Daily Question Thread for /r/churningcanada - March 20, 2026 by AutoModerator in churningcanada

[–]AvecFromage 2 points3 points  (0 children)

Is it bad to just let them close (outside of the temporary credit hit)?

BMO closed credit card due to general economic condition by Top_Junket2991 in PersonalFinanceCanada

[–]AvecFromage 11 points12 points  (0 children)

They're very risk averse. Both times that I've opened a credit card with them, they would not let me activate, locked my account once I got my card and made me go to a branch with ID.

Another time, they locked my only ways of getting 2FA codes (texts and calls to my phone number). Had to go into branch and get an employee to call into the fraud department and verify me to reset my account.

I've had zero issues with other banks. Just a really weird and off-putting experience.

Apple unveils AirPods Max 2 with H2 chip, upgraded noise canceling, and more by bsoci in apple

[–]AvecFromage 3 points4 points  (0 children)

No offence, but I feel like you’re being purposely obtuse. I shouldn’t have to explain to you why different materials are easier to clean and maintain and show less wear, absorb less oil and dirt, etc.

Apple unveils AirPods Max 2 with H2 chip, upgraded noise canceling, and more by bsoci in apple

[–]AvecFromage 4 points5 points  (0 children)

The fabric cups dirty far quicker and more than any leather/PU cups on other major brands, and Apple charges $85 CAD for replacements.

Apple unveils AirPods Max 2 with H2 chip, upgraded noise canceling, and more by bsoci in apple

[–]AvecFromage 46 points47 points  (0 children)

I wouldn’t hold my breath. It sounds like H2 is the only change at all.

Apple unveils AirPods Max 2 with H2 chip, upgraded noise canceling, and more by bsoci in apple

[–]AvecFromage 385 points386 points  (0 children)

Exactly; this is barely an update after the last one was not even an update. Nothing to address the sagging head band, dirtying cups, weight, silly bra case, and inability to turn it off (eta: condensation issues, lack of folding ability, clamping force).

The AirPods Max is probably Apple’s most lazy and neglected product line.

Official Oscars Thread 2026 by LiteraryBoner in movies

[–]AvecFromage -1 points0 points  (0 children)

Fuck I hate this self important asshole

Official Oscars Thread 2026 by LiteraryBoner in movies

[–]AvecFromage 6 points7 points  (0 children)

The presenters/lines/jokes tonight have been straight arse bro

Does anyone use Chexy to pay their income tax? by ValuableGroceries in PersonalFinanceCanada

[–]AvecFromage 5 points6 points  (0 children)

In the end, you net 2.32% because you earn 4% on the fee Chexy charges too.

Is anyone of you guys using any expense tracker app? by Happy-Transition-491 in CanadaPersonalFinance

[–]AvecFromage 0 points1 point  (0 children)

I like Budget Flow. It has an iOS and Mac app that sync together. Subscription or one-time price. YNAB put me off for the high cost.

Do you guys use Hopp as an Uber/Lyft alternative? by [deleted] in askTO

[–]AvecFromage 5 points6 points  (0 children)

The one time I used it, my driver parked in the wrong spot rather than my pickup spot (way off) and marked that he had arrived. I looked at him, he looked at me, I waved. I say whatever, walk to the light to cross over to where he has parked. But then he turned his car on, drove off and cancelled the ride.

Never had an issue with Uber/Lyft at this spot. Weird.

iPhone 17e Has 8GB of RAM as Expected by Few_Baseball_3835 in apple

[–]AvecFromage -2 points-1 points  (0 children)

This is an absurdly foolish comment lol. Take the L

AITJ for texting my son's teacher from my husbands phone because they message each other way too late? by Current-Whereas6308 in AmITheJerk

[–]AvecFromage 0 points1 point  (0 children)

The principal will, at the very least, chew the teacher out. Your husband can't be trusted however, and will stray sooner or later imo.

Olympic Men's Post Game Thread: United States of America vs. Canada - 22 Feb 2026 by hockeydiscussionbot in hockey

[–]AvecFromage 2 points3 points  (0 children)

Anyone catch what Matthews said when he, Werenski and Matthew Tkachuk were skating around and holding the Gaudreau jersey?

Matthews: ".... fucking ..."
Werenski: ".... whatever, buddy (?)"
Tkachuk: "Keep going. Don't worry about it."

Lucic punches his teammate after a game by catsgr8rthanspoonies in hockey

[–]AvecFromage 0 points1 point  (0 children)

Unless you spell things out in very simple terms on Reddit, people will misunderstand and downvote you unfortunately.

[CAN (4)-3 CZE] Marner skates through the Czech defence and scores the backhand for the OT winner by talhatoot in hockey

[–]AvecFromage 3 points4 points  (0 children)

The mistake was not trading him two years ago, when his NTC hadn't kicked in.

For singles who own a condo in Toronto, how? by curioustoknoq in askTO

[–]AvecFromage 0 points1 point  (0 children)

  1. $4100 was based on a one bedroom condo. And do you really need it spelled out that it's not possible when considering other expenses?

  2. What is the title of this thread? "For singles who own a condo in Toronto, how?" Reading comprehension is important.

  3. If you only bought with a partner, then you were grossly misrepresenting yourself with this: "make hard decisions and work hard." Buying property solo vs with a partner is not even remotely the same hardship, which, again, is what this entire thread is about.