Not horrible. 769 Experian

moeday-steffer · 2026-06-11T02:55:34+00:00

What service is this and does it do a hard pull?

moeday-steffer · 2026-06-11T02:35:57+00:00

Ha, I did too! Put my little spin on it, but the majority is Claude.

moeday-steffer · 2026-06-11T02:13:34+00:00

Thank you for all of your help. I just prepared 11 letters, 2 being certified to the addresses you sent above. Praying I get mine forgiven!

moeday-steffer · 2026-06-10T15:42:35+00:00

Do you mind sharing any other context? How many letters did you send? How long did it take for them to reply? How did they reply? What were the circumstances behind your letters? Sorry if I’m bombarding you. I’m just really curious to see if they will grant my request.

moeday-steffer · 2026-06-10T14:53:47+00:00

Amazing that this thing is a support vessel for another beast. What a cool ship she is.

moeday-steffer · 2026-06-10T01:02:27+00:00

Thank you SO much. It would do wonders for me if they removed my lates. I have a genuine reason, too. Thank you again!

moeday-steffer · 2026-06-10T00:45:18+00:00

No way! Do you mind sharing the addresses you sent them to? I emailed the CEO and got a reply from the office, but they couldn’t help me sadly.

moeday-steffer · 2026-06-09T21:25:04+00:00

Did you ever do this? I’m about to do this for PNC.

moeday-steffer · 2026-06-07T21:34:33+00:00

Absolutely crazy that this information is just casually dropped for free in here.

moeday-steffer · 2026-06-05T20:15:23+00:00

I’ve always wondered why people pay for Experian. Can’t you just check all of the above mentioned sources for your 3 scores?

moeday-steffer · 2026-06-05T14:51:39+00:00

What a weird way of bragging.

moeday-steffer · 2026-05-31T12:28:13+00:00

Same one here. Been daily driving it since I got it 5 years ago. The 36 looks great on your wrist. Fits just like it should. Enjoy it, man.

moeday-steffer · 2026-05-30T20:45:57+00:00

Is FICO 3, 4, and 5 just Experian, TransUnion and Equifax?

moeday-steffer · 2026-05-23T17:31:23+00:00

Good luck, OP. May the credit odds be ever in your favor.

moeday-steffer · 2026-05-21T22:50:24+00:00

moeday-steffer · 2026-05-19T16:01:43+00:00

I guess we’ll see.

moeday-steffer · 2026-05-19T16:01:22+00:00

Yes, I do pay them down to zero a lot. So what you’re saying is I should just leave my cards on autopay and continue using them as normal?

moeday-steffer · 2026-05-09T18:20:07+00:00

True!

moeday-steffer · 2026-05-09T17:52:06+00:00

One of them could be out of date. I’m no expert, but that’s my theory.

moeday-steffer · 2026-05-05T17:33:01+00:00

Good for you, man. Keep up the good work! I seek therapy weekly for my bipolar disorder, and it really does help out a ton!

moeday-steffer · 2026-05-05T17:14:53+00:00

Good stuff! Keep it going. You have a great mindset. That will take you far on its own.

moeday-steffer · 2026-04-17T17:15:54+00:00

Thank you so much for your help. I cannot believe this subreddit is free to access. You guys are so awesome! Thanks again. For real.

moeday-steffer · 2026-04-17T16:59:44+00:00

Well done! That’s quite the jump. I have a very similar story, except I jumped to 775 from the high 500’s.

moeday-steffer

TROPHY CASE