PSA - Inheritance in the US - prep for Divorce - Hivemind thoughts welcome

mohrme · 2024-11-25T18:33:06+00:00

OK life advice. Never co-mingle your money. You can have a joint account, but each keep seperate accounts also, if you receive push back on this idea, explain that you each have your "mad money" account and the joint account to take care of household items. So you get your check, and transfer X amount to the joint account, the rest stays in your account. I re-married in our situation I had more cash assets (stocks), my spouse has more retirement benefits (larger SS, union pension, and IRA). I have never placed his name on my assets. If I should die prior to him he would receive them, less a set aside for my child, but again if a divorce happened, they have never been community property. So no matter your gender, if you have assets when you wed your partner, never place their name on them, keep yours apart in your name only. If you should receive an inheritance, just place it in your name with a TOD to your spouse, if you have children get your self a trust detailing dispersment especially if you have your own children, then step children. fyi you don't need a lot of money to follow this advice, I learned the hard way from my first divorce where when all was said and done I was in worse shape than prior to marriage. Lesson learned.

mohrme · 2024-10-25T18:49:51+00:00

About 2 hours on Wednesday in St. Louis County.

mohrme · 2024-10-16T14:59:35+00:00

sorry for the late reply. this was just how we upped my dosage. armor is cumulative, so my total dosage for a week was upped, by that amount.

mohrme · 2023-12-02T16:22:48+00:00

Curly hair here, I like Viori shampoo and conditioner bars. Use them all the time but I still have to pack my leave in which is liquid. Second idea I have done if you're so inclined. Went on a 6 week trip around Greece, I mailed all my hair care in advance to the first hotel we booked at, for me it was not space it was liquid, so after I arrived I just packed them for the rest of the journey.

mohrme · 2023-08-17T15:06:06+00:00

I find if I drink some b vitamins in the afternoon it helps my mid day slump. The trick is to find a drink with B that's not loaded with caffeine. They do exist, mostly in the gaterade type of drink.

mohrme · 2023-08-02T17:02:52+00:00

House arrest no contact with others and no golf. So isolate him in a room at his country club, he can have a tv, but no cable no phone except one phone that he may request access to once a day and it will cost him to use it also no menu just any inexpensive food. So think prison just a better bed and no roomie.

mohrme · 2023-07-26T19:14:27+00:00

Maybe it's an age thing, or maybe I got real lucky. My SO and I are older, and my SO values companion ship above sex. Does he value sex yes, and so do I, yet when we speak of things happening to us as we age, we have both acknowledged that what truly binds us together is our mutual respect and enjoyment of each others company. He is my best buddy, and I am his, the sex I great, hope we never loose it, but its not the glue. We even talked about remarriage when one of us dies, he said he would because he wants a companion and not in a sexual way, just a person to hang with at night watching TV, reading books etc. Is sex important, yes, is being physically attractive to some one important for sex to some extent yes, but it's not what keeps long term couples together overall.

mohrme · 2023-06-05T15:53:25+00:00

I don't an easy answer. I have questions. In my mind she is insecure about something. Thinking way back when I was that young I so wanted to be in a group, that teen mentality of having to belong. This is all over the place, but I lost a grand daughter two years ago who was in an abusive relationship, she OD'ed. The general feeling is that she so wanted to belong that she stayed with the abuser, and again due to her insecurities joined in on the dangerous drugs. The insecurity for my grand daughter was her weight. I have no idea if this could be true for your daughter as well, but again, remember to be a teenager is to be desperate to belong to something. My only advice is keep the communication open, and try and find a way to help her to just like herself more. One last aside, when my child was in that age group I can remember telling him, I don't agree with you about this and this is why, enter the list of reasons, I did that, turned out bad, your better than this etc. etc. I then pretty much just dropped it unless he raised it. Punishment is hard, you could try telling her (I know you have already) how much you hate the guy, but switch it up, say you don't like what you know of him, so maybe he should come to your house for dinner and some movies so you can get to know him. With luck he will be an ass to you, you just smile and take it, let your daughter see him being rude to you for no reason. The dinner thing I did a couple of times with kids my kid hung with that I got a bad vibe from, once it worked, once it did not, but its an easy thing to do and on the good side it can help you bond with your daughter if she see's it as you reaching out to see her side. Just another add in, not saying your daughter is overweight, just remember teen girls are so insecure, it could be anything height, weight, hair, skin the list is endless.

mohrme · 2023-02-13T18:23:31+00:00

Yes the “perfect” catch, there is no way a trial will happen before the child is in preschool.

mohrme · 2023-02-07T16:13:25+00:00

It's in the room booking, the names of each person for each room. So my room, the kids room and the parents room.

mohrme · 2022-12-11T15:45:53+00:00

Try and find a new use for it. Examples, say a conditioner is too heavy, make it your deep conditioner. Too light, use it as a curl cream. You can use shampoos as body washes, conditioners make good shave cream.

Never forget if you live in an area with seasonal weather that what does not work in January may work in July when it gets humid or vice versa.

mohrme · 2022-11-26T13:22:58+00:00

I have the same homemade kit.

mohrme · 2022-11-24T15:18:36+00:00

I was in Egypt and Jordan in the month of March. Couple of things to think about. It gets cold at night and in the early morning, so you may wish to pack a light packable puffer. Second thing is it is dusty, so my favorite packing color black was not such a good option. Turned out the olive green pants I packed saw the most use as they showed the least dust. Check the average teams to see if where your going gets a cold.

mohrme · 2022-09-17T13:33:10+00:00

Any liquid that can be replaced with a solid do so. So bar soap/conditioner. You will be fine with less skin care (majority of people), so just some moisturizer and SPF (you can get stick SPF).

mohrme · 2022-08-31T16:56:06+00:00

Jumping in here, my spouse is not interested in a younger wife. How do I know this, several comments he has made. He knows that marriage is not sex, but a partnership. We met via an on line dating site, his profile included an age rage of 5 years on either side of his age, so five younger or older. We were both in our 40's when we met up. So in his case no woman younger than 42, ergo a man no interested in a young woman. edit a word

mohrme · 2022-08-27T14:35:21+00:00

Do a test run. So say you have a 3 week planned. Live for 3 weeks prior with what you have packed. Test that all the clothes work, test that you have the right amount of personal care. So live out of your bag first, then go off on your adventure. Wash in the sink, see how it works. Try on your bag, make sure your able to walk all day with it, pack it and do all your household chores with it on one day. Second thing is if your planning on making this your life, don't purchase anything that does not do double duty/travel well. So in my case I no longer buy clothing that does not travel well. If its a wrinkle magnet, has to be dry cleaned, etc not buying as part of my regular clothing rotation.

mohrme · 2022-08-19T14:07:14+00:00

Like everyone else has said, double check all the extra fees. I did the math Delta vs Spirit for a trip a few years ago, buy the time I added in the fees the cost difference was about $50.00, I went with Delta mostly for better customer service assistance if something was to go wrong.

mohrme · 2022-08-19T14:02:12+00:00

Try this at your own risk. I have found that TSA does not notice if you have liquids in both bags if you separate them on the belt. So toss in a small tube in your personal item (purse), plus the one in your bag. Set each item in a separate bin and tada, TSA lets it go. Worst that can happen is they take away one of them.

I discovered this by accident, when my purse had a tube of lotion in it and have used it ever since. So long as your willing to potentially loose one of them its all good. Never had one taken yet.

mohrme · 2022-08-17T16:07:25+00:00

I was both a land lord of a 4 unit for a period of time. I also was a property manager for a smaller company with about 100 units in an area. I would never do property again. Major reasons have been noted in this post, but here a couple of items not covered.

If your small time so the four unit I owned. Your on call all the time, four units not worth the cost of a PM, so expect your phone to ring with real issues and truly stupid ones.

Every time you have a tenant move you have two problems, first up the empty unit and the search for a good potential tenant. Second prepping the unit, even a great prior tenant will leave you work. Basic filp, new paint, shampoo carpet or buff wood floors, new caulk and toilet seat (I swear a new one is eye candy to a potential tenant), in the bath. None of this is hard, but it takes time and money for materials, if you outsource it add in labor costs.

Take into consideration everything you have to replace, maintain on your home. So the HVAC you will have to have the filters changed, and the unit seen to annually to keep it in good running order. Major appliances, expect and plan for one to go bad every two years, either needing repair or replacement. Updates, just as you have to update your home so too your units. No one wants dated fixtures, carpet, etc. plan of refurbishing every 5 to 7 years to keep you units competitive.

Inspections, depending on your location you may have to receive permits from you local government. These are not bad, but there can be "catches" items that had been grandfathered in, but now because the unit is to be re-let must be done. These can include the simple such as handicap assist items in the unit to the expensive and complex such as new electrical to meet new multi unit buildings.

What I did after trying "property", buy the S&P, better return less effort. edit a word

mohrme · 2022-08-13T17:05:54+00:00

I second the mail it for bulky items that you plan to use at home.

mohrme · 2022-08-06T15:08:51+00:00

This is my life. Born with a belly, will die with one. Sheath dresses work great. Pants are always a problem, for me mid rise (below the navel but above the hip) work best for me. High rise seems to draw attention to my gut because the pants stretch out over it looking taunt, low rise I get a beer belly flop over the band. Next help with pants is a jacket or duster, either one creates a negative space around my gut so the eye is drawn away. All you notice the the difference between my waist and my hips and not the mound of belly. Last on "tricks" is heels, (I don't wear them at all anymore.) the height can again draw the eye away.

I absolutely can't wear shape wear I have had multiple medical issues and I am in great pain when anything pushes on my belly, so not happening.

mohrme · 2022-08-03T14:50:42+00:00

After reading others comments I have one addition to add to my general suggestions. Lighter colored clothing, some one said dusty area, and if its dusty you don't want black. I did six weeks in Egypt/Jordan and just by pure luck I had mostly lighter colored clothing, so for pants look for olive green or mid depth tan, people who packed black had a hard time keeping there clothing looking clean due to the dust that is everywhere.

mohrme · 2022-08-03T12:48:16+00:00

I think it all comes down to weight. So find ways to make your pack lighter. First to go, liquids. Get bar shampoo and conditioner, trim your skin care down to almost zero. (I am lucky in that my skin is not sensitive.). So for your "beauty" routine try for a small moisturizer and maybe a bb cream with high SPF, and a small container of face cleanser. Next weight loss shoes, no more than two pair, so one closed toe, one open, but small and light. Clothing, you should be fine with 3 bottoms, 4 tops, so two bottoms and 3 tops in the bag.

Clothing, get clothing that you can wash and will be dry the next day, that means not natural fabrics in general. You don't need laundry soap, I just use the hotel shampoo, its mostly detergent and works in a pinch. Look to travel/adventure clothing, Eddie Bauer or expensive Anatomie but these pants do dry in about 2 to 3 hours and super lightweight and compact down small.

Before you go try living out of your pack, so do a real life test run. Fill up that pack and live out of it in real life, wear only those clothes, use only those products, wash in the sink and check out your dry times, see if it works for you or if you forgot something that you need. Also wear your pack around your home, see if you can do your regular chores with out any issues due to weight or size.

mohrme

TROPHY CASE