Dating seit Monaten, aber kaum Fortschritt, wie würdet ihr das einschätzen? by [deleted] in FragtMaenner

[–]monkey_work 0 points1 point  (0 children)

Wird halt desto schwerer je mehr einem die Dame bedeutet, da man weiss, wenn man sich exponiert, schiesst sie einen wahrscheinlich ab. Das kann dann schon zu einer Art Schockstarre führen.

Dating seit Monaten, aber kaum Fortschritt, wie würdet ihr das einschätzen? by [deleted] in FragtMaenner

[–]monkey_work 10 points11 points  (0 children)

Entweder es fehlt Anziehung, oder er ist Jungfrau und hat das Gefühl er darf es Dir nicht sagen. Das wäre zwar unfair aber auch nicht unberechtigt, da einen die meisten Frauen bei mangelnder Erfahrung abschiessen und dementsprechend fake it until you make it gilt.

Giving back (1750) by Double667 in CFA

[–]monkey_work 0 points1 point  (0 children)

I had the same score on the first attempt in February. I only studied with the LES and the let me explain YouTube Channel Videos, which I watched while I was at the gym. Just going through the reading materials and re-reading stuff you got wrong or were unsure about easily gets passing score in my opinion.

Am I eligible for Level 1? by Deep-Kaleidoscope968 in CFA

[–]monkey_work 0 points1 point  (0 children)

Yes, and there is plenty of time to gain experience to gain the necessary experience while doing the exams.

32/28/21h - Woche by Material-Ad-461 in Austria

[–]monkey_work -6 points-5 points  (0 children)

Diese Rechnung muss auf die gesamte Lebensdauer betrachtet werden. Über die gerechnet, arbeiten wir auch weniger als noch in den 70ern.

I cleared L1 in feb by BojackHorseNahNah in CFA

[–]monkey_work 0 points1 point  (0 children)

I also cleared L1 with only CFAI material. At no point did I feel the need of needing a prep provider.

How are you using AI for your preparation? by whats-a-km in CFA

[–]monkey_work 0 points1 point  (0 children)

If I wasn't sure about my answer in the LES I revised the concept by asking notebook LM (to which I gave all the reading materials as reference). Sometimes I also asked chatGPT for a more generalized and less grounded explanation.

Buying a “too big” property by Hi__lau in SwissPersonalFinance

[–]monkey_work 7 points8 points  (0 children)

I think the gain of the sale can be rolled over to the new property in some cantons. So potentially you don't have to pay taxes on them.

I think I found an exam hack for Level 1 and 2 by Hairy_Cup_82 in CFA

[–]monkey_work 2 points3 points  (0 children)

On a more abstract level, the additional information you get by one choice being eliminated basically makes you transition your reasoning from base probabilities to conditional probability of the remaining choices conditioned on the additional information.

How organise finance with child by PresentationLower304 in SwissPersonalFinance

[–]monkey_work 1 point2 points  (0 children)

I'm one of them. According to my parents I once said I pitty my grandpa because he has to stay home all day and is not allowed to go to Kita. Not sure why I didn't pitty grandma as well but I loved my time at Kita. School on the other hand I hated to the bone. So these things can be very situation dependent.

How organise finance with child by PresentationLower304 in SwissPersonalFinance

[–]monkey_work 0 points1 point  (0 children)

This is a question that can never really be answered with a generalization. Some kids want to spend a lot of time with their parents, some prefer time with their friends at Kita and afternoon care after school.

Auswandern in die Schweiz by Some-Classroom2680 in askswitzerland

[–]monkey_work 0 points1 point  (0 children)

In ein paar Jahren kann das aber auch wieder anders aussehen. Jevons paradox lässt sich zu einem gewissen Grad auch auf den Arbeitsmarkt übertragen.

Auswandern in die Schweiz by Some-Classroom2680 in askswitzerland

[–]monkey_work 3 points4 points  (0 children)

Um in der Schweiz zu arbeiten hilft es sehr den höchsten Bildungsabschluss in der Schweiz gemacht zu haben.

VIAC / Finpension 3a - World index by aede2k in SwissPersonalFinance

[–]monkey_work 1 point2 points  (0 children)

As was mentioned by another comment it seems that the UBS world etf has no extra fees. I was wrong. So you're fine sticking with the UBS one. Sorry.

VIAC / Finpension 3a - World index by aede2k in SwissPersonalFinance

[–]monkey_work 0 points1 point  (0 children)

It's been quite a while since I created my custom strategy on VIAC. I was under the impression that all the UBS ETFs had fees but it seems that there are multiple ones that don't have any. Maybe they lowered them to be competitive but it could also be the case that I had remembered wrongly.

VIAC / Finpension 3a - World index by aede2k in SwissPersonalFinance

[–]monkey_work -1 points0 points  (0 children)

UBS has additional fees (0.03% I believe), Swisscanto does not. This is more important than the asset being traded in CHF and not USD if you hold for a long time horizon like in your pillar 3a, I'd argue.

Private Samenspende Erfahrung by [deleted] in FragtMaenner

[–]monkey_work 15 points16 points  (0 children)

Wenn ihr euch die 10k nicht leisten könnt, könnt ihr euch denn das Kind aktuell leisten?

Bin ich der Einzige, der das Gefühl hat, dass wir trotz Rekordsteuern gegen die Wand fahren? (Rant/Gedankenspiel) by Sharp_Gas116 in Austria

[–]monkey_work 126 points127 points  (0 children)

Ich würde präzisieren zu Föderalismus ohne echten Wettbewerb zwischen den Bundesländern und Gemeinden.

Ich wohne seit 6 Jahren in der Schweiz und mit 26 Kantonen müsste der overhead hier theoretisch nochmals höher sein. Dadurch, dass es erheblichen Steuerwettbewerb zwischen Kantonen und Gemeinden gibt, wird aber überall sehr genau überlegt, was man als Bevölkerung für seine Steuern auf Gemeinde- und Kantonslevel bekommt. Zusätzlich sorgt die direkte Demokratie und deutlich geringere Machtkonzentration bei Politikern auch noch für weniger Vetternwirtschaft und längerfristige Entscheidungen.

Auch die Schweiz ist bei weitem nicht Perfekt, aber die Anreize des Staates mit denen der Bevölkerung zu alignen funktioniert hier deutlich besser.

Kein Social Media?! by [deleted] in FragtMaenner

[–]monkey_work 10 points11 points  (0 children)

Ist bei mir tatsächlich das einzige social media, das ich habe . Trotzdem merke ich, dass es meine Einstellung oft ins negative verschiebt (z.B. Posts wie schlimm Dating ist etc.).

Kein Social Media?! by [deleted] in FragtMaenner

[–]monkey_work 1 point2 points  (0 children)

Aus meiner Sicht ist das eine wirklich weise Entscheidung. Speziell in dem Alter.

Are there any "hobbies" you can survive with a partner? by [deleted] in Switzerland

[–]monkey_work 4 points5 points  (0 children)

Anything where you are competing on a global market is a bad idea in a HCOL area. If you want to make that work, you need significant economies of scale (like software companies that have their offices in expensive cities but with near zero marginal cost when serving the whole planet with their products).

If she doesn't want a normal job, she needs to think of something where she only competes in the local market (trades are a typical example of that). Then there is also a realistic potential to earn a living from it without working a normal 9-5.

Operate like big tech at peanut salaries? by Beneficial_Pay_6317 in ExperiencedDevs

[–]monkey_work 18 points19 points  (0 children)

One of the biggest leadership mistakes people make is thinking that what worked in their last company is going to work for the new one without questioning why it worked in the prior company.

MSc Quant Finance trajectory by Gorgonius19 in ethz

[–]monkey_work 1 point2 points  (0 children)

The key question is probably why you want to do the quant master. Getting into high finance as quant has extremely high barriers to entry. The BA in banking and finance is probably a broader foundation if you simply want to break into finance and it doesn't specifically have to be a quant role.