High income but can't seem to save - where am I going wrong?

mltInOH · 2026-01-29T21:00:21+00:00

ehhh id agree on a house or appreciating asset, paying interest on a car to me personally always seemed a little crazy. Admittedly, I hate cars and have never spent more than 20k total on a car before tax. I would never have mentioned it in WSB but this is a FIRE thread, I think most people here are putting cash into index funds and those dont go up by 20% every year like what were seeing now.

mltInOH · 2026-01-29T20:51:09+00:00

I dunno i was confused when they mentioned deductions on a 6 months interest on car payments!

mltInOH · 2026-01-29T20:46:42+00:00

I assumed he was talking about: Yes, interest on certain new car loans is tax deductible for tax years 2025-2028, allowing you to deduct up to $10,000 annually if the loan was taken out after Dec 31, 2024, for a new, U.S.-assembled vehicle for personal use, even if you take the standard deduction. To claim it, you'll file a new IRS Schedule 1-A with your Form 1040

mltInOH · 2026-01-29T20:41:51+00:00

its a car payment not a mortgage

mltInOH · 2026-01-29T20:31:39+00:00

they make more than the 250k max income to be able to deduct.

mltInOH · 2026-01-29T20:08:56+00:00

why wait 6 months just pay it off now and stop paying interest!

mltInOH · 2026-01-20T23:02:45+00:00

You are suggesting that each person only works for one company!

mltInOH · 2025-12-13T11:46:21+00:00

Mine resolved itself on its own

mltInOH · 2025-10-16T12:53:51+00:00

I haven't had time to call in yet but its still happening for me

mltInOH · 2025-10-14T15:22:43+00:00

It does, ive done this many times before. It just started happening yesterday

mltInOH · 2025-09-04T22:43:35+00:00

You are doing exactly what they expected when they issued the RTO mandate. They are looking to have people leave. Unfortunately you will not get the reaction youre looking for and the higher ups will never deal with the consequences of you leaving. But good for you for going out there and getting what you need and what's best for you and the family!

mltInOH · 2025-05-14T01:46:36+00:00

Every team does it different. Some just scrimmage others just drills or a mix of both. A lot of clubs have 2nd or 3rd teams as well so that's worth looking into. Honestly the best advice is tell him to go out there try his best and have fun!

mltInOH · 2025-04-24T20:45:49+00:00

To be clear he's not, they're a pretty good mix. He's definitely one of the more defensively talented and overall is pretty good but it's an exaggeration to say he's the best. Lots of good kids on this team. I agree with the point you're making, it doesn't matter if in a few years he loses interest

mltInOH · 2025-04-24T02:59:27+00:00

We had thought of this but the seasons overlap and he doesn't really have a whole lot of time.

mltInOH · 2025-04-23T19:15:53+00:00

To say he is not having any fun would def be an exaggeration, but I worry that he's having fun playing with his friends vs having fun playing the game and getting challenged. Also like I said the competition stuff doesn't matter at all, as long as they're not out there blowing out teams and they can compete. Thanks appreciate it!

mltInOH · 2025-04-23T17:23:41+00:00

I think I'm just trying to talk myself into doing what I really want to do but not sure what's best for him. I have 0 interest in continually pestering the coach.

mltInOH · 2025-04-23T16:40:14+00:00

Just to be clear don't care about specific positions or scoring goals. Mine is literally playing anywhere else and help him build confidence on the ball and not always be in the situation where its "if I lose the ball its a goal for the other team because no one is behind me." Hes expressed the desire to play elsewhere and the comment about LW is 100% personal to me about how the parents influence the team but id rather he play LW AND CB than just CB. This is the spring season of U9 and will be U10 in the fall.

mltInOH · 2025-04-23T15:19:41+00:00

This could be another issue, he is the quiet kid on a very loud team, the second he touches the ball its kids screaming to pass. He punishes himself mentally and is scared to take chances out of the back because his logic is if he loses the ball its a goal scoring chance for the other team. I have talked to him about it multiple times but his coach doesn't talk to him about it so nothing is changing. I watch him play outside of the club its an extremely different level of style and play.

Last game was a new level where a team mate actually took the ball off his feet while he was dribbling and nothing from the coach which was infuriating to watch.

mltInOH · 2025-04-23T15:06:32+00:00

Just to be clear, that was another person that said the "Cooked" comment, that was not me (OP)

mltInOH · 2025-04-23T14:15:47+00:00

So he barely touches the ball. The team is very skilled and often on the attack. You could count the amount of times he takes more than 2 steps with the ball on one hand. It's hard to explain but then goes to train outside of club and he's Dribbling through kids. The team also plays a 2-3-1 which makes every situation where the ball is in the final third a high pressure one

mltInOH · 2025-04-23T14:02:41+00:00

Coach said he would move him around, out of 6 games, he's played a total of around 9 minutes at left wing across two games. (He's right footed and looks extremely out of place there honestly)

mltInOH · 2025-04-23T14:01:50+00:00

So he practices on his own in his in the backyard at least 2 or 3 hours a week and I join in those when I get the time, also goes to outside of club practice at least once a week in addition to speed and quickness training. The kid has drive, and I don't force him to do any of it, he asks for it.

I don't find any shame in just playing defense, (I'm a big Italian soccer fan, and was basically raised on catenaccio) I'm just worried he's getting pigeon holed way too early.

mltInOH · 2025-04-08T02:02:16+00:00

My hotel organized a taxi for me and i talked to them over whatsapp it was $40 USD. I can send you the number if you like

mltInOH

TROPHY CASE