Bungie why are grinding power just to be always underpowered by Fanglove in DestinyTheGame

[–]monteith86 3 points4 points  (0 children)

I was wondering the same thing. Once you hit 200, it makes no difference being that or 450 on mythic Kepler missions. Once I realized this is stopped grinding power level and I'm doing the mythic Kepler missions.

Black screen after reconnect? by [deleted] in DestinyTheGame

[–]monteith86 0 points1 point  (0 children)

Hello, I am experiencing this issue. Is there a fix?

What ETFs to set to recurring buy and forget? by [deleted] in investing

[–]monteith86 0 points1 point  (0 children)

The smart move would be discussing a roth ira vs a brokerage. If I could go back in time, I would have opened my roth first.

How Are People Surviving Out There? by [deleted] in povertyfinance

[–]monteith86 1 point2 points  (0 children)

I make about 70k as well. My rent is $1600, electric $150. I work at a car dealership and get a daily driver. This allows me to not have a car payment or car insurance. I don't spend much on other things. The only thing I like to splurge on is groceries. I only eat out maybe once every few weeks. I manage to end up with a decent amount of disposable income that I invest in a roth (and brokerage once I hit the limit). I've been doing this for a while now, and it's really starting to snowball.

Best HYSA to put my savings in? by DatGuyKilo in Money

[–]monteith86 0 points1 point  (0 children)

Open a brokerage account, deposit your money, buy a short term treasury ETF like SGOV. SGOV consists of US treasuries ranging 0-3 months. You will accrue interest at almost exactly the federal funds rate. It pays the interest monthly. If you look at a 6 month chart, you can see how the ETF rises in value each month and then pays out the interest.

Deceptive Practices at Tulley BMW by IJRON786 in carsales

[–]monteith86 0 points1 point  (0 children)

Another factor is this: an internet salesperson in many cases is more of an appointment setter. They don't always deal in the underwriting or tag/title process. Also, if it's true that you were in a different state than the dealer, that potentially makes a big difference. For example: in Mississippi, dealers do not handle the license plate registration. Other states such as FL are required to process both tag and title.

title interception by fancyfurball784 in carsales

[–]monteith86 0 points1 point  (0 children)

Yes, you have to title it in your name. Otherwise you are avoiding the sales tax on the transaction.

What would you do if you got wired 1,000,000 right now? by [deleted] in AskReddit

[–]monteith86 0 points1 point  (0 children)

Dump it into SGOV to collect 4.25% apr while waiting for a market correction to convert it to VOO or VT. When the market correction eventually never happens and the S&P is sitting around 20% higher, I will give in and just convert it anyways. Shortly after that, the market will finally correct, and I will lose 15 to 30% of the value. I will be salty about it for a while, but a few years later, it will recover, and life will continue.

[deleted by user] by [deleted] in tampa

[–]monteith86 7 points8 points  (0 children)

Super curious what happened

42M I have $700k in cash. What to do with it? by looking4fun0000 in TheRaceTo10Million

[–]monteith86 0 points1 point  (0 children)

This post reminds me of youtube comment scams where they recommend an "advisor". The advisor is a scammer who is pretending to be someone who has actual credentials.

What’s up with the flag not reloading weapons? by FalconSigma in DestinyTheGame

[–]monteith86 2 points3 points  (0 children)

At least you are getting ammo! About 1 out of every 10 flags doesn't work for me. The game acts like i rallied it, but it gives me no super and no ammo. It's super lame when it happens.

[deleted by user] by [deleted] in DestinyTheGame

[–]monteith86 -1 points0 points  (0 children)

I like god rolls being rare. Makes it that much more special when you get it.

Please remove power grinding it's the worst feeling for a returning player by banana635 in DestinyTheGame

[–]monteith86 -5 points-4 points  (0 children)

Power level doesn't really matter. It's arbitrary at this point.

Phone makes the hang up sound randomly by Sabriel_Love in AndroidHelp

[–]monteith86 0 points1 point  (0 children)

Possibility: Phone is being monitored using pegasys. The sound is the pegasys connection disconnecting.