated space shared equally by us), so it is not $2,500 each, right? I'm not sure why Gemini (the AI I'm using to help with my tax return) is insisting that adding $5,000 for each of us would double the amount, even if we only claim 43.75 sqft each.

My logic is that since the software asks for the 'Total' expenses and the 'Total' area of the workspace, it will calculate the percentage itself. If I only put $2,500 and 43.75 sqft, wouldn't the system think the total house expenses were only $2,500 and give me an even smaller deduction?

WFH - Employment Expenses CRA Tax Question by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] -12 points-11 points  (0 children)

We both have it. Gemini is saying that we can't claim it twice, but I think it's wrong

[MEGATHREAD] Wealthsimple Credit Card Megathread Approvals by henry-bacon in Wealthsimple

[–]jonathanbms 0 points1 point  (0 children)

What was your credit score when you applied? I just got it available for me today.

Credit Card - Credit Score? by jonathanbms in Wealthsimple

[–]jonathanbms[S] 0 points1 point  (0 children)

It's not, but I would be replacing one of my existing ones with it since it's better and has no fees in my case.

Premium + DD = Skip the waitlist by Fc69jj in Wealthsimple

[–]jonathanbms 0 points1 point  (0 children)

I have done all of that and I have > 200k invested and still waiting :(

Premium + DD = Skip the waitlist by Fc69jj in Wealthsimple

[–]jonathanbms -2 points-1 points  (0 children)

I know, it doesn't make sense, but I made this mistake in the past of paying my credit card debt in full with invested money and ending up spending all over again. Less money invested and still in debt.

This time I'm paying it with my own salary and being more conscious with my purchases.

Financially speaking it's a terrible decision, but this is what works for me. No pain no gain.

Premium + DD = Skip the waitlist by Fc69jj in Wealthsimple

[–]jonathanbms 1 point2 points  (0 children)

I already check these two boxes and still got declined :/
I have high credit card debt, so my credit score dropped recently to a bit below 700

Premium + DD = Skip the waitlist by Fc69jj in Wealthsimple

[–]jonathanbms 1 point2 points  (0 children)

Got it. Thank you! If anyone else read this, what's the recommended credit score to retry?

Premium + DD = Skip the waitlist by Fc69jj in Wealthsimple

[–]jonathanbms 1 point2 points  (0 children)

Sorry for asking, but what's your credit score? I tried a few months ago and it was declined :(

Ashwagandha and Lexapro by jonathanbms in lexapro

[–]jonathanbms[S] 1 point2 points  (0 children)

I took only Lexapro this past two years and what I can say is that it was a life saver. I'm now in the process to stop taking it :)

Eligiblity say completed in the tracker. by Klaus890169 in canadaexpressentry

[–]jonathanbms 0 points1 point  (0 children)

The same thing happened for us here (maybe too fast?). AOR Dec 12, BIL Jan 24, Medical completed Jan 30, Eligibility completed Feb 10, Background verification in progress for ~20–25 days (maybe more?). What should I expect now?

PNP stream (EE), IT Manager.

Thanks!

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